cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Imam Wahyudhi
Contact Email
papuambs.234@gmail.com
Phone
+6282113045558
Journal Mail Official
papuambs.234@gmail.com
Editorial Address
Published by: Institut Agama Islam Negeri Fattahul Muluk Papua Managed by: Study Program of Sharia Business Management , Faculty of Islamic Economics and Business, Lecturer's New Building, 2nd Floor. Jl. Merah Putih, Buper, Waena, Distrik Heram, Kota Jayapura, Papua. Email: papuambs.234@gmail.com
Location
Kota jayapura,
P a p u a
INDONESIA
PAPUA: International Journal of Sharia Business Management
Published by Institut Agama Islam Negeri Fattahul Muluk Papua
ISSN : -     EISSN : 30632250     DOI : https://doi.org/10.53491/papua.v2i2.1926
Core Subject :
The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study, and review of studies in the field of Islamic business, accounting, and management. Publishing this journal aims to increase the quantity and quality to spread knowledge and also as a means of communication between scientists, practitioners, students, and observers of Islamic business and management studies. The journal is intended to be the journal for publishing articles reporting the results of research on Islamic business and management.
Arjuna Subject : -
Articles 29 Documents
 1   2   3 
Measuring the Efficiency of Islamic Social Finance Integration Models for MSME Empowerment Nafiah Nafiah
PAPUA: International Journal of Sharia Business Management Vol. 2 No. 2 (2025): (DESEMBER) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v2i2.1926

Abstract

This study evaluates the efficiency of Islamic social finance integration models in strengthening Micro, Small, and Medium Enterprises (MSMEs) by combining zakat, waqf, and Islamic microfinance instruments into a unified empowerment framework. Using a multi-stage efficiency measurement approach based on Data Envelopment Analysis (DEA) and supported by institutional performance indicators, the research examines 30 Islamic social finance institutions across key Indonesian regions. Results reveal that integrated models significantly outperform single-instrument schemes in enhancing MSME productivity, capital resilience, and business continuity. Institutions adopting blended financing such as cash-waqf-backed microfinance, productive zakat funds, and revolving qard hasan portfolios achieve higher technical efficiency scores, with several reaching frontier performance. Key determinants of efficiency include governance quality, digital beneficiary assessment, and structured mentoring programs. The study offers empirical evidence that integration not only optimizes resource allocation but also accelerates MSME capability formation. These findings provide relevant policy implications for Islamic social finance regulators and practitioners seeking scalable and sustainable empowerment mechanisms.
Digital Transformation of Waqf Institutions and Its Impact on Financial Sustainability Anila Dani Sakinah
PAPUA: International Journal of Sharia Business Management Vol. 2 No. 2 (2025): (DESEMBER) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v2i2.1927

Abstract

This study examines how digital transformation shapes the financial sustainability of waqf institutions, focusing on the adoption of digital platforms, data management systems, and technology-enabled governance mechanisms. Using a qualitative multiple-case approach supported by institutional reports and interviews, the research explores how digital tools influence fundraising efficiency, transparency, asset management, and long-term financial stability. The findings indicate that digitalization enhances the accuracy of beneficiary databases, accelerates administrative processing, and strengthens accountability through real-time monitoring and traceable transactions. Moreover, technology-based fundraising channels expand donor reach and increase cash-waqf collection, while digital asset management systems improve the utilization and productivity of waqf properties. However, the study also identifies challenges related to digital literacy, cybersecurity risks, and uneven technological readiness among institutions. Overall, the results demonstrate that digital transformation serves as a critical enabler of financial sustainability, provided that waqf institutions align technological adoption with governance reforms and strategic resource management.
The Role of Islamic Microfinance in Strengthening Social Resilience Post-Pandemic Sahara Sahara
PAPUA: International Journal of Sharia Business Management Vol. 2 No. 2 (2025): (DESEMBER) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v2i2.1928

Abstract

This study examines the role of Islamic microfinance in strengthening social resilience among vulnerable communities in the post-pandemic period. Using a mixed qualitative secondary analysis of institutional reports, academic literature, and regulatory documents, the research investigates how Sharia-compliant financing instruments such as qard hasan, profit-sharing schemes, and integrated microenterprise support contribute to income recovery, livelihood stabilization, and community adaptability after COVID-19 disruptions. The findings reveal that Islamic microfinance institutions enhance social resilience by providing accessible capital, flexible repayment structures, and embedded non-financial services, including mentoring, market facilitation, and financial literacy training. These features help micro-entrepreneurs rebuild productive capacity, reduce dependence on high-risk informal lenders, and strengthen household coping mechanisms. The study also identifies governance quality and digital service delivery as key enablers of resilience outcomes. Overall, the results highlight the strategic role of Islamic microfinance as a socio-economic buffer that supports post-crisis recovery and promotes long-term resilience among marginalized groups.
Evaluation of Cash Waqf Linked Sukuk as a Tool for Public Infrastructure Development Maya Kirana
PAPUA: International Journal of Sharia Business Management Vol. 2 No. 2 (2025): (DESEMBER) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v2i2.1929

Abstract

This study evaluates the effectiveness of Cash Waqf Linked Sukuk (CWLS) as an innovative Islamic financial instrument to support public infrastructure development. The analysis explores how CWLS integrates the philanthropic spirit of waqf with the stability of sovereign sukuk to generate sustainable social and economic value. The study investigates governance frameworks, operational mechanisms, risk mitigation strategies, and the distribution of social returns to beneficiaries. It also examines the extent to which CWLS enhances financial inclusion by mobilizing small-scale contributions into productive, long-term infrastructure projects. Empirical evidence highlights CWLS’s potential to reduce government financing burdens, increase community participation, and strengthen the resilience of Islamic social finance. Despite its promising impact, the study identifies several challenges, including limited public awareness, regulatory constraints, and the need for stronger institutional collaboration. Overall, CWLS demonstrates significant potential as a complementary tool for financing essential public infrastructure in a socially responsible and Sharia-compliant manner.
ISLAMIC FINANCIAL AWARENESS AND SUSTAINABLE FINANCIAL BEHAVIOR OF GENERATION Z Zulfatun Anisah
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i1.2071

Abstract

This study examines the role of Islamic Financial Awareness in fostering Sustainable Financial Behavior among Generation Z in Indonesia. The rapid growth of Islamic financial services, digital financial platforms, and financial technology has increased opportunities for young consumers to access financial products and services. However, concerns remain regarding the limited level of Islamic financial awareness and the increasing prevalence of consumptive financial behavior among Generation Z. This study employs a quantitative approach with an explanatory research design to analyze the relationship between Islamic financial awareness and sustainable financial behavior. Islamic Financial Awareness is conceptualized through knowledge of Sharia principles, Islamic financial products, and ethical financial values, while Sustainable Financial Behavior is reflected in budgeting, saving, responsible spending, debt management, and long-term financial planning. The findings indicate that a higher level of Islamic financial awareness contributes positively to the development of sustainable financial behavior by encouraging responsible financial decision-making and strengthening financial resilience. The study highlights the importance of enhancing Islamic financial education and awareness programs to support the formation of a financially responsible and sustainable Generation Z in Indonesia.
ISLAMIC ENTREPRENEURIAL ORIENTATION AND BUSINESS SUSTAINABILITY IN PESANTREN-BASED ENTERPRISES Anila Dani Sakinah
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i1.2073

Abstract

This study explores the role of Islamic Entrepreneurial Orientation (IEO) in enhancing Business Sustainability within Pesantren-Based Enterprises through a qualitative case study approach. Islamic Entrepreneurial Orientation is conceptualized as the integration of entrepreneurial dimensions, including innovativeness, proactiveness, and risk-taking, with Islamic values such as amanah (trustworthiness), ‘adl (justice), sidq (honesty), and accountability to Allah. Data were collected through in-depth interviews, observations, and document analysis involving pesantren leaders, business managers, employees, and relevant stakeholders. The findings reveal that Islamic Entrepreneurial Orientation significantly contributes to business sustainability by strengthening organizational resilience, stakeholder trust, ethical business practices, and long-term competitiveness. Furthermore, the study demonstrates that sustainability in pesantren-based enterprises encompasses economic, social, organizational, environmental, and spiritual dimensions. The integration of entrepreneurial capabilities with Islamic ethical principles enables pesantren enterprises to achieve sustainable growth while maintaining their educational mission, religious identity, and contribution to community welfare. The study highlights the strategic importance of Islamic entrepreneurship as a model for sustainable and inclusive business development.
DIGITAL TRANSFORMATION, SHARIA GOVERNANCE, AND ORGANIZATIONAL PERFORMANCE IN ISLAMIC MICROFINANCE INSTITUTIONS Nur Kholidah
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i1.2074

Abstract

This study examines the relationship between digital transformation, Sharia governance, and organizational performance in Islamic Microfinance Institutions (IMFIs) within the context of achieving the objectives of maqasid al-shariah in the digital era. The research employs a qualitative approach using a literature review method based on secondary data collected from 30 scholarly articles and relevant institutional reports published between 2015 and 2025. The findings indicate that digital transformation plays a significant role in improving operational efficiency, expanding financial inclusion, enhancing customer services, and strengthening institutional competitiveness. Furthermore, effective Sharia governance ensures that technological innovation remains aligned with Islamic ethical principles, transparency, accountability, and compliance requirements. The integration of digital transformation and Sharia governance contributes positively to organizational performance by supporting financial sustainability, social impact, and stakeholder trust. The study also highlights that the implementation of digital technology within IMFIs can facilitate the achievement of maqasid al-shariah, particularly in the preservation of wealth, intellect, and social welfare. Therefore, a balanced integration of technological innovation and Islamic governance is essential for fostering sustainable development and long-term organizational success in Islamic microfinance institutions.
TECHNOLOGY ACCEPTANCE AND CUSTOMER SATISFACTION IN DIGITAL ISLAMIC FINANCIAL SERVICES Syuhada' Syuhada'
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i1.2075

Abstract

The rapid growth of digital technology has transformed the Islamic financial industry by enabling the development of innovative, accessible, and Sharia-compliant financial services. This study aims to explore the relationship between technology acceptance and customer satisfaction in digital Islamic financial services. Employing a qualitative research approach, the study investigates how perceived usefulness and perceived ease of use influence customers’ experiences and satisfaction when utilizing digital Islamic financial platforms. Data were collected through in-depth interviews, document analysis, and relevant literature reviews, and subsequently analyzed using thematic analysis. The findings reveal that customers generally perceive digital Islamic financial services as beneficial in enhancing transaction efficiency, accessibility, convenience, and financial management. Furthermore, ease of use, system reliability, security, and privacy protection contribute significantly to positive customer experiences. The study also finds that Sharia compliance, ethical values, and customer trust play critical roles in strengthening the relationship between technology acceptance and customer satisfaction. These findings support the Technology Acceptance Model (TAM) while extending its applicability to the context of digital Islamic financial services. The study contributes to the growing literature on Islamic digital finance by providing a comprehensive understanding of how technological and religious factors jointly influence customer satisfaction. Practically, the findings offer valuable insights for Islamic financial institutions seeking to improve digital service quality, enhance customer trust, and strengthen long-term customer relationships in an increasingly competitive digital environment.
THE ROLE OF ISLAMIC SOCIAL FINANCE IN ACHIEVING SUSTAINABLE DEVELOPMENT GOALS Rakhmi Adrianti Hapsari
PAPUA: International Journal of Sharia Business Management Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT
Publisher : Study Program of Sharia Business Management , Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/papua.v3i1.2079

Abstract

Islamic Social Finance (ISF) has emerged as a strategic instrument for supporting the achievement of the Sustainable Development Goals (SDGs) through its contributions to poverty alleviation, human capital development, inclusive economic growth, and inequality reduction. This study aims to analyze the role of Islamic social finance in achieving sustainable development. Using a qualitative approach and a systematic literature review (SLR) method, this research examines approximately 30 scholarly articles and institutional reports related to zakat, waqf, sadaqah, infaq, Islamic microfinance, and SDGs. The findings reveal that Islamic social finance significantly contributes to SDG 1 (No Poverty), SDG 3 (Good Health and Well-Being), SDG 4 (Quality Education), SDG 8 (Decent Work and Economic Growth), and SDG 10 (Reduced Inequalities). Furthermore, the integration of governance, institutional collaboration, and digital innovation enhances the effectiveness of Islamic social finance programs. This study concludes that Islamic social finance represents a comprehensive and sustainable development framework capable of promoting inclusive growth, social welfare, and equitable development while supporting the broader achievement of the SDGs.

Page 3 of 3 | Total Record : 29

 1   2   3 

Filter by Year

2024 2026


Reset
Filter By Issues
All Issue Vol. 3 No. 1 (2026): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT Vol. 2 No. 2 (2025): (DESEMBER) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT Vol. 2 No. 1 (2025): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT Vol. 1 No. 2 (2024): (DESEMBER) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT Vol. 1 No. 1 (2024): (JUNI) PAPUA: INTERNATIONAL JOURNAL OF SHARIA BUSINESS MANAGEMENT