Al-Tahrir: Jurnal Pemikiran Islam
Al-Tahrir: Jurnal Pemikiran Islam is published by IAIN Ponorogo twice a year in May and November on the development of Islamic thought and have accredited Sinta 2 based on decree of Direktur Jenderal Penguatan Riset Dan Pengembangan Kementerian Riset, Teknologi, Dan Pendidikan Tinggi Republik Indonesia Number: 34/E/Kpt/2018, Date 10 December 2018. Al-Tahrir: Jurnal Pemikiran Islam invites enthusiasts studies Islamic thought to contribute articles in accordance with scientific standards. Editors reserve the right to revise without changing the content and purpose of writing.
Articles
10 Documents
Search results for
, issue
"Vol 12, No 1 (2012): Ekonomi Syariah"
:
10 Documents
clear
<![CDATA[Transformasi Akad Muamalah Klasik dalam Produk Perbankan Syariah ]]>
<![CDATA[Jamal Abdul Aziz]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.45
<![CDATA[Basically islamic banking products derived from classical mu ’amalah contracts as explained in many various books of Islamic law(kutub al-fiqh). Since such the contracts are not applicable in banking system, it is required many efforts to transform them into banking system. There were two forms of contract transformation, firstly modification of classical mu ’amalah contracts in limit sense. In this modus, they were modified to be applicable in banking context. These forms can be reflected at the applications of mud}a>rabah, musya>rakah, and mura>bah}ah in Syari ’ah banking. Secondly, creating new contracts derived from the classical m ’uamalah contracts, for examples the contract of musya>rakah mutana>qis}ah and al-ija>rah al-muntahiyah bi al-tamli>k. Both contracts have never been known in classical mu ’amalah contracts. In the opinion of some muslim scholars, some modified contracts in shari’ah banking are not appropriate the rules of mu ’amalah shar ’iyah, among them are the applications of mura>bah}ah, mud}a>rabah, and musya>rakah. The application of murabahah contract, for example, deemed the same as the loan with fixed rate of interest.]]>
<![CDATA[Strategi Pemberdayaan Lembaga Perekonomian Umat ]]>
<![CDATA[Ratno Agriyanto]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.50
<![CDATA[Cooperative boarding school in Semarang as a local institution and the people show less than optimal performance when compared with other conventional cooperatives. Therefore, the researchers offer a model of cooperative empowerment boarding school with a balanced scorecard approach has been adapted to the characteristics of cooperative boarding school, in order to improve performance. The study was conducted on 11 cooperative boarding an active status, the unit being analyzed is the manager, and board members. Using descriptive analysis techniques with a qualitative approach. The research, among others, found to modify the scorecard on each perspective according to the characteristics inherent in the cooperative boarding school. The results of the cooperative implementation of balanced scorecard on the boarding school showed quite good performance in this category. Cooperative strategy of empowering Islamic boarding schools can not be compared among cooperative boarding school but must be done by increasing the scorecard perspectives that have poor performance.]]>
<![CDATA[Perkembangan Bank Syariah PAsca UU 21 Tahun 2008 ]]>
<![CDATA[Prasetiyo, Luhur]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.46
<![CDATA[Islamic banking system still grows continuously over time in various countries, including Indonesia. Although it was a bit late, if it was compared to another, Islamic banking system began to develop in Indonesia in the early 1990’s. At that time, Islamic banking, however, was still running with its all characteristics based on the rule without adequate law. Islamic banking began to be recognized legally as the legalization of UU Perbankan 1992, and it was followed by its deregulation in 1998, and Islamic banking in Indonesia finally got its full legality after legalization of UU Perbankan Syariah in 2008. UU Perbankan Syariah as a new law certainly has significance for the development of Islamic banking in Indonesia. Based on the BI statistics, Islamic banks, especially Bank Umum Syariah after legalization of UU Perbankan Syariah, has been growing significantly, among in the number of banks, total assets, and total financing. Unfortunately, the growth of PLS (profit and loss sharing) doesn’t occupy a significant position in total financing of Islamic banks, whereas PLS is core system in Islamic banking.]]>
<![CDATA[Strategi Inovasi Produksi dan Kompetitif Bisnis dalam Perspektif Islam ]]>
<![CDATA[Ismail Nawawi]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.51
<![CDATA[Many new products fail in the market for one simple reason, that consumers do not want them. Then the company is obliged to develop products based on market demand. In connection with the phenomenon of the business, a company in Jombang, East Jawa, Indonesia, named Karya Kerja Sejahter Jombang (KKSJ), has been promoting innovation in production, anticipated the changes and dynamics of the business, enhanced market research, and identified business opportunities, desires and expectations of consumers as a first step in the innovation of production. This study was conducted to understand, describe and analyze the strategy of product innovation and the implementation in the growing competition in the enterprise business. The research data obtained from in-depth interviews with company management, then analyzed using the concept of production-based market research combined with the concept ofagilemanagem ent and agilemanufacturing. Furthermore, this study concludes that the company has been able to bring the overall KKSJ management to agiylity in pursuing the strategy of innovation in production according to consumer needs and wants and has been able to encourage competition in the business. The strategy of production innovation involves the tasks of marketing, engineering, and manufacturing, combined with agility of management and agility of manufacturing. The synergy amongst each of these factors has reached Concurrent Engineering/CE. The strategy of product innovation has taken according to market forces and technological developments, which in turn encourages business competition.]]>
<![CDATA[OrientasiEkonomi Islam dalam Arus Trend Ekonomi Era Global di Tengah Kegagalan Ekonomi Kapitalisme ]]>
<![CDATA[Muwahid Shulhan]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.52
<![CDATA[The convensional economic approach that was excessive to fulfill personal interest in Islamic countries has increased economic growth in the economy in western world. But behind this success,in fact they failed to actualize the social vision and normative purpose for creating economic science. In the next, it appeared a negative effect that was same as Fukuyama said “the Great Disruption”. For solving those dificulty problems faced by muslim countries must be started in making and realizing a Paradigm. A paradigm is a basic for answering all of the problems above. In that paradigm, there must be planted a new premis, in developing of the economic in Islamic rules and the literature of islamic economic building is based on the paradigm as in al-Qur’an and as-Sunah. al-Qur’an and al-Sunnah are the main point of our basic reference. The second premis of this methode refuses the imitative. The kapitalisme, socialisme and that derivation are not the ideal type, even we can collect another advantages sources for being adopted and integrated in islamic paradigm without reducing any rules.]]>
<![CDATA[Implementasi Shariah Governance serta Implikasinya terhadap Reputasi dan Kepercayaan Bank Syariah ]]>
<![CDATA[Rahman El Junusi]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.48
<![CDATA[Syariah banking is currently growing rapidly and become part of financial life in the Islamic world. However, there are two important realities to observe in the life of Islamic Banking in Indonesia. First, Islamic banks are faced with a market share that has not met the target by 5 percent. Second, compliance of Islamic banking to Islamic principles was decline. Therefore, it is needed a strategy of development through the implementation of syariah governance. Syariah Governance implementation is expected to have an impact on reputation and customer confidence which in turn can increase the market share of syariah banks. Based on this background, the research problem is how the implementation of syariah governance and its impact on the reputation and confidence in Islamic banks. This research object is Muamalat banks operating in Central Java (Semarang, Solo, Purwokerto). The research sample is 200 respondents using the techniques of analytical judgment. Measurement instrument using 1-5 Likert scale, from strongly disagree (STS) untill Strongly Agree (SS). Firth to know implementation of Shariah governance, it is used a quantitative descriptive analysis using the average (mean). Second, to examine the effect of the implementation of Shariah governance to reputation and customer confidence in Islamic banks, it uses Structur Equation Model (SEM) with program AMOS 4.0 Engineering Structural Equation Modeling (SEM) which consists of two kinds of technical analysis, the goodness of fit and regression weight on the SEM to assess the suitability of the model estimation based on measuring the level of significance of some of the goodness of fit good and bad in a model, so the degree of the model accuracy is determined by the cut-off value.This research concluded that calculations of total assessment on the implementation of Shariah Governance Islamic bank (Bank Muamalat) showed an average score of 3.42 7 in good categories. It shows that shariah compliance is a indicator giving biggest contribution in the implementation of Islamic governance. Compliance to sharia is the main factor to costumer in establishing partnership with syariah banks and deciding to retain syariah banks.]]>
<![CDATA[Global Warming dan Carbon Trading Perspektif Fiqh ]]>
<![CDATA[Abdul Jalil]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.53
<![CDATA[Developed countries have contributed global emissions about 70%. They made Clean Development Mechanism (CDM) program as consequence of their responsibility. This program used Certified Emission Reduction (CER) mechanism as evidence of payment claim. With CER, efforts to reduce carbon emissions has been turned into a business that has environmental insight. This paper discusses those issues in fiqih perspective having purpose to establish cultural awareness about what and how the global warming and the carbon trading are. In one hand, this perspective will be more showed up when the carbon trading program is activated and requires mass mobilization to carry it out. This paper concluded that ratifying Kyoto’s protocol in fiqih view is a duty that must be obeyed by every person as an effort to eliminate the mad}arat for mankind. Diverting responsibility to decrease the global warming is categorized as akad ijarah so that the actor has gotten compensation (‘iwadh). The money from carbon sale done by the trader is legally belong to him and categorized into ma>l zakawi> which its alms must be distributed.]]>
<![CDATA[Problem dan Solusi Pengembangan Perbankan Syariah Kontemporer di Indonesia ]]>
<![CDATA[Subandi Subandi]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.44
<![CDATA[Contemporary development of the national banking today is being a serious international spotlight. Since national economic crisis, the national banking is often unable to compete with foreign banks in Indonesia. On its symptoms, a national banking customers are coming from an average of lower middle class. This condition was not even able to raise the welfare of Indonesian people to be better life to just get out of the shackles of ‘poverty’. Especially Islamic banking in Indonesia, the beginning of its presence is expected to be the main solution to the problem of poverty in this state, but it also can not do much. It refers to data from Bank Indonesia, the Islamic banking business unit transactions in Indonesia in 2008 has increased to Rp. 24 trillion that is equivalent to 1.8 percent. But in fact, it is just superficial, because it is basically only able to contribute at 2:98, when compared with conventional banking. The large gap that happened is caused by three main issues: the legality aspects, human resources aspects, and aspects of less innovative marketing strategies. To solve the problems needs some strategies namely; improving the quality of service and professionalism, products innovation, qualified human resources, etc.]]>
<![CDATA[Eksistensi DPS dalam Memoderasi Pengaruh Pembiayaan, Kinerja Keuangan dan Pengungkapan CSR pada Bank Umum Syariah di Indonesia ]]>
<![CDATA[Ely Masykuroh]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.49
<![CDATA[The research was conducted as motivated by previous research related to Corporate Social Responsibility (CSR). Previous researchfound mixed results seen from factors that influence the level of disclosure of CSR such as size, leverage, profitability (financial performance), board composition and ownership structure. The results of these findings is the space to do the test again to make the development or change in methodology. While the results of related research in Islamic banks are financing gap (lack). To the researchers intend to analyze whether the financial effect on the financial performance of Islamic banks as well as the extent to which the existence of the Syaria Supervisory Board moderating relationship. After that study also examines whether financial performance (profitability) affect the disclosure of CSR by entering the variable composition of the Council to moderate the relationship. Methodology that differentiates it from previous research, the supervisory board who previously used as a moderating variable became an independent variable by using Islamicity Disclosure Index and analysis tool using the Moderation Regression Analysis. The results showed no significant effect of financing, profitability and CSR Disclosure, and the role of DPS was also moderate the influence of the relationship between financing and profitability, but the Board of Commissioners did not moderate the influence of the relationship between profitability and CSR disclosure]]>
<![CDATA[Studi Efisiensi Perbankan Syariah di Kota Lhokseumawe dan Aceh Utara ]]>
<![CDATA[Iskandar Iskandar]]>
<![CDATA[ AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah ]]>
Publisher : <![CDATA[IAIN Ponorogo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/al-tahrir.v12i1.47
<![CDATA[The development of Islamic banking in Aceh should have get more attention because its existence is not only as complement of thenational banking system, but also as an attempt to fill the Islamic Shari ’a with the Islamic financial institutions. The issue becomes important to investigate since the efficiency of banking institutions urgently need to this performance. Thus, in this study, the efficiency of Islamic banking will be viewed from two aspects: Firstly, the ability of the bank in generating output, in this case the low cost of financing. Secondly, efficiency can also be observed by looking at the bank’s performance in minimizing the risk of financing. This study concluded that the main difficulty of Aceh Islamic banks is not the lack of cheap enough money so that the efficiency becomes less when it is compared with the required cost. However, the annual report shows that the assets of Islamic banks have developed positively and good. Likewise, the ratio of Non Performing Ratio (NPF) of Islamic banks is efficient. The study recommends enhancing the cheap fundraising (al-wadi <’ah) to increase the economic growth in the northern coastal area of Aceh.]]>
