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Laa Maisyir Jurnal Ekonomi Islam
Published by Universitas Islam Negeri Alauddin Makassar
ISSN : 24769371     EISSN : lamaisyir     DOI : https://doi.org/10.24252/laamaisyir
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Laa Maisyir adalah jurnal ekonomi Islam yang fokus kajian tentang pemikiran ekonomi syariah yang mencakup beberapa bidang kajian seperti jual beli, sewa, gadai, bagi hasil, serta perkembangan transaksi ekonomi seperti jual beli e-commers. Sehingga jurnal ini diharapkan mampu memberikan khasanah pemikiran ekonomi Islam yang uptudate atau kekinian.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 8 Documents
 1 
Search results for , issue "VOL 8, NO 1 (2021)" : 8 Documents clear
Islamic Social Finance Optimalization For Economic Growth (Covid 19 In Indonesia) Inggritia Safitri Masrul; Nurul Huda
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.16517

Abstract

Covid 19 has had a significant impact on financial institutions and the middle and lower classes in Indonesia. This study aims to optimize the ISF to increase economic growth amid the pandemic. This study uses a descriptive qualitative approach and library research techniques. Zakat can quickly raise funds for food aid programs, health, and other consumptive programs so that zakat can overcome the Covid 19 pandemic food crisis. Meanwhile, in the long term, zakat is optimized in education and economic programs. Infaq and alms can be obtained directly in cash from the zakat collection unit and the community. Waqf instruments are more intended for long-term periods, especially cash waqf in Cash Waqf Linked Sukuk to attract waqf for waqf and invest in developing infrastructure. The research concludes that ISF is a solution in increasing economic growth amid the Covid 19 pandemic by plotting these instruments in the short and long term. So that society can be resolved optimally, and the economy can survive and experience average growth again.
Board Of Commissioners, Sharia Supervisory Board, ISR: Bank Size Moderation Mega Ayu Paundriyana Dewi; Maria Rio Rita
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.20204

Abstract

The growth of Islamic Commercial Banks is not with the contribution of the community to Islamic banking. This study aims to determine whether through the size of the board of commissioners and the size of the sharia supervisory board, the Islamic Social Reporting Index (ISR) can be good for increasing the public's awareness of Islamic Commercial Banks. This study uses quantitative methods with panel data regression analysis. The results show the board of commissioners and the sharia supervisory board have a large size so that the ISR can be wider. The moderating variable of bank size added in the study shows that the bank size cannot state that the bank has a large size of the board of commissioners and the size of the sharia supervisory board. The study concludes that the size of the board of commissioners and the sharia supervisory board can trigger banks to convey ISR properly.
Islamic Business Ethics Implementation Towards Sustainibility Of The Hajj And Umrah Business Travel Agency Of Makassar City Nurbayani Nurbayani; Muliana Muliana
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.17575

Abstract

Islamic business ethics implementation could  control  every  business activity.  This research was conducted to  analyze and  confirm  how  the  Islamic business ethics implementation in realizing  Hajj loyalty and  business sustainibilty of Hajj and  Umrah travel  agencies  in    Makassar city.  This  research was a  direct  research using  a quantitative approach, and used Structural Equation  Modeling (SEM) as analysis tool which  is PLS (Partial  Least Square) in analyzing  the  effect of the  Islamic business ethics implementation toward  business sustainibility. The  results of  the  research found  that  travel  agency managers  had  implemented  Islamic business  ethics  in operating   its   operational   activities   including    the    oneness,   the    justice,   the responsibility and  the  truth  principle  which were  quite  high so it was able  to realize business  sustainibility  or  the  existence  of  a  travel  agency  for  Hajj  and   Umrah Makassar city, especially those whom  became sample in this study. The results of this research were very encouraging information for the Hajj and Umrah in Makassar city.
Bankziska as Lazismu Innovation and BMT Hasanah in Economic Empowerment in Ponorogo Moh Faizin Faizin; Faruq Futaqi Futaqi; Maulida Nurhidayati
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.20578

Abstract

The purpose of this study is to analyze the innovations made by Lazismu East Java with BMT Hasanah Ponorogo named BankZiska. The analysis method used in this study is descriptive-qualitative and interpretive techniques. The findings of this study are Bankziska stands for Zakat-based Financial Assistance Infak Shodaqoh and Other Religious Social Funds. Bankziska's capital source is obtained from Lazismu and BMT Hasanah where bankziska management is implemented by BMT Hasanah. BankZiska provides interest-free, unsecured, no-fines, no-fee, and no-f confiscated loans to micro, micro and small super-entrepreneurs affected by loan sharks (interest). Another benefit of BankZiska is the existence of religious assistance for entrepreneurs who make loans.
Akad Mudharabah dan Musyarakah Terhadap Return On Asset Pada BNI Syariah Cicilia Nindiaji Pitaloka; Sutan Wirman
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.18907

Abstract

Perkembangan perbankan syariah saat ini telah menarik banyak perusahaan untuk melakukan bisnis, dengan akademisi selaku pembekal kemampuan manusia dan masyarakat selaku pemakai jasa perbankan. Artikel ini menguraikan dampak dari mudharabah dan musyarakah terhadap Return On Asset (ROA) Bank BNI Syariah. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan  analisis regresi linear berganda. Data yang digunakan adalah data laporan keuangan bulanan BNI Syariah tahun 2017-2019. Dari penelitian diperoleh hasil sebagai berikut : 1)Mudharabah memliki pengaruh positif signifikan terhadap Return on asset (ROA) secara parsial pada BNI Syariah periode 2017 – 2019. 2)Musyarakah tidak memiliki pengaruh signifikan terhadap return on asset (ROA) secara parsial pada BNI Syariah periode 2017 – 2019.Kata kunci:  Mudharabah; Musyarakah; Return On Asset (ROA)
Implications of Organizational Culture, Servant Leadership, Competence on Quality of Work Life and Employee Performance Syar'i Garment Maria Eliza; Nimas Aryany Pratiwi
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.18674

Abstract

In Surabaya, there is PT. X, which runs a syar'i garment SME business. The size of the area and the number of employees make this company have certain efforts to run its business. This study analyzes the influence of Organizational Culture, Servant Leadership, and Competence on Quality of Work Life and Employee Performance (Case Study of Syar'i Garment SMEs). This study uses a quantitative approach. The research hypothesis testing is carried out using a Structural Equation Model (SEM) based on Partial Least Square (PLS). The study results explain that organizational culture has a significant influence on the quality of work-life. Servant Leadership has no significant effect on the quality of work life, competence has a significant effect on the quality of work life, and organizational culture has a considerable impact on employee performance. Servant Leadership does not affect employee performance, competence has a significant effect on employee performance, and quality of work-life significantly affects employee performance.
Exploring Sharia Screening Review in Islamic Capital Market in Indonesia (Jakarta Islamic Index) Mustakim Muchlis; Hamid Habbe
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.20320

Abstract

Several previous studies on Islamic capital market screening have not conducted an in-depth exploration of Sharia screening on a country's index over different periods. This study aims to examine sharia screening performed on entities registered in the Jakarta Islamic (JII) Index 2015–2019. The study uses a descriptive quantitative approach by analyzing and describing Sharia screening in entities registered in JII. The research results show that the Financial Services Authority has properly screened Sharia law in registered entities according to the established criteria, as evidenced by looking at the qualitative aspects of entities that do not carry out activities that contain elements of usury, gharar, and maysir. Meanwhile, in the quantitative aspect, the entity has tracked the appropriateness between the percentage of interest-based debt of no more than 45 percent and non-halal income of no more than 10 percent. However, the OJK and MUI criteria still show some weaknesses compared to the screening criteria that apply in other countries
Nazhir's Professionalism in the Management of Cash Waqf and Community Economic Empowerment M Rachmat Effendi; Ira Siti Rohmah Maulida
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 1 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i1.19881

Abstract

This research examines Nadzir's professionalism in managing cash waqf, to map the quality of waqf institutions in the management of cash waqf in transparency and accountability in accountability to stakeholders and Allah SWT. This research uses qualitative methods through observation, interviews, and document review. The results obtained show that several Nadzir waqf, such as the Pesantren Islam Al-Azhar Foundation, the Dompet Dhafa Foundation, the Daaruttauhid Foundation, and the Semai Sinergi Ummat Foundation (Waqf Pro99), have demonstrated the management of cash waqf in a professional, transparent and accountable manner. The financial management system uses the zakat accounting standard PSAK 109. The results of an independent public accountant audit show an unqualified opinion (SWO). On average, 90% of the business results are used by social activities and community empowerment through the Wakaf Integrated Farming (WIF)  program, which is focused on the field of sheep farming using the mudhorobah system. Theoretically, this research contributes to the scientific development of Islamic Institutional Management at the Faculty of Da'wah, and can be used as a reference for Nadzir waqf in managing cash waqf and waqf assets in general.

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