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INFERENSI
Published by Institut Agama Islam Negeri Salatiga
ISSN : 19787332     EISSN : 25021427     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice
INFERENSI, social and religious research journals focuses on the discussion of social-religious research that includes education, law, and economy using quantitative or qualitative research methods. This journal is a media to accommodate the result of field research of students, lecturers, or practitioners.
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Articles 12 Documents
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Search results for , issue "Vol 10, No 1 (2016)" : 12 Documents clear
EKONOMI LUMBUNG DAN KONSTRUKSI KEBERDAYAAN PETANI MUSLIM MADIUN Arifin, Sirajul; Izzuddin, Muhammad Andik
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v10i1.187-212

Abstract

Muslim farmers of Luworo Madiun often suffer from the hegemony of ijon (debtbondage) system. The system which exploits and weakens the farmers can no longer be tolerated, but should be responded through the construction of lumbung (barn; place for rice storage). The lumbung which is constructed next to mosque can become an important asset for creating food security and solving the economic problems of the farmers. However, lumbung asset will not survive or develop if not supported by other assets. The mosque, market, agricultural area, and society itself all are important assets developed by the farmers of Luworo to strengthen the survival and development of lumbung asset. The lumbung then has power not only to build food security but also to strengthen the economic capacity of society. This economic power is developed through the construction of lumbung which gives equal rights to all members, in contrast to the unjust and exploitative ijon system.
THE EFFECT OF FUNDING AND RISK ON FINANCING DECISION Empirical Study of Islamic Banks in Indonesia Sutrisno, Sutrisno
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v10i1.115-134

Abstract

The purpose of this study was to analyze the effect of funding decisions and risk to financing decisions on Islamic banking in Indonesia. Funding decisions consists of variable wadia demand deposits (GWD), mudaraba saving deposit (TAB), and mudaraba time deposits (DEP). Risk is proxied by capital risk (CAR), liquidity risk (RR and FDR), and financing risk (NPF). While the financing decisions consists of murabaha financing, mudaraba financing, and Musharaka financing. Samples were taken from all Islamic banks operating in Indonesia by 11 Islamic banks, and quarterly data using multiple regression analysis. The results showed that DEP and TAB significant and positive impact on all of financing, while GWD significant and positive impact on murabahafinancing is however negatively affect to mudaraba and musharaka financing. CAR and RR a significant and negative effect on all of financing. NPF non significant effect on all financing decisions, while FDR significant and negative effect on mudaraba and musharaka financing, but no significant effect on murabaha financing

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