cover
Contact Name
Yuni Rimawati
Contact Email
infestasi@trunojoyo.ac.id
Phone
+6282232737905
Journal Mail Official
infestasi@trunojoyo.ac.id
Editorial Address
-
Location
Kab. bangkalan,
Jawa timur
INDONESIA
Infestasi
ISSN : 02169517     EISSN : 24608505     DOI : doi.org/10.21107/infestasi
Core Subject : Economy,
Arjuna Subject : -
Articles 5 Documents
Search results for , issue "Vol 3, No 1 (2007): JUNI" : 5 Documents clear
INFORMATION AND GAME THEORETICAL APPROACH IN BUSINESS STRATEGY Citra Nurhayati
InFestasi Vol 3, No 1 (2007): JUNI
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v3i1.1181

Abstract

This paper will concentrates in explaining the applicationof game theoretical approach to gain information in the businessstrategy. The brief explanation about game and strategies areparticularly concern with applying the theoretical approach to the reallife. Auction, decision making process and e-commerce are identifyingthe role of the game in helping manager or the player to win thecompetition in the market.
PERBANDINGAN KARAKTERISTIK DASAR ANTARA GRAMEEN BANK DAN BANK SYARIAH DALAM MENGURANGI KEMISKINAN DAN MENINGKATKAN PERTUMBUHAN EKONOMI Ardi Hamzah; Muhammad Syam Kusufi
InFestasi Vol 3, No 1 (2007): JUNI
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v3i1.1177

Abstract

The elementary characteristic at Grameen Bank with majoritysocial capital than economic capital and also discipline, unity, courage,and hard work and also supported with fundamental belief, sincerity,openness, and help each other able to lessen the poorness and improvethe economic growth. This differ from the Syariah Bank that have goodbase characteristic, but not supported with the development of socialcapital among client and society. The concept of Syariah Bank whichdo not differ far with the Non Syariah Bank with orientation economiccapital that make the imbalance between the bank development withthe society prosperity.
THE SMES IN ORDER TO FACE THE AFTA AND GLOBALIZATION ERA Gita Arasy Herwida
InFestasi Vol 3, No 1 (2007): JUNI
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v3i1.1178

Abstract

Small and medium enterprises (SMEs) have contributedmuch to the growth of the economy in Indonesia. Further, this sector isalso famous for its survival during the economic crisis in the late 1990’sor specifically the crisis began in the late 1997. The survival of theSMEs in Indonesia from that crisis has alerted the government andeconomic societies for not only concerning the economic developmentto the large enterprises as most of those large enterprises werecollapsed during the crisis. Prior the crisis, the government focusedon the development in capital tight industrial sectors in a big capitalsuch as: in banking and manufacturing for mass production. Most ofpolicies that were issued at that time enhanced the development ofthis sector such as: policies that eased inward investment in someparticular business; policies to provide value added tax exemption inthe bounded zone area, etc.If we look back to the crisis time, the collapse of the large enterpriseswas mainly caused by their lack of ability in paying their overseasdebt, which was in US dollar currency. The SMEs could survive mainlybecause of two reasons. First, the SMEs’ business is mostly exportoriented. They gained advantage from the payment which was in USdollar. The foreign exchange of US dollar to Indonesian currency,Rupiah, during the crisis was increased amazingly more than fourtimes from the previous value. Second, most of the SMEs did not haveliability with the foreign banks or foreign parties. Thus, they did nothave to pay any liabilities in US dollar. This was in contrast to thelarge enterprises which mostly had liability with the foreign banks orparties. They had responsibility to give payment in US dollar whichmeant that their liability amount rose parallel to the increasing of USdollar’s value. The flexibility of the SMEs in their working capitalside was one of their key factors in their survival from the crisis. TheSMEs do not rely on their all working capital on foreign debt, they usetheir own capital or may have debt from local sources.Actually the government has already established a new department inregard to the development of the SMEs. The department is under theMinistry of Coopertives and Small Enterprises which was establishedin 1993. This department has also issued some policies and strategicprograms for the development of the SMEs and the cooperatives sectorin Indonesia. The core objective of the establishment of this departmentwas to overcome the difficulties which were faced, either externally orinternally. However, the crisis effectively encouraged the governmentto give more attention to the SMEs. This was in terms of giving themmore opportunity to grow further to become strong large entities, ratherthan merely remaining at the small and medium stage. Another fact isthat the SMEs are able to provide wide job opportunities, whichIndonesia requires to deal with the increasing number of unemployment.
PEMERINGKATAN BANK DI INDONESIA PERIODE 2001-2005 DENGAN MENGGUNAKAN ANALISIS RASIO KEUANGAN Hermawan Budi Prasetiyo; N. Nurhayati; Rahmat Zuhdi
InFestasi Vol 3, No 1 (2007): JUNI
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v3i1.1179

Abstract

Penelitian ini mencoba untuk memberikan penilaiankinerja keuangan bank umum seluruh Indonesia tahun 2001-2005ditinjau dari rasio keuangan. Rasio keuangan yang dipakai meliputisembilan rasio-rasio bank yakni CAR, NPL, Pemenuhan PPAP, ROA,ROE, LDR, PK/PD, BO/PO, dan NIM. Kesembilan rasio keuangantersebut digunakan untuk me-rating sekaligus mendapatkan predikatbank-bank tersebut. Dalam rating ini, predikat sebuah bank lebihpenting daripada peringkatnya (InfoBank, 2006; 20).Penelitian ini hanya bersifat kualitatif deskriptif. Metode analisisdata yang digunakan adalah metode rata-rata (means). Dari nilairata-rata yang didapat, langkah selanjutnya adalah penilaian agarmenghasilkan suatu peringkat dan predikat.Hasil yang diperoleh dari penelitian ini adalah peringkat ke-1 darikelas modal antara Rp10 Triliun - Rp50 Triliun adalah Bank CentralAsia (BCA). Peringkat ke-1 dari kelas modal antara Rp100 Miliar –Rp 10 Triliun adalah Bank NTB, sedangkan peringkat ke-1 dari kelasmodal dibawah Rp 100 Miliar adalah Bank Bintang Manunggal. BankMandiri, Bank Common-wealth, dan Bank Persyarikatan Indonesiamenduduki peringkat terakhir dari masing-masing kelas modal.Sedangkan Bank Syariah Mandiri dan Bank Muamalat berada diposisike-6 dan 12 pada kelas modal yang kedua.
PENGARUH PARTISIPASI PENYUSUNAN ANGGARAN TERHADAP SENJANGAN ANGGARAN (Studi Empiris Pada Lembaga Fungsional Pemerintah Kabupaten Di Madura) Siti Fausiyah
InFestasi Vol 3, No 1 (2007): JUNI
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v3i1.1180

Abstract

Penelitian ini bertujuan untuk menguji bagaimanapengaruh partisipasi penyusunan anggaran terhadap senjangananggaran pada lembaga fungsional pemerintah kabupaten di Madura.Penelitian ini mengambil responden pejabat ekselon tiga dalamlembaga-lembaga fungsional pemerintah kabupaten Bangkalan,Sampang, Pamekasan, dan Sumenep yang terlibat dalam penyusunananggaran.Analisa terhadap 113 jawaban responden menghasilkan kesimpulanbahwa pada lembaga fungsional kabupaten di Madura, partisipasipenyusunan anggaran mempunyai pengaruh positif terhadapsenjangan anggaran. Hal ini berarti bahwa bila partisipasipenyusunan anggaran meningkat maka senjangan anggaran jugameningkat, sedangkan bila partisipasi penyusunan anggaranmenurun maka senjangan anggaran juga menurun. Pengaruhpartisipasi penyusunan anggaran terhadap senjangan anggarancukup tinggi, yaitu 62 %, akan tetapi besarnya partisipasi penyusunananggaran pada lembaga fungsional pemerintah kabupaten di Maduratidak terlalu tinggi.

Page 1 of 1 | Total Record : 5