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Achmad Fawaid
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INDONESIA
Indonesian Journal of Language and Economic Discourse
Published by CV Narasi Khatulistiwa Indonesia
ISSN : -     EISSN : 31634362     DOI : -
Core Subject :
Indonesian Journal of Language and Economic Discourse is a double blind peer-reviewed scholarly journal that publishes original research articles and critical studies at the intersection of language, discourse, and economic processes. This journal is published quarterly as a platform for the dissemination of theoretical, empirical, and interdisciplinary findings that examine how language shapes, represents, and mediates economic practices, institutions, and ideologies. It addresses a broad range of topics, including but not limited to economic discourse analysis, language in markets and organizations, financial and corporate communication, policy and development discourse, language and labor, media representations of economic issues, critical political economy of language, and language-centered approaches to economic phenomena in social and institutional contexts.
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Articles 12 Documents
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Faith, finance, and technological legitimacy: the discourse of Sharia compliance in Indonesian fintech communication Suaidi
Indonesian Journal of Language and Economic Discourse Vol. 1 No. 2 (2026): Language, algorithms, and economic futures in Indonesia
Publisher : CV Narasi Khatulistiwa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.67490/ijle.v1i2.906

Abstract

Background: Indonesia’s Sharia fintech sector must reconcile religious normativity, financial intermediation, technological innovation, and consumer risk within a regulatory environment where only a small subset of licensed providers is classified as Sharia-based. Objective: This study examines how official Indonesian fintech communication constructs Sharia compliance as religious, institutional, technological, and financial legitimacy. Method: Using a qualitative corpus-assisted critical discourse design, this study analyses 19 publicly accessible documents issued between 2018 and 2026 by ALAMI, Ammana, Dana Syariah, OJK, DSN-MUI, Bank Indonesia, and AFTECH through lexical, legitimation, and multimodal interface analysis. Results: Findings show that Sharia legitimacy is primarily authorised through regulatory references, fatwas, ethical vocabulary, and named contracts, although detailed contractual explanation is less frequent than broad institutional alignment. Technological legitimacy is produced through claims of digital readiness, accessibility, efficiency, innovation, and transaction traceability, but concrete descriptions of technical safeguards remain comparatively limited. Implication: Trust is constructed alongside risk disclosure, creating a conditional legitimacy in which platforms promise transparency and inclusion while assigning users responsibility for prudent financial judgement. Novelty: This study contributes a multidimensional account of Sharia fintech discourse by demonstrating that compliance is communicatively assembled through intertwined religious authority, technological rationalisation, institutional recognition, and managed consumer risk within Indonesia’s rapidly evolving digital financial ecosystem today.
Speaking the market into being: artificial intelligence, predictive language, and the communicative power of central banks in Southeast Asia Mohammad Alief Hidayatullah
Indonesian Journal of Language and Economic Discourse Vol. 1 No. 2 (2026): Language, algorithms, and economic futures in Indonesia
Publisher : CV Narasi Khatulistiwa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.67490/ijle.v1i2.907

Abstract

Background: Central-bank communication increasingly governs expectations through forecasts, conditional projections, and policy signals, while artificial intelligence expands the capacity to classify and compare such language across heterogeneous monetary regimes. Objective: This study examines how central banks in Indonesia, Singapore, Malaysia, and the Philippines construct economic futures, authorise policy judgement, and become analytically legible through AI-assisted textual modelling. Method: A comparative corpus-assisted discourse design analyses fourteen official English-language policy communications using predictive-language annotation, communicative-power coding, normalised institutional profiles, cosine similarity, concordance checking, and human validation. Results: Predictive discourse consistently combined epistemic modality, temporal projection, and inflation alignment, although quantification, conditionality, directional risk, and forecast revision varied across institutions. Communicative authority emerged through different configurations: Bank Indonesia foregrounded policy commitment and exchange-rate stability, MAS emphasised numerical forecasting and recalibration, BNM contextualised projections through broader macroeconomic conditions, and BSP combined formal decisions with forecast monitoring. Implication: Computational comparison identified substantial but incomplete institutional convergence, demonstrating that shared monetary vocabulary did not erase differences in mandate, genre, or policy orientation. Novelty: This study contributes an integrated account of predictive authority by linking linguistic futurity, institutional performativity, and explainable AI, while treating computational outputs as interpretive evidence requiring contextual and human scrutiny across linguistically and institutionally differentiated Southeast Asian monetary systems

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