Islamic Ecomonics Journal
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles
305 Documents
<![CDATA[Mudarabah Perspektif Kaidah Fikhiyah ]]>
<![CDATA[Deny Irawan]]>
<![CDATA[ Islamic Economics Journal Vol 1, No 1 (2015) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v1i1.342
<![CDATA[The Mud} a> rabahsystem has attracted the investors, either domestic or overseas. Various kind of product developments of mud} a> rabahbegan to emerge, starting from financing to issuance of bond certificates and Certificate of mud} a> rabah Investment among the Banks. National Sharia Council (DSN-MUI) as a supervisor for the implementation of Islamic economic system has an important role in maintaining the harmony of Islamic economic practice as rooted in Al-Qur’an and Sunnah. As fatwa is always required, some rules of Fiqh has been emerged]]>
<![CDATA[Perilaku Permintaan Uang Islam: Antara Otentisitas dan Inovasi ]]>
<![CDATA[Khoirul Umam]]>
<![CDATA[ Islamic Economics Journal Vol 1, No 1 (2015) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v1i1.347
<![CDATA[In nowadays financial and monetary system, the crisis frequently occurs and becomes a part of its internal system. It indicates the fragility of financial and monetary conventional system and becomes the stimulant of a better system, namely Islamic financial and monetary system. The development of Islamic financial and monetary system demands a rapid innovation, but it should not go beyond the authenticity of Islamic system. Without innovation, the Islamic financial and monetary system will always be left behind, but without based on authenticity it will bring Islamic label on conventional system. This paper tries to discuss about the behavior of Islamic money demand, especially the state of velocity of money. The state of velocity of money is highly depended on to the ongoing money and financial concept. This paper shows that the preservation of authenticity in developing innovations in Islamic money and financial system will usher to the constant velocity of money. Otherwise, it can be concluded that the innovation of Islamic financial and money system without keeping authenticity of Islamic system can produce a different velocity state of money. Some empirical researches confirmed both results namely constant velocity so that monetary policy by targeting money supply can become effective, and there are some empiric researchers found a different result. Based on this, the development of innovations in Islamic financial and money system must be followed by the preservation of Islamic authenticity system. It demands the development of Islamic financial and money system theories which are free form any business motive intervention. Therefore, Islamic University is the most appropriate place to take the intellectual role by conducting researches and teaching the Islamic financial and monetary system.]]>
<![CDATA[E-CommerceDalam Perspektif Islam ]]>
<![CDATA[Arie Rachmat Soenjoto]]>
<![CDATA[ Islamic Economics Journal Vol 1, No 2 (2015) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v1i2.352
<![CDATA[The rapid development of the media make the distance between the state seemed close to where a person can achive its objectives with a very short time a matter of second due to the electronic media such as television, telephone, internet and so forth. Companies have used media to the benefit of consumers, where consumers remain at home and transfer the agreed price through the bank. Although this transaction is going well, but the customers does not see a crystal clear, giving rise to dispute on both sides. Based on these problems researcher examined further to determine the legal sale and purchase through internet. At this study the author used observations and documentary were then assessed using the inductive method to explain clearly about buying and selling via internet, the deductive method to provide a legal basis boundaries syaria about buying and selling over the internet which is based on Al-Qur’an and AlHadits. In order to deliver to the conclusion in this study, researcher used an analytical and descriptive method to describe the process of buying and selling over the internet and the law as well as the benefits and riks posed belong. As known, sale and purchase will valid if it has fulfilled the whole pillars and conditions. Such consent and qobul called expression and desire. This expression can be realized with any show or words such as lafadz habits, work, gesture, or oral. Although between the seller and buyer does not meet in one place but the terms of the sale were met, than the selling is legitimate. Even the goods are not visible or are not present, then the seller must mention the nature or typical of goods and mention the amountour can describe it so that the sale and purchase of goods with the use of electronic media is a legitimate law. E-Commerce is nothing but as an intermediary that connects something that meant. Therefore buying and selling via internet can be allowed on the condition based on ethics purchase procedure and does not conflict with Islamic law.]]>
<![CDATA[Asalibu Muassasah Az-Zakah fi Rofahiyah Al-Mujtama’ wa Atsariha fiHayatihim Al-Iqtishodiyyah ]]>
<![CDATA[Muhammad Taufiq Zamzamy]]>
<![CDATA[ Islamic Economics Journal Vol 1, No 1 (2015) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v1i1.343
<![CDATA[Zakat is the social financing pillar of Islam. God has obliged it to the believers in His book that was revealed to the Prophet Muhammad Saw. Zakat should be distributed to people who deserve zakat funds, be regulated and managed properly. The management of the Fund in Indonesia is governed by the zakat laws No. 38 in 1999, the Act regulates the methods of management of the Fund to charity at the national level or in the local area, although the fact that the role of this legislation has not been effective for improving the welfare of the mustahiq (a person who is entitled to receive zakat). This research aims to examine one of the Amil zakat which in Indonesia, namely Amil Zakat Board of Semarang. This field study will analyze the management of zakat in Amil Zakat Board of Semarang which consists of collection and distribution of Zakat. In addition, the research will identify the problems faced by Badan Amil Zakat Semarang and looking for a solution to handling the problem for the purpose of community prosperity. The result shows that zakat collected by Badan Amil Zakat Semarang is distributed to eight asynaf especially the dhu'afa'. Fund Management in Amil Zakat Board of Semarang is handled well. This can be evidenced by the implementation of the activities of collecting, and distributing zakaat. For getting the goal, Amil Zakat Board of Semarang develops ways and programs for the welfare of society and also to solve the problem.]]>
<![CDATA[Determinan Total Aset Bank Pembiayaan Rakyat Syariah (BPRS) di Pulau Jawa Tahun 2014 ]]>
<![CDATA[Anton Sudrajat]]>
<![CDATA[ Islamic Economics Journal Vol 1, No 1 (2015) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v1i1.348
<![CDATA[To create a strong BPR Sharia in Java Island needs to be supportedby significant asset growth so as to increase confidence of society to BPRSharia. The purpose of this research is to examine the influence of financing,DPK, Financing to Deposit Ratio, and Non Performing Financing to totalasset of BPR Sharia in Java Island consisting of DKI Jakarta, West Java,Banten, Central Java, D.I.Yogyakarta, and East Java. The result shows thatfinancing, Third-part fund (DPK), Financing to Deposit Ratio (FDR), andnon Performing Financing (NPF) simultaneously has significant effects tothe total assets of BPR Sharia in Java. While partially, only financing hassignificant influence to total assets of BPR Sharia in Java.]]>
<![CDATA[Asuransi Perspektif al-Qur’an ]]>
<![CDATA[Daniar Daniar]]>
<![CDATA[ Islamic Economics Journal Vol 1, No 2 (2015) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v1i2.353
<![CDATA[Insurance is an adaptation word of the various languages. Dutch language “Assurantie” means assured, Italian language “insurensi” and assurance in English means a guarantee. In Arabic the insurance referred to at-ta’min means of protection, security and freedom from the fear. In this paper, the author will discuss thoroughly Insurance in the perspective of the Qur’an, on Insurance Legal Foundation, an Islamic insurance concept (Sharia Insurance) as well as various opinions Ulama on Insurance.]]>
<![CDATA[Paradigma Ekonomi Syariah Dalam Faham Hegemoni Kapitalisme dan Sosialisme Sebuah Solusi Pola Hidup Muslim ]]>
<![CDATA[Ika Prastyaningsih]]>;
<![CDATA[Mohammad Ghozali]]>;
<![CDATA[Andi Triyawan]]>
<![CDATA[ Islamic Economics Journal Vol 3, No 2 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v3i2.2718
<![CDATA[Western countries with the economic system of capitalism have hegemonize all aspects of the economy of society, so that they dominate all countries in the world including Islam. The hegemony according to five things, that are:Defence, economic, socio-cultural, political, religion. The actualization and contextualization of the Islamic economic system is a form of criticism, and it will becomes a solution to the theory and economic system built on unhumanity (not egalitarian), especially capitalism and socialism. So that A Moslem must take Islam as a living system that regulates all sides of human life, which promises the welfare and falah.Because human life does not stop only in the world and it will be held accountable later in the world. The concept of Islamic Economics is not a collection of the good that exists in the capitalist and socialist economic system. But more than that though it looks the same but the value built on the Qur’an and Sunnah. The Kindness that exists in Islamic Economics has the greatness of value based on the revelation of Allah and Sirah Nabawiyah. The system of Islamic Economy can be accepted by all people in the world. Because it contains maslahah value for all creatures that exist on earth. The concept of justice built by Islam not only exist on the physical aspects but also the metaphysical. As well as welfare, not only in the realm of the body but also the Spiritual.]]>
<![CDATA[Penilaian Kesehatan Koperasi Jasa Keuangan Syariah (KJKS) Berkah Madani Periode 2015-2016 ]]>
<![CDATA[Fida Arumingtyas]]>
<![CDATA[ Islamic Economics Journal Vol 3, No 2 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v3i2.2721
<![CDATA[The analysis conducted will interpret ratios or financial data and its implications. This research is compiled to analyze health assessment KJKS Berkah Madani years 2015-2016 using a standard assessment of the Regulation of the Minister of State for Cooperatives and SMEs RI Number: 35.3/Per/M.KUKM/X/2007 on guidelines for a health assessment KJKS and UJKS Cooperative. The results of this study will be taken into consideration in the evaluation and a policy for KJKS Berkah Madani to improve their business performance so that stability is maintained and is expected to enhance public trust in this Islamic Microfinance Institutions. The approach used in this study is a quantitative and descriptive variables used are capital; asset quality; management; efficiency; and liquidity. Based on analysis of the health assessment KJKS Berkah Madani can be seen that score recapitulation of five variables in 2015 amounted to 73, 7832 and in 2016 increased to 79,9832 with the category Fairly Healthy.]]>
<![CDATA[Etika Persaingan Dalam Usaha Menurut Pandangan Islam ]]>
<![CDATA[Abdul Latif]]>
<![CDATA[ Islamic Economics Journal Vol 3, No 2 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v3i2.2717
<![CDATA[Islamic Business Ethics is an important thing in the journey of professional business activity, and shows. There is an independent structure that is separate from other structures. because business ethics in Islam mostly explains the policy and truth both the level of intention and the idea of behavior, Islam to trade relations. Trading in Islam is now beginning to show its fangs. This is due to the collapse of the capitalist economy due to the global crisis. And in everyday life a person will never be separated from economic activities, especially Islamic economics In practice, Islam recommends that based on Islamic law of Qur’an and sunnah.]]>
<![CDATA[The Evaluation UPK Performance Managing PNPM Revolving Fund In Banyudono (2015-2017) ]]>
<![CDATA[Dipa Nuswantara]]>
<![CDATA[ Islamic Economics Journal Vol 3, No 2 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
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DOI: 10.21111/iej.v3i2.2722
<![CDATA[The revolving fund of community-based awareness programs aims to provide capital access for the poor that is expected to stimulate economic activity. The districs of Banyudono has 15 sub-districts which recivied this funding program. There are 4 ratios to assest UPK’s performance in managing revolving loan funds they are LAR, PAR, CCr, and ROI. In the LAR ratio showing loan arrears more than three months the average assessment during 2015 to 2017 has a value of 66.5% which means suspend. PAR ratio shows the number of KSM members who are at risk of having arrears more than three months has an average value of 52.2% which means suspend. The CCr ratio showing the ability of UPK to finance its operational activities with its revenue has an average value from 2015 to 2017 about 289.9% which means that it is adequate. The ROI ratio shows the ability of UPK to generate profit from their revolving loans has an average value of -10.1% means delayed. In general, the performance of UPK in Banyudono sub-district still has not met expectations.]]>
