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Islamic Ecomonics Journal

JEI
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Published by Universitas Darussalam Gontor

ISSN : 24601896 EISSN : 25415573 DOI : -

Core Subject : Economy, Humanities, Science, Social,

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 7 Documents

Search results for , issue "Vol. 8 No. 1 (2022)" : 7 Documents clear

Analisis Dompet Digital “Link Aja Syariah” dari Perspektif Maslahah Mursalah Anisa Fadilah Zustika; Achmad Fageh
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

Industry of 4.0 era it is no stranger to talk about digital wallets whose existence can make it easier for humans to make payment systems.There are many kinds of digital wallets in Indonesia, first one that is sharia-based is the "Link Aja Syariah" application where this application gets the MUI DSN certificate. The purpose of this study is to analyze the Link Aja Syariah digital wallet application from the perspective of Maslahah Mursalah. The method used in this study uses a qualitative method with a library research approach with primary data sources originating from the official website link aja sharia and secondary data referring to journals, books, ebooks, the Qur'an and hadith and other Islamic literature. Based on the results of the research above, it states that benefits provided by the Link Aja Syariah application were ease of transaction. This benefit can be felt by all, both users and agencies concerned, so that it is in line with the rules of maslaha mursalah.

Efektivasi Pengumpulan Zakat di Kabupaten Sumbawa Barat Amir Ma'ruf
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

The potential for zakat in Indonesia is very huge, in 2019 it reached Rp 233,8 trillion but the collection by the zakat management organization (ZMO) is very small, only around 3.2%. This phenomenon occurs both at the national and regional scales. KSB is one of the areas in Indonesia with a majority Muslim population, where out of 159.980 prosperous people, 98,44% are Muslims. This situation illustrates the potential for zakat in KSB. However, the phenomenon found in the field is the opposite. From the result of research on this phenomenon, four factors were found, namely awareness of muzakki, trust in ZMO, work scope of WMO, and small incentives for muzakki. To increase the effectiveness of zakat collection, an intervention is needed. This research is a qualitative research using the Susamto’s Four Fields as an analytical tool. The result found that the most likely form of intervention to be carried out was in the form of providing additional incentives for muzakkis who had paid their zakat. This insentive is not from areduction in the total zakat collection, but from other thing that can continue to trigger the spirit of muzakki. This effectiveness program must be institutionalized with support from the government.Keywords; Effectiveness, Incentives, Muzakki awareness, Zakat management organization, zakat potential.

Analisis Permintaan Modal Kerja Usaha Mikro Pada Masa Pandemi Covid-19 Dalam Prespektif Permintaan Islam Maulana Firdaus; Lilik Rahmawati; Zuhrotun Nisa
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

Modal Kerja adalah salah satu instrument terpenting dalam membangun usaha. Kondisi Pandemi Covid-19 yang terjadi sejak triwulan keempat ditahun 2019, pada triwulan pertama tahun 2020 kondisi sudah tidak terkendali hingga membuat para pelaku usaha Mikro kehabisan modal untuk dapat menjaga usahanya agar tetap bertahan. Komponen modal dalam usaha terbagi menjadi 3 yakni modal sendiri, modal dari dana ivestasi dan modal kerja dari perbankan. Modal kerja dari perbankan yakni dana yang didapat dari perbankan dalam bentuk kredit di bank konvensional atau pembiayaan di bank Syariah. Melihat kondisi pandemi Covid-19 yang mulai dapat dikendalikan membuat kondisi ekonomi diberbagai sektor membangkit. Pemerintah dalam hal ini banyak memberikan opsi-opsi untuk menjaga kondisi ekonomi agar segera pulih diantaranya dengan adanya restrukurisasi hingga pemberian modal kerja baru untuk sektor ekonomi mikro. Banyaknya permintaan modal kerja baik di Lembaga Keuangan dalam masa pandemi ini membuat kondisi usaha skala mikro cepat membaik. Para pengusaha di sektor UMKM atau menengah kebawah membuat banyaknya opsi barang-barang yang diual di pasar. Sehingga maksud dari tulisan ini adalah untuk menganalisa permintaan modal kerja usaha mikro pada masa pandemi Covid-19 perspektif permintaan islam. Metode penelitian ini menggunakan metode kualitatif deskriptif. Hasil dari penelitian ini menganlisis meningkatnya permintaan modal kerja usaha mikro pada masa pandemi Covid-19 dalam perspektif permintaan Islam

Analysis of the Effect of Gross Domestic Product (GDP) and Total Population on State Tax Revenue (2016-2020) Lisda Aisyah; Meichio Lesmana; Muhammad Sauqi; Agus Alimuddin
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

Taxes are the main sector that provides income to the state, from which these funds will be used to finance the running of various sectors in Indonesia. Therefore, to advance the country a policy is needed by optimizing tax revenue, and each taxpayer must fulfill its obligation to pay taxes. The purpose of this research is to determine the factors that influence the amount of national tax revenue in Indonesia. From the theory obtained and from several previous studies, there are several factors that influence tax revenue, including the Gross Domestic Product (GDP) and population. The data used in this study are secondary data for the period 2016 to 2020 taken from the official website, namely the Central Statistics Agency (BPS) and the Ministry of Finance of the Republic of Indonesia, which are then analyzed using multiple regression analysis. The results of this research indicate that the gross domestic product (GDP) and population variables simultaneously and partially has an effect on state tax revenue at the 5% and 1% significance levels while when viewed through Islamic principles, Gross Domestic Product (GDP) reaches 80 percent so that GDP of Indonesia is recorded at around USD 1 trillion or equivalent to Rp. 14.04 trillion. Keywords; Gross Domestoc Bruto (GDP); Total Population; State Tax Revenue, Islamic Economic Principles.

'Urf Analysis on Electronic Money (E-Money) Use (Study Case: Lecturer of Economics and Islamic Business UIN North Sumatra Medan) Nurul Jannah; Asmuni Asmuni; Tuti Anggraini
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

Circulating government regulations regarding the use of e-money, people began to obey them by using e-money until finally the use of e-money has become a habit for the majority of Indonesian people. The basic law of muamalah in Islam is permissible until there is a proposition that prohibits it, so with this shift in habit, whether custom or in ushul fiqh science is called 'urf. This study aims to analyze 'urf on the use of electronic money (e-money) at the lecturers of the Islamic economics and business faculty of UIN North Sumatra Medan, this qualitative research uses the case study method. The researcher conducted observations on all permanent lecturers of the undergraduate program and of the sixty-two lecturers of the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra Medan, the researcher will conduct interviews only with ten representatives of lecturers of the Faculty of Economics and Islamic Business, State Islamic University of North Sumatera, Medan with criteria ranging from 25-40 years old and the lecturer understands about electronic money and has used electronic money (e-money) outside of campus mandatory transactions. This study results that the use of e-money is included in the 'urf sahih category, which means that the use of e-money is a habit that does not conflict with the arguments of the Qur'an and Hadith, the use of e-money also includes 'urf 'amm which means e-money known, known, agreed upon and applied by the majority of the community, the use of e-money also provides benefits to the community. So the use of e-money is an 'urf that can be used as the basis for legal determination

Islamic Banks Between the Jurisprudence of Leading Theorists and Application Abdalrahman Mohamad Migdad; Ashraf Dawaba
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

The last half of the twentieth century witnessed the birth of Islamic banks. Since their inception, these banks have announced - through their theoreticians - their intention to achieve economic and social development based on their commitment to the principles and provisions of Islamic Sharia. The theoreticians' interests were towards long-term investment and partnership-based contracts as a foundation for mobilizing and using financial resources to achieve development. The paper studies the performance of Islamic banks by collecting data from six Islamic banks in six of the major Muslim countries that engage in Islamic finance. Some of the main conclusions are as follows: The Islamic banks' practice reveals that the thoughts of leading theorists have become absent, as these banks have shifted from the long-term investment method to the short-term commercial method in search of liquidity and profitability. As a result, Murabaha became an alternative to credit on the output side. In turn, current deposits dominated the input side, thus transforming Islamic banks into a form similar to commercial banks. The matter was made worse by the resorting of some Islamic banks to the application of organized 'tawarruq,' which reflects the tendency of some current theorists and implementers to follow the path of traditional banks and enter the tunnel of the jurisprudence of reprehensible tricks. Also, the social role hoped for by Islamic banks has become closer to stagnation than to hoped-for mobility. Keywords; Islamic Banks, Muslim Theorists, Islamic Jurisprudence, Bank Practice, Financial Facilities

Analysis of Community Intentions on Islamic Bank Products Using The Theory of Planned Behavior Approach Noni Afrianty
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

This study aims to determine the effect of attitudes on behavior, perceived behavioral control, and subjective norms or to know perceptions and understandings and then develop into the intentions of Bengkulu city panoramic market traders in behaving using Islamic bank products. The sampling technique used is the theory of Hair obtained a sample of 230 respondents with the sampling technique used is accidental sampling. The analysis technique used Structural Equation Modeling (SEM) with the SmartPLS 3 tool. The results of this study indicate that the variables of attitude towards behavior, perceived behavioral control and subjective norms have a significant effect on intentions and intentions have a significant effect on the behavior of a trader at the Bengkulu city panorama market in behaving in using Islamic bank products.

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
Sheema Haseena Armina

Contact Email
sheemahaseenaarmina@unida.gontor.ac.id

Phone
-

Journal Mail Official
iej@unida.gontor.ac.id

Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI

Location
Kab. ponorogo,

Jawa timur

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Sheema Haseena Armina

Contact Email sheemahaseenaarmina@unida.gontor.ac.id

Phone -

Journal Mail Official iej@unida.gontor.ac.id

Editorial Address Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI

Location Kab. ponorogo, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Sheema Haseena Armina

Contact Email
sheemahaseenaarmina@unida.gontor.ac.id

Phone
-

Journal Mail Official
iej@unida.gontor.ac.id

Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI

Location
Kab. ponorogo,

Jawa timur

INDONESIA