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Recital Review
Published by Universitas Jambi
ISSN : 26225891     EISSN : 26232928     DOI : https://doi.org/10.22437/rr
Core Subject :
The aims of RECITAL REVIEW is to provide a venue for academicians, researchers and practitioners for publishing the original research articles or review articles. The scope of the articles published in this journal deal with a broad range of topics related with Notary area, including: Deed of Making Techniques; Agrarian law; Family Law; Inheritance Law; Contract Law; Auction Law; Code Ethic of Notary; Land Law; Company and Insolvency Law; Intellectual Property Rights; Tax Law; Politics of Notarial Law; Guarantee Law; Banking Law.
Arjuna Subject : -
Articles 132 Documents
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Relaksasi Kredit Pada Kepemilikan Rumah Subsidi Di Bank Mandiri Kota Medan Di Masa Pendemi Covid-19 Berdasarkan Peraturan Otoritas Jasa Keuangan Medianson Saragih, Gema Medianson
Recital Review Vol. 3 No. 2 (2021): Volume 3 Nomor 2 2021
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v3i2.13728

Abstract

Covid-19 pandemic that occurs in Iitdonesia not only creates contagious disease resulting deaths, but also causes stagnancy in economic cycle of a country and its people. The policy of large-scale social restriction (PSBB) makes the company, factory, stores, supermarket and shopping centers temporarily stop their economic activities and terminate their employees. The results demonstrate that Bank Mandiri, as the lender, does not implement the policy of credit relaxation in the covid-19 pandemic to the debtors of subsidized mortgage in accordance with the law. Bank Mandiri makes special policy in the form of debtor classification, namely employees who have been terminated as the customers. External constraint comes from the debtors who state their inability to pay the installment of subsidized mortgage. Another constraint comes from the management of Bank Mandiri Medan City that has the technical implementation guidelines of credit relaxation distribution, based only on subjective assessment of the surveyor and the management of Bank Mandiri Medan City, guided by the justice limited by prudence principles.    
Prinsip Kehati-Hatian Notaris Di Dalam Pembuatan Akta Yang Sempurna Okladea Amanda, Bella
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.13815

Abstract

The aims of this study are: 1. To find out and analyze the principle of prudence of a notary in making a perfect deed. 2. To find out and analyze the legal consequences of an imperfect notarial deed. The formulation of the problem from this writing are: 1. What is the form of the notary prudence principle in making a perfect deed?. 2. What are the legal consequences of an imperfect notarial deed? In this study the author uses normative juridical research, the results of this study are the forms of the notary prudence principle in making a perfect deed, namely one introducing the penghadao, two verifying carefully and the subject and object of the appearers, third giving a grace period in processing the deed. The fourth is to act carefully, carefully and thoroughly in the process of making a perfect deed, the fifth to fulfill all the technical requirements for making a perfect notary deed, and the sixth to report to the authorities if there are indications of money laundering in transactions at a Notary. Then the legal consequences of an imperfect notarial deed are proven in case number 69/Pid.B/2021 Plk notary Agustri Paruna, S.H Bin Bena and court decision number 40/Pid.B/2013/PN. Notary NGO Imran Zubir Daoed bi M. Daoed Therefore, with the proof that the Notary has committed a criminal act and in making a notarial deed that is not in accordance with the procedures or rules as stipulated by the Notary Position Act, the notary deed becomes a private deed , is not the same as the legal force of a notarial deed which is valid in its manufacture and is sentenced to imprisonment, this causes losses for parties with an interest in the deed. Abstrak Tujuan dari penelitian ini adalah: 1. Untuk mengetahui dan menganalisis mengenai prinsip kehati-hatian notaris dalam pembuatan akta yang sempurna. 2. Untuk mengetahui dan menganalisis akibat hukum terhadap akta notaris yang tidak sempurna. Adapun rumusan masalah dari penulisan ini yaitu: 1. Bagaimana bentuk prinsip kehati-hatian notaris dalam pembuatan akta yang sempurna?. 2. Bagaimana akibat hukum terhadap akta notaris yang tidak sempurna?. Dalam penelitian ini penulis menggunakan penelitian yuridis normatif, hasil penelitian ini adalah bentuk-bentuk prinsip kehati-hatian notaris didalam pembuatan akta yang sempurna yaitu satu melakukan pengenalan terhadap penghadao, dua memverifikasi secara cermat dan subyek dan obyek penghadap, ketiga memberikan tenggang waktu dalam pengerjaan akta yang sempurna, keempat bertindak hati-hati, cermat dan teliti dalam proses pembuatan akta yang sempurna, kelima memenuhi segala syarat teknik pembuatan akta notaris yang sempurna, dan keenam melaporkan kepada pihak yang berwajib apabila terjadi indikasi pencucian uang dalam transaksi di Notaris. Kemudian akibat hukum terhadap akta notaris yang tidak sempurna yaitu terbukti didalam kasus nomor 69/Pid.B/2021 Plk notaris Agustri Paruna, S.H Bin Bena dan putusan pengadilan nomor 40/Pid.B/2013/PN. Lsm notaris Imran Zubir Daoed bi M. Daoed Oleh karena itu dengan terbuktinya Notaris telah melakukan perbuatan pidana dan dalam pembuatan akta notaris yang tidak sesuai dengan prosedur atau aturan sebagaimana yang telah ditetapkan oleh Undang-Undang Jabatan Notaris, maka akta notaris tersebut menjadi akta dibawah tangan, tidak sama kekuatan hukumnya dengan akta notaris yang sah dalam pembuatannya serta dijatuhkan pidana penjara, hal ini menimbulkan kerugian bagi pihak yang berkepentingan dengan akta tersebut.  
Pengaturan Perlindungan Hukum Terhadap Kreditur Dalam Eksekusi Objek Hipotek Kapal Laut Yang Dijaminkan Ke Bank Berdasarkan Perspektif Perundang-Undangan Yasin, Zainuddin
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.14089

Abstract

The purpose of this study is to determine and criticize the regulation of legal protection for creditors in execution of marine mortgage objects in perspective of legislation and regulation of execution of marine mortgage objects guaranteed in banks. In this study, the authors use normative juridical research methods. The approach used is a statutory approach, conceptual approach, and case approach. The results of this research are that the debtor is based on Article 1178 of the Civil Code which focuses on fiat execution (there must be annmainig 1,2,3), while the creditor focuses on Article 224 of the HIR which contains the title of executorial, so this does not provide a guarantee. legal certainty and legal protection for the creditor in getting the accounts receivable paid off from the debtor. Second, the arrangements for the execution of ships as objects of collateral, namely: First, Law Number 17 of 2008 concerning Shipping regulates the process of execution to court through an executorial title, that each mortgage deed is issued one mortgage grosse deed and Article 224 HIR Jo. Article 195 HIR with the lines contained in the mortgage grosse deed, if it is listed for the sake of justice based on supreme Godhead, then the mortgage is attached to the executorial power (executoriale kracht) because the law itself equates it with a judge's decision or justice which has permanent legal force Second, with the Parate Execution process or it can be called auction sale by creditors based on their own power of attorney (eigenmachtige verkoopI). In this Mortgage is based on Article 1178 paragraph (2) KUHPerdata. The conditions for executing Parate Execution are that the power of attorney must be set forth as a clause in the Mortgage deed which contains a statement that the debtor gives the creditor the right or power of attorney to sell the object of the Mortgage goods himself, if the debtor is default with the procedure of selling must remain subject to Article 1211 KUHPerdata, namely the sale must be made in public, and the Creditor requests the assistance of the Auction Office to conduct the auction sale. The third process is an underhand sales process.    Abstrak Tujuan dari penelitian ini adalah untuk mengetahui dan mengkritisi pengaturan perlindungan hukum terhadap kreditur dalam eksekusi objek Hipotek kapal laut dalam perspektif peraturan perundang-undangandan pengaturan eksekusi objek  Hipotek kapal laut yang di jaminkan di bank.Dalam penelitian ini penulis menggunakan metode penelitian yuridis normatif. Pendekatan yang digunakan adalah pendekatan undang-undang, pendekatan konseptual, dan pendekatan kasus. Adapun hasil dari penelitian ini yaitu bahwa Debitur berpijak pada Pasal 1178 KUHperdata yang bertitik berat kepada fiat eksekusi (harus ada anmainig 1, 2, 3), sementara pihak kreditur bertitik berat pada Pasal 224 HIR yang mengandung titel eksekutorial, sehingga hal tersebut tidak memberikan jaminan kepastian hukum dan perlindungan hokum kepada pihak kreditur dalam mendapatkan pelunasan piutang dari pihak debitur. Kedua, Pengaturan eksekusi kapal laut sebagai obyek jaminan yaitu: Pertama, Undang-Undang Nomor 17 Tahun 2008 Tentang Pelayaran mengatur proses eksekusi ke pengadilan melalui titel eksekutorial, bahwa setiap akta Hipotek diterbitkan satu grosse akta Hipotek dan Pasal 224 HIR Jo. Pasal 195 HIR dengan irah-irah yang terdapat dalam grosse akta Hipotek, apabila tercantum Demi Keadilan Berdasarkan Ketuhanan Yang Maha Esa, maka pada Hipotek melekat kekuatan eksekutorial (executoriale kracht) karena undang-undang sendiri mempersamakannya dengan putusan hakim atau keadilan yang berkekuatan hukum tetap. Kedua, dengan proses Parate Eksekusi atau dapat disebut penjualan lelang oleh kreditur berdasarkan kuasa sendiri (eigenmachtige verkoopI). Dalam Hipotek hal ini didasarkan Pasal 1178 ayat (2) BW. Syarat-syarat untuk melakukan Parate Eksekusi adalah dalam kuasa tersebut harus dituangkan sebagai klausul dalam akta Hipotek yang berisi pernyataan, bahwa debitur memberikan hak atau kuasanya kepada kreditur untuk menjual sendiri objek barang Hipotek, apabila debitur cedera janji dengan tata cara penjualan harus tetap tunduk pada Pasal 1211 BW, yaitu penjualan harus dilakukan di muka umum, dan Kreditur meminta bantuan Kantor Lelang untuk melakukan penjualan lelang. Proses yang ketiga adalah proses penjualan di bawah tangan.
Analisis Yuridis Terhadap Perbuatan Notaris Yang Tidak Membacakan Akta (Studi Kasus Putusan Mpwn Sumatera Utara Nomor 7 /MPWN.Provinsi Sumatera Utara/X/2016) Syamsi, Notarianul
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.14222

Abstract

This is a descriptive research employed normative jurisdiction research type using primary and secondary data obtained from field research. The results of this research demonstrated that the impact of Notary who did not read out the deed created a gradated deed into Privately Made Deed and caused detriments to the parties. Notary had violated article 16. paragraph 1 letter MUUJN (Rules of Notary Profession). It was responsibility of a Notary that a non-read out deed causing compensation that can be requested by the appearer to the Notary in accordance with article 44. paragraph 5 UUJN (Rules of Notary Profession). Protection against violation of reading out this deed has been stated in the Decree of MPWN (Region Supervisory Council of Notary) North Sumatera Number 7 / MPWN Provinsi Sumatera Utara / X / 2016. The conclusion demonstrated that the Notary caused detriments to the appearers due to a non-read out deed to the appearers. What Notary did by not reading out deed violated the obligation. What the Notary did not do violated the article 16, paragraph 1 letter M. It was recommended that a Notary should be more thorough in carrying out the obligations and authorities given to them. Abstrak Hasil dari penelitian diperoleh bahwa dampak dari notaris tidak membacakan akta mengakibatkan akta terdegradasi menjadi akta dibawah tangan sehingga merugikan para pihak. Notaris telah melanggar pasal 16 ayat 1 huruf M UUJN yang merupakan tanggung jawab notaris terhadap akta yang tidak dibacakan menimbulkan suatu ganti kerugian yang dapat diminta oleh penghadap kepada notaris sesuai pasal 44 ayat 5 UUJN . Perlindungan terhadap pelanggaran pembacaan akta ini telah diberikan dalam Putusan MPWN Sumatera Utara Nomor 7/MPWN Provinsi Sumatera Utara/X/2016.Kesimpulan yang diperoleh notaris membuat kerugian kepada para penghadap karena tidak dibacakan kepada para penghadap. hal yang dilakukan notaris dengan tidak membacakan akta melanggar kewajiban yang tidak dilakukan oleh notaris yang melanggar pasal 16 ayat 1 huruf m.disarankan agar notaris lebih teliti dalam melakukan kewajiban dan kewenangan yang diberikan kepadanya.
Perjanjian Penyerahan Jaminan Sebagai Penyelesaian Hutang Di Hadapan Notaris Maryana Siregar, Agustina
Recital Review Vol. 3 No. 2 (2021): Volume 3 Nomor 2 2021
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v3i2.14293

Abstract

The notary makes an agreement regarding AYDA (repossessed assets) which aims to authorize the bank represented by one of its directors.The existence of an agreement on the delivery of collateral as a debt settlement before a notary that is emerging in banking practice is certainly expected to provide legal certainty for both the debtor, the owner of the collateral and the bank as the creditor. However, in the laws and regulations in Indonesia there is no regulation that specifically regulates the agreement on the delivery of collateral as debt settlement.This thesis is a descriptive research and the type of research used is a normative juridical study. Study on Verdict Number: 24/Pdt.G/2019/PN.Pti regarding the deed of guarantee delivery agreement between the creditor and the debtor indicates that the agreement does not meet the legal requirements as an agreement. This became evident in March 2016 when the debtor experienced financial difficulties so that the payment of debt installments was delayed.Then there are six deeds issued by a notary in which the six deeds are defects of will or defects of agreement due to abuse of circumstances.This stems from the existence of procedures that are not carried out by creditors, namely the absence of a warning letter regarding delays.Thus, the debtor as the aggrieved party files a lawsuit as a form of legal certainty against the object of the dispute that is his.   Keywords: AYDA, deed of sale & purchase, mortgage right
Penyalahgunaan Keadaan Dalam Pembuatan Akta Jual Beli (Studi Putusan Nomor 91/ Pdt.G/ 2019/PN. Pms) Agus Swardani Sihaloho, Indra
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.14341

Abstract

This research is a descriptive analysis that analyzes something that is done in a way that is not out of the scope of the problem and based on general theories or concepts and is applied to explain a set of data, or to show the comparison or relationship of a data set with other data sets. The results of this study shows that elements of abuse of circumstances (Misbruik Van Omstandigheden) in making a Sale and Purchase Certificate (AJB) Number: 24/2018, it can be analyzed for the existence of economic advantages, urgent needs and losses of the weak. The existence of an element of abuse of the situation (Misbruik Van Omstandigheden) in making the Sale and Purchase Certificate (AJB) Number: 24/2018 resulted in the deed becoming invalid and null and void. Judges' considerations in Decision number: 91 / Pdt.G / 2019 / PN. Pms is in accordance with several court decisions in Indonesia where indicators of abuse of circumstances (Misbruik Van Omstandigheden) can be assessed from the aspects of the parties' positions in the contractual phase, agreement formulation, and morality Abstrak Penelitian ini merupakan penelitian deskriptif analisis yang menganalisis sesuatu yang dilakukan dengan cara yang tidak keluar dari ruang lingkup masalah dan berdasarkan teori atau konsep umum dan diterapkan untuk menjelaskan sekumpulan data, atau untuk menunjukkan perbandingan atau hubungan antara kumpulan data dengan kumpulan data lainnya. Hasil penelitian ini menunjukkan bahwa unsur penyalahgunaan keadaan (Misbruik Van Omstandigheden) dalam pembuatan Akta Jual Beli (AJB) Nomor: 24/2018, dapat dianalisis adanya keuntungan ekonomi, kebutuhan mendesak dan kerugian lemah. Adanya unsur penyalahgunaan keadaan (Misbruik Van Omstandigheden) dalam pembuatan Akta Jual Beli (AJB) Nomor: 24/2018 mengakibatkan akta menjadi tidak sah dan batal demi hukum. Pertimbangan Hakim dalam Putusan nomor: 91/Pdt.G/2019/PN. Pms sesuai dengan beberapa putusan pengadilan di Indonesia dimana indikator penyalahgunaan keadaan (Misbruik Van Omstandigheden) dapat dinilai dari aspek kedudukan para pihak dalam tahap kontrak, perumusan perjanjian, dan moralitas.  
Sertifikasi Atas Tanah Pusaka Tinggi (Studi Nagari Ulakan, Kecamatan Ulakan Tapakis, Kabupaten Padang Pariaman, Provinsi Sumatera Barat) Novirja Panyalai, Hariz
Recital Review Vol. 3 No. 2 (2021): Volume 3 Nomor 2 2021
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v3i2.14446

Abstract

A plot of land has an important meaning and role in human life. Indonesian government has legal authority in land as it is specified in Law No. 5/1960 on Basic Regulation of Agrarian Affairs. Land Certification is used to create legal certainty in land by organizing land registration and providing certificate as evidence. There many plots of land which have not been registered such as tanah ulayat (village land), especially in Sumatera Barat Province where the majority of its people is Minangkabaunese. The reserch problems are how about the process registering tanah pusako tinggi (ancestral land) by the adat (traditional) community, how about its legal consequences, and how about its obstacles. The research used juridical normative method. Primarv data were gathered by conducting interview and secondary data were obtained from library research such as from books, journals, and electronic media. Certification of tanah pusako tinggi has the same procedure as the other land certification which is referred to the Directive of the Head of the National Land Agency No. 1/2010 on the Standard of Land Service and Regulation. However, there are some things which distinguish them from land registration in general. One of them is the right which is attached to the land is communal right. The certification causes the recognition of land rights and anything related to the control, handing out, expiration, and land acquisition as well as legal certainty on the ancestral land. Some obstacles found in the process of certification are varied, viewed from the government's few point, the internal and external factors and the people. The government has also attempted to handle the obstacles in registering tanah pusako tinggi.  
Analisis Hukum Atas Pembagian Harta Bersama Dalam Perkawinan Campuran Pada Putusan Mahkamah Agung Nomor 1400 K/Pdt/2017 Purwanto, Adi
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.14766

Abstract

A mixed marriage is a marriage between two persons in Indonesia submitting to different laws due to different citizenships in which one of them is an Indonesian. When such marriage is held abroad, it has to be registered in Indonesia after the husband and wife return to Indonesia within a year. This is a normative juridical research. It makes descriptive analysis which describes, explains, and analyzes the research problems in order to find the right answers as solutions to the problems.The results demonstrate that the legal regulations concerning mixed marriages held abroad are stipulated hi Article 56 paragraph 1 and paragraph 2, Article 57, and Article 60 paragraph 1 and paragraph 2 of the Law No. 1/1974 on Marriages, which define a mixed marriage as a marriage between two persons with different sexes submitting to two different laws. country where they are held, which is in line with the principle of lex loci celebretionis. The dispute over marital property from dissolation of the marriage settled by civil law is that its' procedures Abstrak Perkawinan campur adalah perkawinan antara dua orang di Indonesia yang tunduk pada hukum yang berbeda karena perbedaan kewarganegaraan yang salah satunya adalah orang Indonesia. Perkawinan yang dilangsungkan di luar negeri harus didaftarkan di Indonesia setelah suami istri kembali ke Indonesia dalam waktu satu tahun. Ini adalah penelitian yuridis normatif. Membuat analisis deskriptif yang mendeskripsikan, menjelaskan, dan menganalisis permasalahan penelitian guna menemukan jawaban yang tepat sebagai solusi atas permasalahan tersebut. Hasil penelitian menunjukkan bahwa peraturan perundang-undangan mengenai perkawinan campuran di luar negeri diatur dalam Pasal 56 ayat 1 dan ayat 2, Pasal 57, dan Pasal 60 ayat 1 dan ayat 2 UU No. 1/1974 tentang Perkawinan, yang mendefinisikan perkawinan campur sebagai perkawinan antara dua orang yang berbeda jenis kelamin yang tunduk pada dua undang-undang yang berbeda. negara tempat mereka ditahan, yang sejalan dengan prinsip lex loci celebretionis. Perselisihan tentang properti perkawinan dari pembubaran perkawinan diselesaikan oleh prosedur hukum perdata.    
Akibat Hukum Akta Perubahan Yayasan Yang Mengandung Cacat Hukum Nuanza Uemenina, Hani
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.15109

Abstract

The deed of change of  Darussalam Maluku Education Foundation was established by a Notary named M. Husain Tuasikal,S.H.,MKn, and was legalized by the Ministry of Law and Human Right of Indonesia. It does not have legal framework because it refers to the Notarial Deed Number:01/2008 dated the 6th of October,2008 which no longer has legal force. Its validity is also objected by the Ministry of Law and Human Rights of the Republic of Indonesia thus, a new foundation is established by changing the name of Darussalam Foundation to Darussalam Maluku Foundation.   The objectives of this research is to discover and to analyze the legal consequence incurred from the drawing up of deed of change of a foundation name before a Notary that may lead to an illegal act. The deed includes the assets possessed by the foundation that is also managed by Darussalam Ambon Foundation and related with the verdict of the supreme court of the Republic of Indonesia Number 404 PK/PDT/2018. It was discovered from the judge’s consideration that the Notary, in drawing up the deed, has made mistaked as an official and has neglected human right as government that has to make an acknowledgement, to issue a decree, and to analyze judge’s legal consideration concerning the issuance of deed of change of  foundation, which is supposed to be decided by the owner of the foundation or his heirs; thus, if the owner has passed away, the drawing up of the deed has to be attended by the theirs and the board of patrons of the foundation in relation with the verdict of the supreme court of the Republic of Indonesia Number 404 PK/PDT/2018 Abstrak Akta Perubahan  Yayasan Pendidikan Darussalam Maluku yang dibuat oleh Notaris M.Husain Tuasikal,SH.,MKn yang telah disahkan oleh kementrian Hukum dan Hak Asasi Manusia Republik Indonesia tidak mempunyai dasar hukum karena mengacu kepada Akte Notaris Nomor: 01 Tahun 2008 tanggal 6 Oktober 2008 yang sudah tidak mempunyai kekuatan hukum dan pengesahannya telah ditolak oleh Kementrian Hukum dan Hak Asasi Manusia Republik Indonesia,sehingga dibentuk Yayasan baru dari Peralihan nama Yayasan Darussalam dengan nama Yayasan Darussalam Maluku. Tujuan yaitu untuk mengetahui sekaligus menganalisis Akibat Hukum yang ditimbulkan dari Pembuatan Akta Perubahan Yayasan yang dibuat di hadapan notaris yang dapat menimbulkan perbuatan melawan hukum yang di dalamnya terdapat asset-asset yang dimiliki oleh Yayasan yang termasuk pengelolaan Universitas Darussalam Ambon yang dikaitkan dengan Putusan Mahkamah Agung Nomor 404 PK/PDT/2018,mengetahui pertimbangan majelis hakim dalam terjadinya kesalahan atau kelalaian yang dilakukakan Notaris selaku pejabat dalam pembuatan akta dan Hak Asasi Manusia selaku pihak pemerintahan yang memberikan pengakuan dan penerbitan surat keputusan, dan menganalisis pertimbangan hukum majelis hakim tentang pernerbitan akta perubahan yayasan yang harus merupaka suatu keputusan dari pemilik yayasan ataupun Ahli Warisnya,jika pemilik yayasan sudah meninggal dunia dan harus dihadiri oleh Ahli waris,dan Organ Pembina Yayasan yang dikaitkan dengan Putusan Mahkamah Agung Nomor 404 PK/PDT/2018.
Pengalihan Piutang Secara Cessie Sebagai Alternatif Penyelesaian Kredit dan Akibat Hukumnya Terhadap Jaminan Hutang Debitur Rahmadinata, Yogi
Recital Review Vol. 4 No. 1 (2022): Volume 4 Nomor 1 Januari 2022
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v4i1.15273

Abstract

The purpose of this study is to analyze and criticize whether the cessie transfer of receivables provides legal protection to new creditors who are legal subjects of individual Person as well as to analyze and criticize what efforts to resolve non performance loan by new creditors (Cessionaris) are related to the prohibition on property ownership (Beding Van Niet Zuivering). The problem in this study discusses that cessie's legal actions result in the transfer of claims or receivables including debtor guarantees to new creditors so that new creditors are required to register the transfer of guarantees at the guarantee institution that binds the guarantee. Efforts to resolve non-performing loans related to the prohibition on property ownership and limitations as stipulated in the Foreclosed Collateral regulations, specifically for Banks, are to carry out executions, both executions based on Fiat executions, parate executions and underhand sales executions. Suggestions from the results of this study are the need for detailed provisions regarding the transfer of cessie receivables by making a rule regarding cessie in the form of a Ministerial Decree or other Regulations in Legislation - Invitations in order to provide legal certainty regarding the implementation of cessie and limitations in the sale of cessie receivables. originating from a credit agreement if transferred or purchased by a new Creditor who is an element of the legal subject of an individual/Non-Bank Creditor. This type of research is normative by using the case approach, legislation approach, conceptual approach, using the authority theory, legal certainty theory and legal protection theory. In this case, the author takes a case approach regarding the cessie transfer of accounts receivable that occurred at PT. Bank Tabungan Negara (Persero) Tbk Pekanbaru made by and before a Notary and the problems that arise as a result of the cessie transfer of receivables. Abstrak Tujuan Penelitian ini untuk menganalisis dan mengkritisi apakah pengalihan piutang secara cessie memberikan perlindungan hukum kepada kreditur baru yang merupakan subjek hukum orang perseorangan serta untuk menganalisis dan mengkritisi apa upaya penyelesaian kredit macet oleh kreditur baru (Cessionaris) terkait dengan adanya larangan milik beding (Beding Van Niet Zuivering). Permasalahan pada penelitian ini membahas bahwa perbuatan hukum cessie mengakibatkan beralihnya hak tagih atau piutang termasuk jaminan debitur kepada kreditur baru sehingga kreditur baru wajib mendaftarkan peralihan jaminan pada lembaga jaminan yang mengikat jaminan tersebut. Upaya penyelesaian kredit macet yang terkait dengan adanya larangan milik beding dan batasan pada sebagaimana peraturan Agunan Yang Diambil Alih yakni terkhusus pada Bank adalah dengan melakukan eksekusi, baik eksekusi berdasarkan Fiat eksekusi, parate eksekusi maupun eksekusi penjualan di bawah tangan. Saran pada hasil penelitian ini adalah diperlukannya ketentuan yang mendetail tentang pengalihan piutang secara cessie dengan cara membuat suatu aturan tentang cessie dalam bentuk Keputusan Menteri atau Peraturan lainnya dalam Peraturan Perundang – Undangan guna memberikan kepastian hukum mengenai pelaksanaan cessie dan batasan - batasan dalam penjualan piutang secara cessie yang berasal dari perjanjian kredit apabila dialihkan atau dibeli oleh Kreditur baru yang merupakan unsur dari subjek hukum orang perseorangan/ Kreditur Non-Bank. Tipe penelitian ini normatif dengan menggunakan metode pendekatan kasus, pendekatan perundang-undangan, pendekatan konseptual, dengan menggunakan teori Kewenangan, teori Kepastian Hukum dan teori Perlindungan Hukum. Dalam hal ini penulis melalui pendekatan kasus mengenai Pengalihan Piutang Secara cessie yang terjadi pada PT. Bank Tabungan Negara (Persero) Tbk Pekanbaru yang dibuat oleh dan dihadapan Notaris serta permasalahan yang muncul akibat dilakukannya pengalihan piutang secara cessie tersebut.  

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