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Contact Name
Aris Sunandar Suradilaga
Contact Email
arissunandarsuradilaga@uin-palangkaraya.ac.id
Phone
+6285249368920
Journal Mail Official
arissunandarsuradilaga@uin-palangkaraya.ac.id
Editorial Address
Mir'ah: Family Law and Legal Culture is published by Faculty of Sharia, State Islamic University (UIN) Palangka Raya Editor and Administration Address: Building A1, Faculty of Sharia, State Islamic University (UIN) Palangka Raya, G. Obos St., Islamic Centre, Palangka Raya, Kalimantan Tengah, Indonesia, Postal Code 73112 email: mir'ah@iain-palangkaraya.ac.id
Location
Kota palangkaraya,
Kalimantan tengah
INDONESIA
Family Law and Legal Culture
ISSN : -     EISSN : 30634881     DOI : 10.23971
Core Subject :
Focus and Scope Mirah: Family Law and Legal Culture is a double-blind peer-reviewed journal published by Sharia Faculty of State Islamic University (UIN) Palangka Raya, Indonesia. Focus Mirah: Family Law and Legal Culture focuses on Family Law, Islamic Law, and Local Wisdom. Scope Mirah: Family Law and Legal Culture specializes in Family Law, Islamic Law, and Local Wisdom, and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. Family Law Islamic Family Law Islamic Criminal Law Islamic Jurisprudence Islamic Law and Politics Islamic Law and Gender Islamic Law and Contemporary Issue Customary Law Local Wisdom Culture Islamic Law
Arjuna Subject : -
Articles 21 Documents
Negotiating Islamic Law and State Law: Legal Culture of Informal Torn Money Exchange in Central Kalimantan, Indonesia Siti Fatimah; Eka Suriansyah; H. Kamal Hasuna
Mir'ah: Family Law and Legal Culture Vol. 3 No. 1 (2026): Mir'ah: Family Law and Legal Culture
Publisher : Faculty Sharia of State Islamic University (UIN) Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/mirah.v3i1.508

Abstract

The practice of informal torn-money exchange remains prevalent in traditional markets despite the availability of official exchange services provided by authorized financial institutions. This study aims to examine the legal culture underlying informal torn-money exchange practices at Pasar Sabtu, Selat District, Kapuas Regency, Central Kalimantan, and to analyze their conformity with Islamic law and Indonesian monetary law. This research employed an empirical legal design using a socio-legal approach. Data were collected through observations, in-depth interviews with money exchangers, traders, community members, and banking officials, as well as document analysis, and were analyzed using a qualitative descriptive method. The findings reveal that the persistence of informal exchange practices is driven by pragmatic legal culture, where accessibility, efficiency, and convenience are prioritized over compliance with religious and state legal norms. From the perspective of Islamic law, the practice contains elements of ribā al-faḍl, gharar, and ambiguity of contract, making it inconsistent with the principles of al-ṣarf. Simultaneously, it contradicts Law Number 7 of 2011 on Currency, which guarantees the exchange of damaged banknotes at their full nominal value through authorized institutions. This study contributes to socio-legal scholarship by demonstrating that informal financial practices represent an ongoing negotiation between Islamic law, state law, and local legal culture in responding to community economic needs. The study is limited to a single research location; therefore, broader comparative studies are recommended to strengthen the generalizability of the findings.

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