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Al-Mustashfa
Published by Universitas Islam Negeri Siber Syekh Nurjati Cirebon
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
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Articles 16 Documents
 1   2 
Search results for , issue "Vol 9, No 2 (2024)" : 16 Documents clear
Indonesia's Fiscal Policy in the Midst of Recession and Post-Pandemic Recovery Reviewed from an Islamic Fiscal Perspective Khairi, Fauzan Romadhian
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18880

Abstract

The economic recession and public welfare challenges during 2020-2024 required Indonesia to implement comprehensive fiscal strategies to stabilize the economy and support recovery. This study evaluates Indonesia’s fiscal policies from the perspective of Islamic fiscal principles. Using a qualitative-descriptive approach, the research examines Indonesia’s fiscal policies, focusing on state revenue, spending, and deficit management. These policies are compared with Islamic fiscal principles derived from classical Islamic governance and the thoughts of modern Muslim economists. Indonesia’s fiscal policies align with Islamic principles in key areas, such as countercyclical spending to support public welfare and economic recovery, including allocations for health, social protection, and MSME support. However, significant gaps exist in revenue generation and deficit financing. While Indonesia relied on taxation and interest-based loans, Islamic fiscal principles advocate redistributive tools like zakat and sharia-compliant financing mechanisms, such as Sukuk. The findings highlight Indonesia’s partial alignment with Islamic fiscal principles, particularly in prioritizing welfare spending. Yet, the absence of zakat and reliance on interest-bearing debt underscore the need for adopting Islamic fiscal instruments. Integrating such tools could enhance fiscal equity and sustainability while adhering to maqasid al-shari’ah principles. Indonesia’s fiscal policies during the economic recession and recovery reflect efforts to address economic challenges and prioritize public welfare. However, adopting Islamic fiscal instruments like zakat and sukuk could strengthen alignment with Islamic principles, fostering more equitable and sustainable economic resilience.Keywords: Fiscal policy, economic recession, economic recovery, Islamic fiscal principles, Indonesia.
Analysis of Halal Assurance System Implementation and Maslahah on Processed Products in Gus Dur Cemetery Hikmah, Salma Utiya; Hisyam, Muhamad Ali; Zainuddin, Zainuddin
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.17611

Abstract

The obligation for Muslims to consume halal food is mandated in Surah Al-Baqarah verse 168. To ensure halal products, the Indonesian government enacted Law Number 33 of 2014 concerning the Halal Product Assurance System (SJPH). In the Gus Dur Cemetery Area, a popular pilgrimage site, the availability of halal-certified processed products is limited, raising questions about compliance with SJPH principles and their alignment with maslahah al-ammah (public benefit). This qualitative study uses an empirical approach to evaluate SJPH practices and their alignment with maslahah al-ammah. Data were collected through interviews, observations, and documentation, supported by secondary sources. Analysis followed Miles and Huberman's interactive model. The findings reveal that most processed product traders in the Gus Dur Cemetery Area have not implemented SJPH. Only two out of 53 outlets, Segere Dawet and Fruit Thai, have adopted halal certification, with others misusing halal logos without proper certification. Consequently, the maslahah al-ammah of halal food consumption is not achieved due to the incomplete implementation of halal assurance. While halal food consumption is essential for maslahah, incomplete SJPH implementation impedes its realization. Limited trader awareness and inadequate regulatory enforcement are significant challenges. The halal assurance system in the Gus Dur Cemetery Area remains insufficient, falling short of achieving maslahah al-ammah due to systemic and compliance issues.Keywords: Halal Assurance System, Maslahah, Gus Dur Cemetery, Processed Products
The Impact of Attractions, Amenity, and Accessibility on the Destination Image of Keraton Kanoman from the Perspective of Maqashid al-Syariah Fatmasari, Dewi; Haryati, Yati
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18841

Abstract

This study examines the impact of attractions, amenities, and accessibility, both partially and simultaneously, on the destination image of Keraton Kanoman Cirebon from the perspective of Maqashid Al-Syariah. A mixed-method approach was employed, utilizing questionnaires and multiple linear regression analysis. The population included tourists, market traders, tourism actors, local government representatives, and related agencies. The findings reveal that attractions and accessibility significantly impact the destination image, while amenities do not significantly affect it. Simultaneously, the three variables collectively contribute to shaping the destination image of Keraton Kanoman. Moreover, the management strategies implemented to enhance the destination image include organizing cultural and religious events such as the Nusantara Palace Festival, Panjang Jimat rituals, and celebrations of religious holidays. These efforts align with Maqashid Al-Syariah principles by promoting religious protection (hifz dien), intellectual enrichment (hifz aql), and economic empowerment (hifz al-maal). The study highlights the need for improved accessibility and the development of supporting amenities to further bolster the image of Keraton Kanoman as a heritage tourism destination.Keywords: Attractions, Accessibility, Destination Image, Maqashid Al-Syariah, Heritage Tourism.
The Implementation of al-Ijarah al-Mausufah fi al-Zimmah in Umrah Travel Almurni, Muhammad Furqon; Mukhlas, Oyo Sunaryo; Hakim, Atang Abd
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.17534

Abstract

The purpose of this research is to understand the application of al-ijārah al-maṣūfah fi al-żimmah (IMFZ) in Umrah travel. This research is particularly interesting due to the gap between the expectations of Umrah travel service users and the actual services provided by travel agencies. It is hoped that the standards proposed by the researcher will become the benchmark and monitoring mechanism for the Ministry of Religious Affairs in granting permits for Umrah travel agencies, thereby preventing fraud. The research method employed is descriptive analytical, which involves describing the contract law of IMFZ, analyzing the fiqh adaptation (takyīf fiqh), and outlining the standards for IMFZ implementation in Umrah travel based on relevant research sources such as journals, books, and news. The results indicate that the application of IMFZ in Umrah travel must meet several standards. These standards include provisions related to services, payment conditions, as well as down payments and guarantees. All the aforementioned provisions refer to the DSN MUI Fatwa No. 101 concerning the IMFZ agreement.Keywords: al-ijārah al- mauṣūfah fi al-żimmah, takyiīf al-fiqh and Umrah travel
Relevance of Inflation Control According to M. A. Mannan With Law No. 3 Of 2004 Andatu, Mabruri; Arifin, Tajul
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18832

Abstract

This research is motivated by the frequent inflation challenges faced by Indonesia, attributed to the limited integration of sharia principles in maintaining economic stability. The study aims to analyze the compatibility of M. A. Mannan's inflation control mechanisms with the provisions of Law No. 3 of 2004 on Bank Indonesia, particularly Article 10 Paragraph 1. Mannan's concept offers a mechanistic approach to understanding the factors affecting inflation and effective control methods. This study examines the alignment between Mannan's principles and existing legal frameworks, including the role of Bank Indonesia in ensuring price stability. The findings reveal that, despite theoretical and practical differences, Mannan's proposed mechanism complements the strategies outlined in the law, providing valuable insights for effective monetary policymaking. This research adopts a normative juridical approach and descriptive analysis method, with data collected and analyzed using qualitative techniques. The results indicate notable differences and similarities between Indonesia's inflation control and Mannan's monetary policy concept. The findings underscore the importance of integrating Mannan's approach into Indonesian monetary policies to enhance inflation control and national economic stability.Keywords: Inflation Policy, Islamic Economy, M.A.Mannan, Bank Indonesia, Price Stability
The Practice of Money Arisan with an Auction-Based Drawing System in Nagori Perlanaan: A Study in Islamic Economic Law Siregar, Pani Akhiruddin; Ningtias, Agus; Bancin, Kadri
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.14994

Abstract

This study examines the practice of money arisan with an auction-based drawing system in Nagori Perlanaan through the lens of Islamic economic law. Money arisan, a form of social financial gathering popular in Indonesia, has evolved into various systems, including auction-based mechanisms. This research explores its unique practices and compliance with Islamic legal principles. Utilizing an empirical legal approach, the study analyzes data collected through field observations and interviews with participants of the money arisan. The legal framework is evaluated based on Islamic jurisprudence (fiqh), supported by Quranic verses and Hadith. The mechanism involves members bidding with the highest monetary offer to win the arisan in each period, starting from the second cycle of 38 total cycles. Winners in earlier cycles receive less money due to bid deductions, while those in later cycles benefit from accumulated funds. The arisan structure includes privileges for the chairman and administrative penalties for withdrawal. While the practice fosters financial cooperation, it introduces elements akin to riba due to unequal benefits and the presence of profit-oriented borrowing among members. This contravenes Islamic principles, which emphasize fairness and mutual benefit in financial transactions. The practice of money arisan with an auction-based system in Nagori Perlanaan, though innovative, is deemed non-compliant with Islamic economic law as it involves elements of riba. Legal reform is necessary to align such practices with Sharia principles.Keywords: Money Arisan, Auction System, Islamic Economic Law, Riba, Financial Practices

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