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INDONESIA
Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 1,152 Documents
Model Pemberdayaan Ekonomi Mualaf Oleh Lembaga Amil Zakat: Studi Kasus LAZ BMH Pada Mualaf Suku Tengger Andika Ramadhanu; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 4 (2017): April-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.751 KB) | DOI: 10.20473/vol4iss20174pp281-296

Abstract

The study aims to understand the economic empowerment model of Muslim converts by amil zakat institution, taking what LAZ BMH has done to Tengger’s Muslim converts as study case. Using qualitative descriptive approach with study case, the data collected through interviews with empowerment manager of BMH, Tengger’s Muslim converts, and the preacher, direct participatory observation, as well as documentation. In validating the data, this study uses data triangulation technique before analyzing through data reduction, presentation, and conclusion. The results of this study indicate that BMH has a role in economic empowerment of Tengger’s Muslim converts. It could be seen through their resurgent Islamic rituals, still-good relationships with their neighbors, and their success in making ends meet. Not only economically empowered, Tengger’s Muslim converts also become religiously stronger.
Reaksi Pasar Atas Pengumuman Dividen (Studi Pada Emiten Yang Terdaftar Di Jakarta Islamic Index) Ari Widodo; Nisful Laila
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 2 (2016): Februari-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (275.447 KB) | DOI: 10.20473/vol3iss20162pp85-98

Abstract

This research aims to see market reaction over the increasing and declining dividend announcement. The objective in this research is to test whether the stock price reacts positively to the increasing dividend announcement and reacts negatively to the declining dividend announcement are shown by the significant abnormal return (AR) value in around the announcement date and by the significant difference of abnormal trading volume activity (ATVA) before and after the announcement. The results indicate that market does not react over increasing as well as decreasing dividend announcement. This indicates that the event of dividend changes announcement are not reacted by market.
Persepsi Kemudahan Penggunaan, Persepsi Kredibilitas, dan Persepsi Harga Terhadap Niat Nasabah Menggunakan Layanan Mobile Banking (Studi Kasus Pada Bank Syariah Mandiri Surabaya) Reza Ramadhan; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (346.218 KB) | DOI: 10.20473/vol4iss20176pp478-492

Abstract

This study aims to discover the impact of Perceived Ease of Use, Perceived Credibility, and Perceived Price in Accordance Intention to Use Mobile Banking. This study uses the Theory Acceptance Model with quantitative approach using the Regression Linear Multivariate. The data source of this study uses primary data from questionnaire. The population characteristic in this study is the Client of Sharia Mandiri Bank that are not using Mobile Banking feature. The sample collecting technique used is Nonprobability Sampling with purposive sampling and accidental sampling. The result of the study shows that Perceived Ease of Use, Perceived Credibility, and Perceived Price in accordance significantly impacting towards the Interest in using the mobile banking feature of Bank Syariah Mandiri Surabaya. Suggestion towards Bank Syariah Mandiri to upgrade the security system to prevent the occurrence of crime trough the mobile banking feature so that the clients will feel safe in using transactions.
Faktor Yang Berkontribusi Terhadap Jumlah Penerimaan Dana Zakat Pada Lembaga Zakat Di Kota Surabaya Farid Nugroho; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 4 (2016): April-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.531 KB) | DOI: 10.20473/vol3iss20164pp295-310

Abstract

The aim of this study is to determine and analyze the contribution of technological factor, accessibility factor, credibility factor, and programs factor of zakat institutions to the zakat funds revenue received by zakat institutions in Surabaya. This study used a qualitative approach with case study strategy. Data collected through interviews with informants and direct observation to the object of the research. The result of this study is there are several factors that have important contribution to zakat revenue at zakat institution in Surabaya. The researcher found accessibility, credibility and zakat collection program during Ramadhan have important contribution to the revenue of zakat funds, while technology has not been widely used by muzakki to make payment of zakat.
Pengaruh SBIS Dan PUAS Terhadap Tingkat Inflasi Melalui Operasi Moneter Syariah Pada Periode 2011-2015 Marisa Ayu Andarini; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 6 (2016): Juni-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (344.265 KB) | DOI: 10.20473/vol3iss20166pp474-489

Abstract

This study aims to determine the relationship directly or indirectly between SBIS and PUAS into inflation by Sharia Monetary Operations. The approach used is a quantitative approach using path analysis technique with four variables are SBIS and PUAS as exogenous variable, the inflation rate as an endogenous variable and OMs as an intervening variable.The results show that SBIS and PUAS have a positive direct correlation to inflation. This show that the SBIS and PUAS still did’t able to meet expectations in order to reduce the rate of inflation. In this study may also indicate that the SBIS relate indirectly to inflation through OMs. OMs be able to suppress compared to inflation growth rate of SBIS and PUAS variable, PUAS doesnt have a relation to inflation through OMs. Therefore, from this study is expected the government to reassess the effectiveness of Islamic monetary transmission in suppressing the inflation growth rate.
Analisis Efisiensi Asuransi Umum Syariah di Indonesia Tahun 2013-2015: Aplikasi Metode Data Envelopment Analysis (DEA) Yulia Wahyu Ningsih; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 9 (2017): September-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (430.869 KB) | DOI: 10.20473/vol4iss20179pp757-772

Abstract

This study aims to analyze the efficiency of sharia general insurance companies in Indonesia. The input variables used are total assets, expenses, and payment of claims, while the output variable is the income and tabarru’ funds. The method were used to measure the level of efficiency is the Data Envelopment Analysis (DEA) with the assumption of Variable Return to Scale (VRS) with input and output orientation. The samples are 12 sharia general insurance companies during 2013-2015. The results of the study indicate that the average result of DEA analysis for the entire DMU (Decision Making Unit) has not been efficient. The average value of economic efficiency (CRS) by 0.978, technically efficiency (VRS) for 0.925, and scale efficiency for 0.945. Source of inefficiency sharia insurance company is the scale of operations and management of input to output is not optimal.
Analisis Pengaruh Jangka Pendek dan Jangka Panjang Nilai Tukar dan Tingkat Imbalan SBIS Terhadap Inflasi di Indonesia Periode Januari 2009-Desember 2015 Tania Megasari; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 11 (2017): November-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (172.846 KB) | DOI: 10.20473/vol4iss201711pp928-936

Abstract

The purpose of this research is to examine the effect of the exchange rate, and the return rate of Bank Indonesia Sharia Certificate (SBIS) on inflation in Indonesia during the period January 2009 to December 2015. The approach used in this research is quantitative research using Error Correction Model (ECM) by Eviews program 8. The data used are secondary data from the official website of Bank Indonesia. The results showed that the Exchange rate and the rate of SBIS have a significant and positive correlation against inflation in the short term and long term during the period January 2009 to December 2015.
Dampak Pengelolaan Limbah RSI Jemursari Surabaya Terhadap Eksternalitas Ditinjau Dari ESDAL Islam Arisma Sari; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 10 (2016): Oktober-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (193.909 KB) | DOI: 10.20473/vol3iss201610pp771-781

Abstract

This study aims to identify and explain the impact of waste management in Jemursari Islamic Hospital of Surabaya to externalities in terms of economic resources and the environment in the Islamic perspective. This study used a qualitative approach with case study strategy. The data collection was conducted using interviews and direct observation to the object of research.The results showed a positive impact on the management of waste Islamic Hospital Jemursari Surabaya to eskternalitas shown not to appear strong odors from waste management and the environment in hospital becomes cleaner. The results of the analysis of benefits and costs calculation in 2010 to 2015 shows the NPV> 0 and BCR> 1%, means that the value of the benefit is greater than the costs incurred, and waste management projects feasible.
Analisis Perbandingan Kinerja Keuangan Dan Ekonomi Sosial Bank Syariah Antara Sebelum Dan Sesudah Ditetapkannya Fatwa MUI Tentang Haramnya Bunga Bank Lia Auliah Rachmah; Nisful Laila
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 12 (2016): Desember-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (541.765 KB) | DOI: 10.20473/vol3iss201612pp973-988

Abstract

This study aims to find out the comparison between the performance of Islamic Banks including financial performances such as the ratio of ROA, ROE, FDR and CAR as wells economic and social performance such as MMR ratio before and after the determination of fatwa regarding the prohibition against bank interest. Quantitative approach and independent sample t-test has been used in this study. The data is a secondary data which was obtained by collecting the annual financial reports. The result of the independent sample t-test shows that there are significant differences between the performance of the Islamic banks before and after the fatwa on the ratio of ROE, FDR and MMR. Whereas on the ratio of ROA and CAR have no significant difference before and after the fatwa.
Kesesuaian Fatwa DSN MUI No.7/DSN-MUI/IV/2000 Dalam Produk Pembiayaan Kepada Koperasi Untuk Anggota (PKPA) di Bank Jatim Syariah Cabang Darmo Kota Surabaya Alfina Taswirul Fanni; Ari Prasetyo
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 1 (2017): Januari-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.948 KB) | DOI: 10.20473/vol4iss20171pp26-43

Abstract

This research purpose is to knowing the conformation of Mudharabah Agreement in the financing mechanism in Syariah Bank Surabaya based on the DSN MUI Decision NO: 07/DSN-MUI/IV/2000Bank Jatim Branch Syariah Darmo Surabaya. This research uses qualitative method with descriptive case study and purposive sampling technique. The data which is used in this research is obtained by semi-structured interview and the data analysis is using descriptive analysis modelThis research indicates that “Bank Jatim Syariah Branch Darmo Surabaya” in performing Mudharabah mechanism are acting in approriate with DSN MUI Decision NO: 07/DSN-MUI/IV/2000 properly. It is indicated with the implementation SOP product with Mudharabah Aggrement which conducted by the regulation of Fatwa DSN MUI NO: 07/DSN-MUI/IV/2000. It starts with the general provisions of Mudharabah Aggrement, pillars and conditions of Mudharabah Aggrement, and law financing of Mudharabah Aggrement. The implementation of this concept has been contributing much benefit to every parties involved.

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