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Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 1,152 Documents
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STATEGI PENGELOLAAN ZAKAT PRODUKTIF BADAN AMIL ZAKAT KABUPATEN KARANGANYAR DALAM RANGKA PENGENTASAN KEMISKINAN Andi Triyawan; Khairunnisa Sana Shafiyyah
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 6 (2019): Juni-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20196pp1304-1316

Abstract

The poverty in Indonesia is the long-term problem which it has not been solved by the government. The number of poor people that recorded by Central Bureau of Statistics in Karanganyar is 108.461 inhabitants (2014). Islam has a high attention to take the poverty and the backwardness down from the poor man, because the poverty in Islam is the big danger for the people and not a few people who fall civilization only because of poverty. For solving this problem, Islam has the exact alternative. Islamic Economic system has two instruments which can solve the long-term poverty problem in Indonesia they are zakat and cash waqf. Zakat is the one of economics’ element and the pillars of Islam which must be implemented by every Moslem. Zakat is already widely distributed to several mustahik such as an indigent, poor, orphan, street children and other. And we can see also that zakat has been distributed to fund the development of infrastructure such us mosque, employment and other. But, most of distributed zakat is the consumptive zakat. Whereas the effective zakat for economic growth is the productive zakat which educates mustahik to attempt and to manage zakat fund until he can be muzakki later. From the background, the writer’s research is about the productive zakat management strategy in order towards poverty reduction. And the purpose of it is to know about the productive zakat management strategy in BAZNAS Karanganyar and its role for poverty reduction. The method of this research is descriptive qualitative method that reveals the problem or the reality as what happened until it can reveal the fact and the real image of the object. And to get the data, the writer use interview technique and written records about the productive zakat in BAZNAS Karanganyar. For the data analysis, the writer use the technique of data reduction, data display and inference aboutthe review on the research results. The research’s result is the productive zakat management strategy in BAZNAS Karanganyar has two categories, collection strategy and distribution strategy. The collection strategy applicated with payroll deduction of the moslem government employees in SKPD Karanganyar amount 2,5%, shuttle service zakat and formation the unit of zakat collection in several villages and mosques. And the distribution strategy applicated in “Karanganyar Makmur” program which includes the course of computer and automotive; the training of bag tailor industry; the goat livestock development in several villages in Karanganyar; financing sellers and small businessmen; the cow livestock development; and the other about the sharia business unit and Baitul Maal in several subdistricts. And from the application programs in BAZNAS Karanganyar, these programs are intended to improve the standard of living mustahik from economic, ability and moral side so that poverty can be overcome by any cause. From the result of research, for increasing the potential of the productive zakat, BAZNAS Karanganyar ought to be careful and to objectify the programs about the productive zakat. And for mustahik ought to keep attention and to increase zakat funds’ productivity until the poverty reduction with the productive zakat can be embodied.Keywords: Productive Zakat, BAZ, Poverty Alleviation, Management StrategyREFFERENCESAl-Ghazali (1994) Rahasia Puasa dan Zakat-Terjemahan oleh Muhammad  Al-Baqir-(Bandung: Karisma)Al-Qur’anul KarimAmalia, Kasyful Mahali (2012), Jurnal-Potensi dan Peranan Zakat dalam Mengentaskan Kemiskinan di Kota Medan (Medan)Departemen Agama (1993), Pedoman Zakat, (Jakarta: Proyek Pembinaan Zakat dan Wakaf)Departemen Agama (1996) Pedoman Zakat 9 Seri (Jakarta: Departemen Agama)DikutipolehK.H.DidinHafidhhuddin(2002)dalambuku,ZakatDalamPerekonomian Modern. (Jakarta: Gema Insani)Muhammad dan Ridwan Mas’ud (2005). Zakat dan Kemiskinan Instrumen Pemberdayaan Ekonomi Umat. (Yogyakarta: UII Press)Profil BAZNAS Kabupaten KaranganyarQadir, Abduracchman (2001)Zakat Dalam Dimensi Mahdah dan Sosial.Cet.2 (Jakarta: PT. Raja Grafindo Persada)Ridwan  Mas’ud dan Muhammad (2005) Zakat  dan  Kemiskinan  Instrumen Pemberdayaan Ekonomi Umat (Yogyakarta: UII Press)Suara Merdeka, 26 April 2016, 10.36 WIBTim BAZNAS Kabupaten Karanganyar, Laporan Kegiatan Tahun 2015Transkip Wawancara, 002/WWCR/AGUNGSYARIAH/IV/2016Transkrip Wawancara, 001/WWCR/BAZNAS/IV/2016Wahbah Az-Zuhayly (1995) Zakat  Kajian  Berbagai  Mazhab (Bandung:  PT Remaja Rosda Karya)www.baznaskaranganyar.com www.karanganyarkab.bps.go.id
PENGARUH AKUNTABILITAS, TRANSPARANSI, DAN KUALITAS PELAYANAN TERHADAP MINAT MUZAKI MEMBAYAR ZAKAT Nahdliatul Amalia; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 9 (2019): September-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20199pp1756-1769

Abstract

This study aims to determine the effect of accountability, transparency, and service quality on the interest of muzaki (study at zakat institutionsSurabaya). This study uses a quantitative approach with multiple linear regression analysis. The population in this study is all muzaki registered at zakat institutions in Surabaya. The sampling technique using convenience sampling. This study uses 6 (six) zakat institutions that have been selected by taking a sample of 120 muzaki. Primary data collection in this study used a questionnaire. Based on the results of the study show that accountability, transparency, and service qualitypartially have a positive and significant effect on the interest of muzaki to paying zakat. Accountability, transparency, and service qualitysimultaneously have a positive and significant effect on the interest of muzaki to paying zakat.Keywords: Accountability, Transparency, Service Quality, Interest, Zakat, Zakat InstitutionREFFERENCESAr Rahman, Muhammad .A.M. (2003).1001 masalah zakat dan solusinya. Jakarta: Pustaka Cerdas Zakat.Hadi, Sutrisno. (1991). Analisis Butir Untuk Instrumen Angket, Tes, dan Skala Nilai. Yogyakarta: FP UGM.Hafidhuddin, Didin. (2002). Zakat Dalam Perekonomian Modern. Jakarta: Gema Insani Press.Jaelani, A.F..(2006). Membuka Pintu Rezeki.Depok: Gema Insani.Lucas, D.B & Britt, S.H. 2003.Advertising Psychology and Research. New York: Mc Graw-Hill.Nurhayati, Sri dan Wasilah. (2009). Akuntansi Syariah di Indonesia.Edisi 2. Jakarta: Salemba Empat.Permono, Sjechul Hadi. (2005). Formula Zakat Menuju Kesejahteraan Sosial. Surabaya: CV. Aulia Surabaya.Sangadji, Etta Mamang dan Sopiah.(2013). Perilaku Konsumen. Yogyakarta: CV ANDI OFFSET.Tapanje, A.M.A. (2009). Corporate Governance From The Islamic Perspective: A  Comparative Analysis With OECD Principles,Critical Perspectives On  Accounting. Vol 20.Undang-undang Nomor 38 Tahun 1999 Tentang Pengelolaan Zakat.
PERSEPSI KEGUNAAN, KEMUDAHAN PENGGUNAAN, KEAMANAN DAN PRIVASI SERTA KEPERCAYAAN DALAM PENGGUNAAN ZAKAT ONLINE: DENGAN PENDEKATAN TAM Bahana Wiharjo; Achsania Hendratmi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 2 (2019): Februari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20192pp331-343

Abstract

This research aim to examine the effect of perception usefulness, ease of use,  security and privacy and trust on online zakat in Indonesian. The sample of this study is the Muslim community in Indonesian who have fulfilled the provisions to pay zakat as many as 31 respondents. The data use are primary data collected using a questionnaire through google form. Indicators of research variables are measured using differential semantic scales 1 to 7. This study proves that usefulness, security and privacy as well as thrust have a significant positive on the use zakat online. Effect on the ease of use the result has a significant negative effect on the use of zakat online. The study also found that the criteria of individuals (respondent) who were relatively young and male were not problematic with the complexity of the online zakat website.Keywords: ease of use, usefulness, security and privacy, trust, online zakat usage, zakatREFERENCES Adam, B. (1992). Modern times: The technology connection and its implications for social theory. Time & SocAgarwal, R., & Prasad, J. (1999). Are individual differences germane to the acceptance of new information technologies? Decision sciences, 30(2), 361-391. Agranoff, M. H. (1991). Controlling the threat to personal privacy corporate policies must be created. Information System Management, 8(3), 18-52. Ahmad, N. N., Tarmidi, M., Ridzwan, I. U., Hamid, M. A., & Roni, R. A. (2014). The Application of Unified Theory of Acceptance and Use of Technology (UTAUT) for Predicting the Usage of E-Zakat Online System. International Journal of Science and Research (IJSR), 3(4), 63-67. Alam, S. S., Musa, R., & Hassan, F. (2009). Corporate customers’ adoption of0internet banking: Case of Klang Valley business firm in Malaysia. International Journal of Business and Management, 4(4), 13. Amin, H., Abdul‐Rahman, A. R., Ramayah, T., Supinah, R., &Mohd‐Aris, M. (2014).Determinants of online waqf acceptance: An empirical investigation. The Electronic Journal of Information Systems in Developing Countries, 60(1), 1- 18.Chin, W. W., & Todd, P. A. (1995). On the use, usefulness, and ease of use of structural equation modeling in MIS research: a note of caution. MIS quarterly, 237-246. Chung, N., dan S. J. Kwon. (2009). Effect of trust level on mobile banking  satisfaction: a multi-group analysis of information system success instruments. Behaviour & Information Technology, 28(6), 549-562.Czara, S. I; Hammond, K.; Blascovich, J. J.; and Swede, H (1989). Age related differences in Learning to use text editing system. Behavior and information technology, 8,4 , 309-319 .Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance  of information technology. MIS quarterly, 319-340. Flavián, C., Guinalíu, M., & Torres, E. (2005). The influence of corporate image on consumer trust: A comparative analysis in traditional versus internet banking. Internet Research, 15(4), 447-470. Harrison, A. W., dan R. K. Rainer Jr. (1992). The influence of individual differences on skill in end-user computing. Journal of Management Information Systems, 9(1), 93-111.Ibrahim, M. F. (2014). Sistempengurusan zakat di Malaysia: Analisis strategipenyebaran maklumat menerusil aman sesawang. Jurnal Pengurusan(UKM Journal of Management), 42. Jamaludin, N., Wahab, N. A., & Hamed, A. B. (2017). Muslim Perception on Online Zakat Usage in Kuala Lumpur. Kalakota, R., &Whinston, A. B. (1997). Electronic commerce: a manager's guide: Addison-Wesley Professional.Kaslam, S. (2009). Governing zakat as a social institution: The Malaysian perspective. Social and Management Research Journal, 6(1), 15-32. Kleijnen, M., Wetzels, M., & De Ruyter, K. (2004). Consumer acceptance of wirelessfinance. Journal of financial services marketing, 8(3), 206-217. Kusuma, H., &Susilowati, D. (2007). Determinan Pengadopsian Layanan Internet Banking: Perspektif Konsumen Perbankan Daerah Istimewa Yogyakarta. JurnalAkuntansi dan Auditing Indonesia, 11(2). Luarn, P., & Lin, H.-H. (2005). Toward an understanding of the behavioral intention to use mobile banking. Computers in human behavior, 21(6), 873-891. Morgan, R. M., & Hunt, S. D. (1994). The commitment-trust theory of relationship  marketing. The journal of marketing, 20-38. Nickell, G.S., and Pinto, J.N.(1989) The computer attitude scale. Computers in Human Behav- ior, 2, 301-306Poon, W.-C. (2007). Users' adoption of e-banking services: the Malaysian perspective. Journal of Business & Industrial Marketing, 23(1), 59-69. Rais, I. (2009). Muzakki dan Kriterianya Dalam Tinjauan Fikih Zakat. Al-Iqtishad: Jurnal IlmuEkonomi Syariah, 1(1). Raub, A. C. (1981). Correlates of computer anxiety in college students.Rexha, N., Kingshott, R. P. J., & Shang Shang Aw, A. (2003). The impact of the relational plan on adoption of electronic banking. Journal of services marketing, 17(1), 53-67. Rosland, A. B., Romli, N. B., &Borhan, J. T. (2012). Contract (akad) in online  banking. International Journal of Computer Applications, 60(18). Sadeq, A. M. (1997). Poverty alleviation: an Islamic perspective. Humanomics, 13(3), 110-134. Sathye, M. (1999). Adoption of Internet banking by Australian consumers: an empirical investigation. International Journal of bank marketing, 17(7), 324-334. Suh, B., & Han, I. (2002). Effect of trust on customer acceptance of Internet banking.  Electronic Commerce research and applications, 1(3-4), 247-263. Tan, G. W.-H., Chong, C.-K., Ooi, K.-B., & Chong, A. Y.-L. (2010). The adoption of online banking in Malaysia: an empirical analysis. International Journal of Business and Management Science, 3(2), 169. Triyuwono, I. (2004). Trust (Amanah), the divine symbol: Interpretations in the context of Islamic banking and accounting practices. Paper presented at the Fourth Asia Pacific Interdisciplinary Research in Accounting Conference.Wahab, N. A., & Abdul-Rahman, A. (2015). Efficiency of zakat institutions and its  determinants. Access to Financ and Human Development—Essays on Zakah, Awqaf and Microfinance, 33. Wahab, N. A., & Rahim Abdul Rahman, A. (2011). A framework to analyse the efficiency and governance of zakat institutions. Journal of Islamic Accounting and Business Research, 2(1), 43-62. Wardiana, W. (2002). Perkembangan teknologi informasi di Indonesia. Yaakub, N. A., Ramli, N. M., Muhamed, N. A., & Muhammad, I. (2016). Analysis of  e-payment applications: a case study of one of the zakat institutions in malaysia. Journal of Techno Social, 8(2). Yousafzai, S. Y., Pallister, J. G., &Foxall, G. R. (2003). A proposed model of e-trust for electronic banking. Technovation, 23(11), 847-860. 
PERAN PENYALURAN DANA PIHAK KETIGA BMT MUDA JATIM PADA PENINGKATAN KESEJAHTERRAAN PELAKU UMKM PERSPEKTIF MAQASHID SYARIAH Puput Aristina; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 11 (2019): November-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201911pp2198-2215

Abstract

Baitul Mal Wat Tamwil is an institution of Islamic micro finance which has a role and function to improve the economics potential and ability of members particularly and community commonly, to improve economic welfare. This research aims to find out the role of financing fund which is given by BMT to the prosperity of SME using perspective of maqasid shariah. The approach used is qualitative approach with case study method. Technique of gathering data uses direct interview to related informants. The result of this research show that BMT MUDA Jatim has played a role improving the properity of SME who has received financing funds by using perspective of maqasid shariah through any program Islamic finance.Keywords: Baitul Mal Wat Tamwil, Financing Fund, Prosperity, SME, Maqasid shariah
Kesejahteraan Nelayan Puger Jember Perspektif Maqashid Syariah Al-Syatibi Fajar Kristanto; Achsania Hendratmi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 4 (2019): April-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20194pp830-845

Abstract

The goal of the title is to find out how Puger Wetan fishermen welfare in maqashid syariah Al-Syatibi indicator. There is five indicators among them is religion, life, hereditary, mind, and wealth. Hence, there is three stages in maqashid syariah. First level is dharuriyyat, that should be safe-guardes, comfort or happiness named hajiyyat level, and luxury named tahsiniyyat level. The research methodology is explanative qualitative with case study. Data was collected through interviews where the informants in this study is Puger’s FKKUBN secretary, Big boat fishermen, jukung boat fisherman, the crew, respected old fishermen, and Puger Wetan village official. The second data was collected through journals, books, BPS, vilage’s data, internet access, and other literature. The result of this study is that fishermen in Puger Wetan village are not prosperous because they are failed in fulfilling the maqashid syariah indicator at the dharuriyyat level, namely wealth. The existence of fishermen's assets is included in riba qardh because the system of accounts payable between fishermen and pengambek (investors) requires additional benefits in the accounts payable agreement. As a result of the debt agreement above, the process of market balance has never happened because the price is in the hands of pengambek, so buying and selling activities at Puger’s TPI are not auctioned and the market is not running as it should. In the future, the above asset indicators can be improved by changing the debt agreement to become a mudharabah contract. However, the solution provided by the researcher can be practiced if the pengambek is also roomy and also aware that the system has been detrimental to fishermen and is committed to improving the welfare of fishermen in Puger Wetan villageKeywords: Maqashid Syariah, Al-Syatibi, Fishermen Welfare, PengambekThe goal of the title is to find out how Puger Wetan fishermen welfare in maqashid syariah Al-Syatibi indicator. There is five indicators among them is religion, life, hereditary, mind, and wealth. Hence, there is three stages in maqashid syariah. First level is dharuriyyat, that should be safe-guardes, comfort or happiness named hajiyyat level, and luxury named tahsiniyyat level. The research methodology is explanative qualitative with case study. Data was collected through interviews where the informants in this study is Puger’s FKKUBN secretary, Big boat fishermen, jukung boat fisherman, the crew, respected old fishermen, and Puger Wetan village official. The second data was collected through journals, books, BPS, vilage’s data, internet access, and other literature. The result of this study is that fishermen in Puger Wetan village are not prosperous because they are failed in fulfilling the maqashid syariah indicator at the dharuriyyat level, namely wealth. The existence of fishermen's assets is included in riba qardh because the system of accounts payable between fishermen and pengambek (investors) requires additional benefits in the accounts payable agreement. As a result of the debt agreement above, the process of market balance has never happened because the price is in the hands of pengambek, so buying and selling activities at Puger’s TPI are not auctioned and the market is not running as it should. In the future, the above asset indicators can be improved by changing the debt agreement to become a mudharabah contract. However, the solution provided by the researcher can be practiced if the pengambek is also roomy and also aware that the system has been detrimental to fishermen and is committed to improving the welfare of fishermen in Puger Wetan villageKeywords: Maqashid Syariah, Al-Syatibi, Fishermen Welfare, Pengambek1 Jurnal ini merupakan bagian dari skripsi Fajar Kristanto, NIM: 041311433005, yang diuji pada tanggal 16 Mei 2019.I. PENDAHULUANTujuan hidup manusia adalah mencapai kesejahteraan, meskipun setiap orang memiliki definisi yang berbeda-beda mengenai kesejahteraan. Sebagian besar pakar ekonomi mendefinisikan kesejahteraan sosial adalah pemenuhan kebutuhan hidup di dunia dan segala sesuatu yang mendukungnya. Todaro (2003) menjelaskan, “Kesejahteraan masyarakat menengah ke bawah dapat direpresentasikan dari tingkat hidup masyarakat. Tingkat hidup masyarakat ditandai dengan terentaskanya REFERENCESBakri, Asafri Jaya. 1996. Konsep Maqashid Syariah Menurut Al-Syatibi. Jakarta: Raja Grafindo Persada.Kasdi. Abdurrahman. 2014. Maqasyid Syari’ah Perspektif Pemikiran Imam Syatibi dalam Kitab Al-Muwafaqat. Jurnal YUDISIA Vol 5 : 46-62.Riyadi dkk. 2015. Indikator Kesejahteraan Rakyat 2015. Jakarta : BPS-Statistics Indonesia.Ryandono, Muhamad Nafik Hadi dan Moh. Qudsi Fauzy. 2015. Pengembangan Model Fungsi Sosial Bisnis Islam Berdasarkan Maqashid Syariah pada Bank Syariah X. Jurnal Telaah Bisnis Vol 16 : 31-46.Herianingrum, Sri. 2014. Implementation of Maqashid al Sharia as a Model of Economic Development Agriculture in East Java. Jurnal Academic Star of Business and Economics. Vol 5 : 1701-1708.Ahmad, Norashikin dan Mohd Shukri Hanapi. 2018. Maqashid al-Syariah Thought in Mainstream Islamic Economics: A Review. International Journal of Academic Research in Business and Social Sciences Vol 8 : 626-636.Adiba, Elfira Maya dan Atina Shofawati. The Role of Middlemen and Fishermen Welfare in Maqashid Shariah Perspective. Jurnal Islamic Economics Science Vol 1 : 1-14.Kara, Muslimin. 2012. Pemikiran Al-Syatibi Tentang Maslahah dan Implemetasi dalam Pengembangan Ekonomi Syariah. Jurnal ASSETS Vol 2 : 173-183.Harahap, Zul Anwar Ajim. 2014.Konsep Maqasid Al-Syariah sebagai Dasar dan Penerapanya Dalam Hukum Islam Menurut ‘Izzudin Bin‘ Abd Al-Salam (W.660H). Jurnal Tazkir Vol.9 : 171-189.Muzlifah, Eva. 2013. Maqashid Syariah Sebagai Paradigma Dasar Ekonomi Islam. Jurnal Ekonomi dan Hukum Islam Vol 3 : 73-92.Pusparini, Martini Dwi. 2015. Konsep Kesejahteraan dalam Ekonomi Islam. Jurnal Ekonomi Islam Vol 1 : 45-59.Purnomo, Agus. 2015. Islam dan Konsep Welfare State dalam Ekonomi Islam. Jurnal Al-Iqtishadiyah : 99-109.Kholis, Nur. 2015. Kesejahteraan Sosial di Indonesia Perspektif Ekonomi Islam. Jurnal AKADEMIKA Vol 20 : 243-260.Widiastuti, Tika. Kesejahteraan dan Kemiskinan dalam Perspektif Islam. IR-Universitas Airlangga Surabaya : 1-54.Djalaluddin, Muhammad Mawardi. 2015. Pemikiran Abu Ishaq Al-Syatibi dalam Kitab Al-Muwafaqat. Jurnal Al-Daulah Vol 4 : 289-300.Amin, Mahir. 2014. Konsep Keadilan dalam Perspektif Filsafat Hukum Islam. Jurnal Al-Daulah Vol 4: 322-342.Ahmadi, Imam, Hariyono dan Siti malikah Thowaf. Puger: Sejarah dan Potensi Ekonomi. Makalah.Triyanti, Riesti dan Maulana Firdaus. 2016. Tingkat Kesejahteraan Nelayan Skala Kecil dengan Pendekatan Penghidupan Berkelanjutan Di Kabupaten Indramayu. Jurnal Sosek KP Vol 11 : 29-43.Djamil, Fathurrahman. 2017. Mencari Format Hukum Islam yang Progresif Berkearifan Lokal : Pendekatan Sosio-Cultural dan Maqashid Syariah. Jurnal Kordinat Vol 16 : 1-13.Gemaputri, Ariesia A. Gemaputri. 2013. Tingkat Pemanfaatan Sumber Daya Ikan Hasil Tangkapan di Perairan Jember. Jurnal Perikanan (J.Fish. Sci.) Vol 15 : 35-41.Koordinator Statistik Kecamatan Puger Kabupaten Jember. 2016. Kecamatan Puger dalam Angka 2016. Jember : Badan Pusat Statistik Kabupaten JemberKoordinator Statistik Kecamatan Puger Kabupaten Jember. 2017. Kecamatan Puger dalam Angka 2017. Jember : Badan Pusat Statistik Kabupaten JemberKoordinator Statistik Kecamatan Puger Kabupaten Jember. 2018. Kecamatan Puger dalam Angka 2018. Jember: Badan Pusat Statistik Kabupaten JemberFitriyah, Khirul dan Djoko Widodo. Karakteristik Sosial Budaya dan Ekonomi Nelayan Kecil di Wilayah Pesisir Desa Puger Wetan Kecamatan Puger Kabupaten Jember. Makalah.Mumtahiyah. 2015. Implementasi Profesi Nelayan Muslim dalam Mewujudkan Kesejahteraan Perspektif Maqashid Syariah Studi Kasus Nelayan Muslim Kabupaten Jembrana Bali. Tesis. Universitas Airlangga.https://regional.kompas.com/read/2018/11/16/12171421/umk-jatim-2019-ditetapkan-tertinggi-rp-38-juta-terendah-rp-17-juta diakses 13 April 2019, 20.29 WIB.
HUBUNGAN DANA PENANGGULANGAN KEMISKINAN PEMERINTAH DAN ZISWAF TERHADAP JUMLAH PENDUDUK MISKIN M. Muammar Ramadhan; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 8 (2019): Agustus-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20198pp1637-1643

Abstract

The purpose of this study is to analyze the relationship of poverty reduction fund and ZISWAF to the number of poor people in Indonesia. This study uses quantitative approach. The data used are secondary data from official website baznas, kemenkeu and bps. Data analysis techniques used to answer the research problem and test the research hypothesis using Spearman correlation.Based on the results of the analysis known poverty alleviation funds have a negative relationship to the number of poor people in Indonesia, while ZISWAF have a non-negative relationship to the number of poor educators in Indonesia.Keywords: Poverty Reduction Fund, ZISWAF, PovertyREFFERENCESAl-Qur’an dan Terjemahannya. 2004. Al-Jumānatul ‘Āli: Al-Qur’an dan Terjemahannya. Departemen Agama Republik Indonesia. Bandung: J-ART.Badan Perencanaan Pembangunan Nasional (BAPPENAS). 2010. RPJMN Tahun 2010-2014. Jakarta: BappenasHafidhuddin, Diddn. 2002. Zakat dalam Perekonomian Modern. Jakarta: Gema InsaniHuda, Nurul, dkk. 2008. Ekonomi Makro Islam: Pendekatan Teoritis. Jakarta: Kencana Prenada Media Grup. Huda, N. Heykal, M. 2010. Lembaga Keuangan Islam. Jakarta: Prenamedia Group.Latifah, Anna Ayyun. 2013. Pengaruh Promosi Terhadap Loyalitas Donatur Untuk Menyalurkan Zakat Infaq Shadaqah (ZIS) Pada Dompet Dhuafa Jawa Timur. Surabaya. Skripsi tidak diterbitkan. Universitas Airlangga Surabaya. Qardhawi, Yusuf. 1996. Hukum Zakat (Penerjemah :Harun Salman, Hafidhuddin Didin dan Hasanuddin). Bandung. Mizan dan PT Pustaka Litera AntarNusa. Cetakan ke-5.Ruslan, Kadir. 2015. Jumlah Si Miskin (5): Garis Kemiskinan Bank Dunia. (Online) (https://kompasiana.com diakses 4 Maret 2018)Ryandono, Muhammad Nafik Hadi. 2008. Ekonomi ZISWAQ (Zakat, Infaq, Shadaqah dan Waqaf). Surabaya. IFDI dan Cenforis. Sadono, Sukirno. Makroekonomi. Teori Pengantar. Edisi Ketiga. Jakarta. PT. Grasindo Persada. Santoso, Singgih. 2012. Analisis SPSS pada Statistik Parametrik. Jakarta. PT. Elex Media Komputindo. Sugiyono. 2011. Metode Penelitian Kuantitatif, Kualitatif dan R&D.Bandung. CV Alfabeta. Wardani, Susma Anik. 2018. Determinan Ketahanan Pangan dan Gizi Rumah Tangga Petani Indonesia di Kawasan Pedesaan. Surabaya: Universitas Airlanggawww.bps.go.idwww.pusat.baznas.go.idtnp2k.go.id
LEMBAGA AMIL ZAKAT NASIONAL (LAZNAS) YAYASAN NURUL HAYAT DALAM MELAKUKAN MANAJEMEN RISIKO REPUTASI Nisrinah Arofahtus Sholehah; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 2 (2019): Februari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20192pp198-213

Abstract

The purpose of this study is to find reputational risk management carried out by LAZNAS Nurul Hayat. The use of the method in this research used a qualitative approach through a case study. The main focus in this research is one of the risk that is classified in the International Working Group on Zakat Core Principle (IWGZCP) is reputational risk and the loss of muzakki of four of a kind which is one of the risk that owned by the management of zakat management institutions, besides the distribution of risk, operational risk, and zakat risk transfer among countries. The selection of focus reputation related risk is based on that important for a non-profit organization to having a good reputation of the institution to sustainability. The result of the research indicated that reputation risk management owned by nurul fountain of life begins with the concept of a reputation they believed, namely based on the system and performance. In the implementation, nurul fountain of life chosen to carry preventive measures ( prevention risk management ) related to reputation. Seven events are able to exert reputation hayat described related nurul derived from internal and external. Due to belief that the concept of reputation is related to performance and system, so focused prevention is done by the agency to minimize the possibility of internal events which consist of delay in overcoming complaint, late arrivals donations, less working spirit of employees, disobedience to SOP, inadequate accountability and inappropriate beneficiaries of granted aid. The results showed that external factors have no significant effect on the reputation of the institution.Keywords: zakat, risk management, reputation risk, LAZNAS Nurul Hayat FoundationREFERENCES A.B.Susanto, Himawan Wijarnako. 2004. Power Branding : Membangun Merek Unggul dan Organisasi Pendukungnya. Quantum Bisnis&Manajemen. Jakarta. Airlangga, Universtity. 2009. Pedoman Penulisan Pembimbingan dan Ujian Skripsi. Surabaya : Airlangga University Press.Al-Mubarakfuri, Shafiyyurrahman. 2010. Sirah Nabawiyah Cetakan ke-31. Jakarta Timur : Pustaka Al-Kautsar.Ali, Muhammad Daud. 1988. Sistem Ekonomi Islam Zakat dan Wakaf. Jakarta : UI-PressArifin, Zainul. 2006. Dasar Dasar Manajemen Bank Syariah. Jakarta : Pustaka Alvabet.A.Wahid.Sy. 2009. Fikih. Bandung : PT Armico.Badan Amil Zakat Nasional. 2016. Statistik Zakat Nasional 2016. Jakarta : BAZNAS.Baek, Irfan Syauqi; Siti Rahmawati; Ascarya. 2016. Merancang Manajemen Risiko Pengelolaan Zakat. Jakarta: Bank Indonesia.Bashori, Muhammad Anwar. 2017. Mendorong Pengembangan Islamic SOcial Finance dalam Rangka Mewujudkan Masyarakat Sejahtera. Makassar : Bank Indonesia.Basya, Muslim dan Irmulan Sati. 2006. Tantangan Indonesia Baru : Strategi dan Aktivitas Public Relations. Jakarta: Perhumas.Baqi, Muhammad Fuad bin Abdul. 2007. Hadist Shahih Bukhari Muslim. Jakarta : Fathan Publishing. Bungin, Burhan. 2008. Penelitian Kualitatif. Jakarta: Kencana.Carter dan Damcruz. 2013. Legal Risk Management Checklist for Not-For-Profit Organization. Carters Profesional Corporation. Clontz dan Heaven. 2015. Nonprofit Enterprise Risk Management : Best Practice and Case Studies.Cooper, Donald R. and Emory, C. William.. 1996. Metode Penelitian Bisnis,. Jakarta : Erlangga, Edisi Kelima.Cheese, Peter. 2016. Mananging Risk dan Building Resilent Organizations in Riskier  World. Emerald Insight , 324. Darmawi, Herman. 2005. Manajemen Risiko. Bumi Aksara, Jakarta. Departemen Agama, RI. 2012. Al-Qur'anulkariim. Jakarta : Cordoba Internasional Indonesia.Djojosoedarso, Soeisno, 2003. Prinsip-prinsip Manajemen Risiko Asuransi. Jakarta : Penerbit Salemba Empat.Dorfman. 1998. Introduction To Risk Management And Insurance. Edisi Keenam. Upper Saddle River, N.J. : Prentice Hall. Ernawati, Hasti. 2010. Zakat Sebagai Sarana Pengentasan kemiskinan (Studi Kasus. Di Lembaga Amil Zakat“Bina Umat Mandiri” kabupaten Ngawi). Jurnal. Skripsi. Malang : UIB MALANG. Fahmi, Irham. 2010. Manajemen Resiko. Bandung: Alfabeta.Faisal. 2011. Sejarah Pengelolaan Zakat di Dunia Muslim dan Indonesia (Pendekatan Teori Investigasi-Sejarah Charles Peirce dan Defisit Kebenaran Liven Boeve). Lampung : Jurnal IAIN Raden Intan Lampung (Analisis, Volome IX, Nomor 2, Desember 2011)Hakim Risal, Fathanul. 2015. Apa itu BAZ dan LAZ, Bagaimana Perilaku  Pemerintah terhadap BAZ dan LAZ. Kompsiana.com. Diakses pada 03 Juli 2017 pukul 10.06 WIB.Indonesia, Bank. 2016. Pengelolaan Zakat yang Efektif : Konsep dan Praktik di Beberapa Negara. Jakarta: Dep. Keuangan Syariah BI.Jatmiko, Wisnu; Ari Wibisono,dkk. 2014. Sisitem Informasi Zakat . Depok: UI Press.Karim, Adiwarman; Syaref, Azhar. 2009. Fenomena Unik di Balik Menjamurnya LAZ (Lembaga Amil Zakat) Di Indonesia. Jurnal Pemikiran dan Gagasan – Vol. I.Katsir, A.-H. I. 2012. Perjalanan Hidup Empat Khalifah Rasul yang Agung. Jakarta: Darul Haq.Matan, Ron; Hartnett, Bridget. 2011. How Non Profit Organizations Manage Risk.  Mubarok, Abdulloh; Fananni, Baihaqi. 2014. Penghimpunan Dana Zakat Nasional. Jurnal Permana - Vol. V.Nina Triyani, dkk. 2015. Analisis Manajemen Risiko. Jurnal Ekonomi Islam Republika .Okezone.com. 2015. Alasan Risma Bekukan Badan Amil Zakat. (https://news.okezone.com/read/2015/06/26/519/1172057/alasan-risma-bekukan-badan-amil-zakat diakses pada 14 Juni 2017 pukul 13.23)Patton, MQ. 2009. Metode Evaluasi Kualitatif. Jakarta: Pustaka Pelajar. PUSKASBAZNAS. 2016. Outlook Zakat Indonesia 2017. Jakarta: Pusat Kajian Strategis BAZNAS.Pusat Baznas Online. 2017. Daftar Pemenang BAZNAS Award dan Festival Zakat. (http://pusat.baznas.go.id/berita-utama/daftar-pemenang-baznas-award-dan-festival-zakat/ diakses pada 11 Juni 2017 pukul 18.34)Republika Online. 2015. Bekukan BAZ Surabaya, Pengamat Zakat Apresiasi Langkah Risma. (http://www.republika.co.id/berita/dunia-islam/wakaf/15/06/28/nqnu50-bekukan-baz-surabaya-pengamat-zakat-apresiasi-langkah-risma diakses pada 14 Juni 2017 pukul 08.17)Republik Indonesia. Undang-undang Nomor 23 tahun 2011 tentang Pengelolaan Zakat. 2011. www.djpp.kemenkumham.go.id Ridwan, Ahmad Hasan. 2011. Manajemen Zakat. Bandung : Humanity Publishing.Qardhawi, Yusuf. 2009. Halal dan Haram. Jakarta : Robbani Press.Salim, Abbas. 2007. Asuransi dan Manajemen Risiko. Jakarta: Raja Grafindo PersadaSoemirat, Soleh dan Elvinaro, Ardianto. 2008. Dasar-Dasar Public Relations. Bandung : PT. Remaja RosdakaryaSudirman. 2007. Zakat dalam Pusaran Arus Modernitas. Malang : UIN-Malang Press.Sugiyono. 2015. Metode Penelitian Kuantitatif, Kualitatif, dan R&D . Bandung: Alfabeta. Tampubolon, Robert. 2004. Manajemen Resiko Pendekatan Kualitatif untuk Bank. Jakarta: Elex Media Komputindo.Triani, Beik, dan Baga. 2015. Analisis Manajemen Risiko Pengelolaan Zakat. Jakarta : Jurnal Bank IndonesiaWibisono, Yusuf. 2013. Mengelola Zakat Indonesia. Jakarta : Kencana.Working Group of Zakat Core Principle. 2014. Towards an Establishment of an Efficient and Sound Zakat System.www.nurulhayat.org Yin, Robert K. 2013. Studi Kasus Desain & Metode. JAkarta : PT. Raja Grafindo Persada.
PENGARUH BANK SYARIAH YANG DIKELOLA BERDASARKAN PRINSIP SYARIAH SERTA FITUR DAN FASILITAS PRODUK PERBANKAN SYARIAH TERHADAP MINAT MENABUNG MASYARAKAT DI SURABAYA Bobby Raditya Priambodo; Dina Fitrisia Septiarini
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 10 (2019): Oktober-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201910pp2062-2076

Abstract

This study aims to determine the Effect of Compliance with Sharia Compliance Management and Sharia Banking Product Features and Facilities Against the Interests of Surabaya People in Saving in Islamic Banking. The research method used is a quantitative approach. This study uses primary data by distributing questionnaires. In this study the authors used a saturated sampling technique found in Non-Probability Sampling. The analysis techniques used are validity and reliability tests, classic assumption tests, hypothesis tests. Based on the results of the study indicate that there is a one-way relationship on several variables, namely sharia compliance and product features and facilities to save interest.Keywords: Sharia Complience, Sharia Banking Product Facilities, Sharia Banks
Faktor-Faktor Yang Mempengaruhi Struktur Modal Perusahaan Yang Terdaftar di Jakarta Islamic Index Periode 2013-2017 Nisaaul Jamil; Atina Shofawati
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 4 (2019): April-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20194pp704-719

Abstract

This study aims to determine the effect of profitability, liquidity and firm size on the capital structure of companies listed in the Jakarta Islamic Index Period 2013-2017. The research method used is quantitative approach. The data in this research is panel data. The analysis technique in this research is multiple linear regression. The results showed that simultaneously profitability, liquidity and firm size have a significant influence on capital structure. Profitability partially has a significant influence on capital structure. Liquidity and firm size have no significant effect on capital structure. The results of this study are expected to expand the knowledge that is important for practitioners and academics.Keywords: Profitability, Liquidity, Firm Size, Capital StructureREFERENCESBaltagi, B.H. 2001. Econometric Analysis of Panel Data. Second Edition. West Sussex. John Wiley & Sons, LTD.Brigham, Eugene F. Dan Joel F. Houston. 2001. Manajemen Keuangan. Jakarta : Erlangga.Buhari, Andi. Noer Azam Achsani, Mangara Tambunan, Tubagus NurAhmad Maulana. 2016. The Differences of Capital Structure Based OnOwnership, Variance, andCorrelation : Venture Capital Firms in Indonesia. International Journal of Science : Basic and AppliedResearch (IJSBAR) Vol. 25, No. 3, pp 128-141.Bursa Efek Indonesia. 2018. Laporan Tahunan (Online). (http://www.idx.co.id/id-id/beranda/perusahaantercatat/laporankeuangandantahunan.aspx.) diakses 07 Mei 2018.Istiqomah, Noor. 2011. Determinan Struktur Modal Perusahaan Manufaktur Yang Terdaftar Di Bursa EfekIndonesia (BEI) Periode 2007-2009. Skripsi. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Karadenis, Erdinc. Serkan Yyilmaz Kandir, Mehmet Balcilar, Yildirim Beyazid Onal. 2009. Determinants Of CapitalStructure : Evidences From Turkish Lodging Companies. International Journal Of Contemporary HospitalityManagement. Vol. 21, Issue : 5, pp. 594-609.Kasmir. 2013. Analisis Laporan Keuangan. Jakarta : PT. Raja Grafindo Persada.Manulung. 2005. Pengantar Manajemen Keuangan. Yogyakarta:ANDI.Mouamer, Faris M. Abu. 2011. The Determinant of Capital Structure of Palestine-Listed Companies. The JournalRisk Finance. Vol. 12, Issue : 3, pp. 226-241.Mufaidah. 2015. Pengaruh Struktur Modal Terhadap Harga Saham Perusahaan Pada Jakarta Islamic IndexPeriode 2009-2013. Skripsi. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Permatasari, Vina Septiana. 2015. Pengaruh Ukuran Perusahaan, Profitabilitas, dan Ukuran Dewan DireksiTerhadap Index Islamic Social Reporting Pada Perusahaan Yang Terdaftar Dalam Jakarta Islamic IndexTahun 2011-2013. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Prasetyo, Bambang dan Lina Miftahul Jannah. 2008. Metode Penelitian Kuantitatif. Jakarta: PT RajaGrafindoPersada.Purwidyastuti, Rifka Catur. 2010. Determinan Struktur Modal (Studi Pada Perusahaan Perbankan Yang Tedaftar DiBEI 2004-2007). Skripsi. Surabaya Fakultas Ekonomi Dan Bisnis Universitas Airlangga.Ratri, Annisa Mega dan Ari Christianti. 2017. Pengaruh Size, Likuiditas, Profitabilitas, Resiko Bisnis, danPertumbuhan Penjualan terhadap Struktur Modal Pada Sektor Industri Properti. JRMB Vol. 12, No. 1.Riyanto, Bambang. 2013. Dasar-dasar Pembelanjaan Perusahaan. Edisi Keempat. Yogyakarta: BPFE.Sheikh, Nadeem Ahmed & Zongjun Wang. 2011. “Determinants of Capital Structure: An Empirical Study of Firmsin Manufacturing Industry Of Pakistan”, Managerial Finance, Vol. 37, Issue: 2, pp. 117-133.Syamsiyah. 2014. “Analisis Struktur Modal Perusahaan yang Terdaftar di Jakarta Islamic Index (JII) Tahun 2009-2013”, Jurnal Iqtishadia. Vol. 7, No. 1.Umar, Husein. 2011. Metode Penelitian untuk Skripsi dan Tesis Bisnis. Jakarta: Rajawali Press.Weston, J. Fred & Eugene F. Brigham. 1990. Dasar-dasar Manajemen Keuangan. Jakarta: Erlangga.Weston, J. Fred & Thomas E. Copeland. 1996. Manajemen Keuangan. Jakarta: Erlangga
PENGARUH DEBT TO EQUITY RATIO, EARNING PER SHARE, DAN MARKET VALUE ADDED TERHADAP HARGA SAHAM PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) PERIODE 2015-2017 Risky Okta Dwi Putra; Ari Prasetyo
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 12 (2019): Desember-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201912pp2527-2537

Abstract

This study aims to determine Effect of Debt to Equality Ratio (DER), Earning per Share (EPS), Market Value Added and to the Company's Stock Prices Registered in the Jakarta Islamic Index partially or simultaneously. The population in this study are companies listed in the Jakarta Islamic Index (JII). The sample used in this study were 14 companies registered in the Jakarta Islamic Index that met the criteria of purposive sampling. The research observation period starts from 2015 to 2017.Keywords: DER, EPS, Market Value, JII

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