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Abdullah Sahroni
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abd.sahroni@radenfatah.ac.id
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INDONESIA
I-ECONOMICS: A Research Journal on Islamic Economics
ISSN : 25485601     EISSN : 2548561X     DOI : -
Core Subject : Economy,
This journal published twice a year on Juny and December. I-ECONOMICS is devoted to reserach in all branches of islamic economics. Specifically, the journal will deal with topics, including but not limited to: Islamic Economics, Islamic Banking, Islamic Finance, Islamic Accounting, Islamic Microfinance, Social Entrepreneur, Zakah Waqf, and Islamic Philantrophy.
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Articles 7 Documents
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PRAKTIK RENTENIRISASI PERSPEKTF EKONOMI SYARIAH DAN SOSIOLOGI (STUDI DI KECAMATAN PUNGGUR LAMPUNG TENGAH) Alawiyah, Ika Trisnawati
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5309

Abstract

Abstract This research was conducted to answer the question of how to practice sharia investment sharia perspective and sociology in Punggur, Central Lampung District. This study aims to determine the practice of a loan shark sharia economic perspective and sociology in Punggur, Central Lampung District. This type of research is field research conducted in Punggur District, Central Lampung Regency. This study uses a descriptive qualitative approach that is a way to expose accurate information obtained from the community in the District of Punggur, Central Lampung relating to the practice of a loan shark. Data sources used are primary and secondary data sources. The data collection method uses the method of observation, interviews and documentation with technical analysis of deductive thinking. The results of research on a loan shark practices in the community of Punggur Subdistrict, the perspective of Islamic economics is very contrary to regulation in Islamic law, because those who practice muamalah are ribawi. While, according to the sociological perspective of the loan sharks, this is a solution for some people to meet their daily needs. The facilities provided such as loan amount, faster and more efficient time, how to pay, without collateral, and other agreements are considered by the community when making loans. Keywords: Loan Sharks, Islamic Economics, Sociology Abstrak Penelitian ini dilakukan untuk menjawab pertanyaan bagaimana praktik rentenirisasi perspektif ekonomi syariah dan sosiologi di Kecamatan Punggur Lampung Tengah. Penelitian ini bertujuan untuk mengetahui praktik rentenirisasi perspektif ekonomi syariah dan sosiologi di Kecamatan Punggur Lampung Tengah. Jenis penelitian ini adalah penelitian lapangan (field research) yang dilakukan di Kecamatan Punggur Kabupaten Lampung Tengah. Penelitian ini menggunkan pendekatan kualitatif yang bersifat deskriptif yaitu cara memaparkan informasi-informasi yang akurat yang diperoleh dari masyarakat di Kecamatan Punggur Lampung Tengah yang berkaitan dengan praktik rentenirisasi. Sumber datayang digunakan adalah sumber data primer dan sekunder. Metode pengumpulan data menggunakan metode observasi, wawancara dan dokumentasi dengan teknis analisa berpikir deduktif. Hasil penelitian terhadap praktek rentenir di masyarakat Kecamatan Punggur perspektif ekonomi islam yaitu sangat bertentangan dengan hukum dan syariat islam karena mereka yang melakukan praktek muamalah secara ribawi. Sedangkan menurut perspektif sosiologi para rentenir ini menjadi solusi bagi para sebagian masyarakat untuk memenuhi kebutuhan hidupnya. Kemudahan–kemudahan yang diberikan seperti besar pinjaman, waktu yang lebih cepat dan efisien, cara membayar, tanpa jaminan, dan kesepakatan–kesepakatan lain menjadi pertimbangan masyarakat ketika melakukan pinjaman. Kata Kunci: Rentenir, Ekonomi Syariah, dan Sosiologi
POTENSI MODAL SOSIAL MASYARAKAT DAERAH PASCA BENCANA DI KABUPATEN PONOROGO (INISIASI MODEL AGUNAN ALTERNATIF BERBASIS MODAL SOSIAL) Ningrum, Ririn Tr Puspita
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5328

Abstract

Abstract Natural disasters not only result in infrastructure losses, but also have an impact on education, social, cultural and economic. In the economic, special attention in efforts to revive the agricultural sector and UMKM of the affected communities was the focus of priority studies. This is because the two sectors have a significant role in the economy. This condition raised hopes for the banking and other financial institutions to make a positive contribution. However, in reality, the agriculture sector and UMKM have not been able to access some of the types of financing provided because there are several funds that require the availability of collateral that is material and difficult to fulfill. Therefore, it is necessary to have creative and innovative efforts based on the spirit of humanity related to alternative collateral models that are immaterial, that is based on social capital. Through a qualitative descriptive method and using a phenomenological approach, this research seeks to explore the potential power of the community (bottom-up process) in the economic development of areas affected by natural disasters. It is hoped that this research can produce data/ information that is useful for implementing a participatory development system based on local strengths. Keywords: Alternative Collateral, Financing, Social Capital, Economic Awakening, Agriculture, UMKM, Post-Disaster Areas Abstrak Bencana alam selain berakibat pada kerugian infrastruktur, juga berdampak pada bidang pendidikan, sosial, budaya dan ekonomi. Di bidang ekonomi, perhatian khusus dalam upaya membangkitan kembali sektor pertanian dan UMKM masyarakat yang terdampak bencana menjadi fokus kajian prioritas. Hal ini dikarenakan dua sektor tersebut memiliki peran yang signifikan dalam perekonomian. Kondisi tersebut kemudian memunculkan harapan kepada dunia perbankan dan lembaga keuangan lainnya untuk memberikan kontribusi positif. Namun kenyataannya, sektor pertanian dan UMKM ternyata belum mampu mengakses beberapa jenis pembiyaan yang disediakan karena ada beberapa pembiayaan yang mengharuskan tersedianya jaminan/ agunan yang bersifat material dan sulit dipenuhi. Oleh karena itu perlu adanya usaha kreatif dan inovatif yang berlandaskan spirit kemanusiaan terkait model agunan alternatif bersifat immaterial, yakni berbasis pada modal sosial (capital social). Melalui metode deskriptif kualitatif dan menggunakan pendekatan fenomenologis, penelitian ini berupaya menelusuri potensi kekuatan masyarakat (bottom-up proses) dalam pembangunan ekonomi wilayah terdampak bencana alam. Diharapkan penelitian ini dapat menghasilkan data/ informasi yang berguna untuk mengimplementasikan sebuah sistem pembangunan yang partisipatif berbasis kekuatan lokal. Kata Kunci: Agunan Alternatif, Pembiayaan, Modal Sosial, Kebangkitan Ekonomi, Pertanian, UMKM, Daerah Pasca Bencana
ANALISIS PERAN SUKUK AL-INTIFA’A SEBAGAI INSTRUMEN DALAM MENGENTASKAN KEMISKINAN DI INDONESIA Wiratama, Dadang; Putra, Bintang Ramadhan
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5379

Abstract

Abstract Today the capital market is one of the instruments that plays an important role in the economy of developed and developing countries. For developing countries like Indonesia, the capital market is an economic potential that is able to offer solutions to capital problems that are often faced in the context of national development. Especially when efforts to obtain additional capital through loans are felt to be increasingly unprofitable. Likewise with the Islamic capital market, although it is still new when compared to other Islamic financial instruments, the development of the Islamic capital market in Indonesia is considered quite good. One of the sharia financial instruments that is an important financing for the state budget is sukuk. At home, sukuk are growing quite rapidly although the proportion is still relatively small compared to conventional markets. This will be able to support the development of the Islamic capital market in Indonesia, especially if it is able to capture the opportunities that exist. One such opportunity is waqf assets which are widely available in various regions in Indonesia and many are still not being worked productively. Dual integration between sukuk and waqf in Al Intifa‘a Sukuk is expected to be able to create a financial instrument that can boost economic development and alternatives for poverty alleviation efforts in Indonesia. Keyword: Sukuk, Waqf, Poverty, Islamic Capital Market Abstrak Dewasa ini pasar modal menjadi salah satu instrumen yang memainkan peranan penting dalam perekonomian negara maju maupun berkembang. Bagi negara berkembang seperti Indonesia, pasar modal merupakan potensi perekonomian yang mampu menawarkan solusi bagi permasalahan permodalan yang sering dihadapi dalam rangka pembangunan nasional. Terlebih ketika upaya perolehan tambahan modal melalui pinjaman dirasa semakin tidak menguntungkan. Demikian halnya dengan pasar modal syariah, walaupun masih baru jika dibandingkan dengan instrumen keuangan syariah yang lain, tapi perkembangan pasar modal syariah di Indonesia dinilai cukup baik, Salah satu instrumen keuangan syariah yang menjadi pembiayaan penting bagi anggaran negara adalah sukuk. Di dalam negeri sendiri, sukuk tumbuh cukup pesat walaupun proporsinya masih relatih kecil dibandingkan dengan pasar konvensional. Hal ini akan mampu menunjang perkembangan pasar modal syariah di Indonesia, apalagi jika mampu menangkap peluang yang ada. Salah satu peluang tersebut adalah aset wakaf yang banyak terdapat di berbagai wilayah di Indonesia dan masih banyak yang belum tergarap secara produktif. Dual integrasi antara sukuk dan wakaf dalam Sukuk Al Intifa‘a diaharapkan mampu menciptakan sebuah instrumen keuangan yang bisa mendongkrak pembangunan ekonomi dan seabgai alternatif dalam upaya pengentasan kemiskinan di Indonesia. Kata kunci : Sukuk, Waqf, Kemiskinan, Pasar Modal Syariah
DAMPAK 7-DAY RESERVE REPO RATE BANK INDONESIA DAN NILAI TUKAR RUPIAH TERHADAP PROFITABILITAS PERBANKAN PRIODE 2017-2019 Salihin, Agus
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5421

Abstract

The purpose of this study was to determine the Impact of the 7-Day Reserve Repo Rate of Bank Indonesia and the Rupiah Exchange Rate on the Profitability of the 2017-2019 Banking Period ". This study uses quantitative methods with panel data model estimation models. This study uses secondary data in the form of monthly financial statements obtained from Bankside Bank Indonesia with the 2017-2019 time period. While the data analysis technique uses the Classic Assumption Test, multiple linear regression test with the help of the SPSS program. Based on the results of the analysis it can be explained that from the classic assumption test there are normally distributed data and there are no problems of multicollinearity and heteroscedasticity. While the results of multiple linear regression analysis can be explained that the 7-Day Reserve Repo Rate variable of Bank Indonesia and the Rupiah Exchange Rate has a Positive Effect on the Profitability of the 2017-2019 Banking Period either partially or simultaneously. As for the results of the test of the coefficient of determination of the 7-Day Reserve Repo Rate of Bank Indonesia and the Rupiah Exchange Rate, it can affect the Banking Profitability of 32.5% Keywords: 7-Day Reserve Repo Rate, Exchange Rate, Banking Profitability Tujuan penelitian ini untuk mengetahui Dampak 7- Day Reserve Repo Rate Bank Indonesia dan Nilai Tukar Rupiah Terhadap Profitabilitan Perbankan Priode 2017-2019”. Penelitian ini menggunakan metode kuantitatif dengan estimasi model regsegi data panel. Penelitian ini menggunakan data sekunder berupa Laporan Keuangan bulanan yang diperoleh dari Webside Bank Indonesia dengan priode waktu 2017-2019. Sedangkan teknik analisis data menggunakan Uji Asumsi Klasik, Uji regresi linier berganda dengan bantuan program SPSS. Berdasarkan hasil analisis dapat dijelaskan bahwa dari uji asumsi klasik terdapat data terdistribusi secara Normal dan tidak terdapat masalah Multikolinieritas dan Heteroskedastisitas. Sedangkan dari hasil analisis regresi linier berganda dapat di jelaskan bahwa variabel 7-Day Reserve Repo Rate Bank Indonesia dan Nilai Tukar Rupiah Berpengaruh Positif terhadap Profitabilitas Perbankan Priode 2017-2019 baik secara parsial maupun secara simultan. Adapaun dari hasil uji koefisien determinasi variabel 7-Day Reserve Repo Rate Bank Indonesia dan Nilai Tukar Rupiah dapat mempengaruhi Profitabilitas Perbankan sebesar 32,5%. Kata Kunci :7-Day Reserve Repo Rate, Kurs, Profitabilitas Perbankan
PENGARUH HUBUNGAN PEMASARAN, KUALITAS LAYANAN TERHADAP LOYALITAS DENGAN KEPUASAN SEBAGAI VARIABEL INTERVENING Krisdayanti, Helisia; Panorama, Maya; Azwari, Peny Cahaya
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5472

Abstract

Abstract Gojek is a company that offers taxi transportation services that are integrated with technology, using the motorcycle taxi booking application. However, the problem now is the large number of motorcycle taxi driver, causing intense competition, not only in one company but in other transportation companies. There is a rates war (promotion) given by other companies that causes the entry and exit of the driver's and causes some rogue drivers to play two legs. Uncontrolled driver, such as: driver use vehicles that are incompatible with those recorded in the application. And not provided a place to "waiting in passanger" the driver's which causes irregularity of the driver's so that it fills part of the shoulder of the road, the sidewalk that causes congestion. The sample in this study was 200 respondents. The technique uses purposive sampling or sampling based on criteria. The analytical method used is SEM analysis with 7 criteria using the Amos 21 application. From the results of the study, the authors conclude that, 1) Marketing Relations have a positive and significant effect on Driver Loyalty 2) Service quality there is a significant positive effect on driver loyalty. 3) The marketing relationship has a significant positive effect on driver satisfaction 4) service quality has a significant positive effect on driver loyalty 5) driver satisfaction has a significant positive effect on driver loyalty. 6) Relationship Marketing influences Driver Loyalty with Driver Satisfaction as an intervening variable 7) Service quality affects the loyalty of the driver's with driver satisfaction as an intervening variable. Keywords: Marketing Relations, Service Quality, Loyalty and Satisfaction Abstrak Gojek adalah perusahaan yang menawarkan layanan transportasi ojek yang terintegritas dengan teknologi, dengan menggunakan aplikasi pemesanan ojek. Akan tetapi, permasalahan sekarang adalah banyaknya mitra pengemudi gojek sehingga menyebabkan persaingan semakin ketat, tidak hanya dalam satu perusahaan akan tetapi perusahaan transportasi lain. Adanya perang tarif (promo) yang diberikan perusahaan lain yang meyebabkan terjadi keluar masuk mitra pengemudi dan menyebabkan adanya beberapa oknum mitra pengemudi yang bermain dua kaki. Tidak terkontrolnya mitra pengemudi, seperti: mitra pengemudi memakai kendaraan yang tidak sesuai dengan yang terdata di aplikasi. Dan tidak disediakannya tempat “mangkal” mitra pengemudi yang menimbulkan tidak beraturannya para mitra pengemudi sehingga memenuhi sebagian bahu jalan, trotoar yang menyebabkan kemacetan. Penelitian ini menggunakan data primer. Sampel dalam penelitian ini adalah 200 responden. Teknik sampling menggunakan sampling atau sampling purposive berdasarkan pertimbangan dan kriteria tertentu. Metode analisis yang digunakan adalah analisis SEM dengan 7 kriteria tes menggunakan aplikasi Amos 21. Dari hasil penelitian, penulis menyimpulkan bahwa, 1) Hubungan Pemasaran berpengaruh positif dan signifikan terhadap Loyalitas Pengemudi 2) Kualitas layanan berpengaruh positif signifikan terhadap loyalitas pengemudi. 3)Hubungan pemasaran berpengaruh positif signifikan terhadap kepuasan pengemudi 4) Kualitas layanan berpengaruh positif signifikan terhadap kepuasan pengemudi 5) kepuasan berpengaruh positif signifikan terhadap loyalitas pengemudi. 6) Hubungan Pemasaran berpengaruh terhadap Loyalitas Pengemudi Melalui Kepuasan Pengemudi 7) Kualitas layanan berpengaruh positif terhadap loyalitas pengemudi melalui kepuasan pengemudi. Kata Kunci: Hubungan Pemasaran, Kualitas Layanan, Loyalitas dan Kepuasan
A PORTRAIT OF SHARIA BUSINESS SYMBOLIZATION AND ITS SOLUTIONS Jumaiyah, Jumaiyah; Wahidullah, Wahidullah
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5474

Abstract

Abstract The purpose of this study is to determine whether the knockout arisan money system is in accordance with sharia principles or not. The research method used is a qualitative descriptive method by observing, interviewing, and collecting documents as supporting data of KSPPS BMT Lumbung Artho Jepara Central Java Indonesia that implements the Yad Dhamanah Wadi'ah contract with the explanation that the stored assets or items can be used by aid providers and can also distribute to its members. However, the agreement is not in accordance with the fatwa of the National Sharia Council of Indonesian Majlis Ulama about the nature of Wadi'ah saving that deposits can be withdrawn according to the wishes of the depositors and not waiting for lottery numbers to take their deposits. Furthermore, the application of the bonus giving also deviates from the voluntary Wadi'ah contract and the bonus agreement at the beginning of the contract. However, because the practice of knockout arisan money system has already existed in the community, therefore the solution for its implementation is by using the agreement of the al-qardh (debt-receivable) and Mudharabah (profit-sharing) contracts that are closer to Islamic principles. Keywords: Money Arisan, Falling Systems, Islamic Principles, Culture
INFLUENCES OF PHILANTROPHIC ACTIVITIES RUMAH BELAJAR CERIA (RBC) TOWARD THE WELFARE OF SOCIETY IN SUNGAI PEDADO Mardiah, Siti; Saputra, Rambo
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.6001

Abstract

By utilizing waqf land located in Sungai Pedado village, the Rumah Belajar Ceria community conducts various social activities. The initial goal of this community was to help increase of the level of education in this area. Then the activity continues on the aspect of economic empowerment of the community by conducting Mushroom cultivation. This study aims to describe the activities of the RBC community in improving the social welfare of the Sungai Pedado village community. The research methodology uses a mix of used method with descriptive analysis and the data analysis with the CIBEST models to measure the level of effectiveness of activities on community economic empowerment in the Macmur program. The results showed that the existence of the RBC mushroom livestock program could improve people's welfare and reduce the index of material poverty. The household classification is based on the CIBEST Model roomates is categorized as prosperous (quadrant I) as many as 28 Households, material poor (quadrant II) as many as 2 poor, spiritual Households are absent, and reviews those that fall into absolute poor category are none.

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