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All Journal Jurnal Ilmiah Ekonomi Islam Cross-Border Journal of Business Management Journal of Community Dedication
Iwan Kusnadi
Universitas Sultan Muhammad Syafiuddin Sambas
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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STRATEGI ADAPTASI UMKM DALAM MENGHADAPI PENURUNAN DAYA BELI MASYARAKAT: UPAYA MEMPERTAHANKAN PENDAPATAN DAN LAPANGAN KERJA Edi Arisandi; Iwan Kusnadi
JOURNAL OF COMMUNITY DEDICATION Vol. 4 No. 4 (2025): AGUSTUS
Publisher : Adiba Aisha Amira

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Abstract

The decline in people's purchasing power has had an impact on the sustainability of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. This study aims to identify and analyse the adaptation strategies implemented by MSMEs in facing economic pressures due to declining purchasing power, as well as how these strategies contribute to maintaining income and employment. A literature review method was used by examining various literature, including books, journals, and official reports related to MSMEs, purchasing power dynamics, and business strategy innovations in crisis situations. The results of the study indicate that product innovation, marketing digitalisation, business diversification, operational efficiency, and collaboration among MSME actors are the main strategies that are effective in maintaining business stability and labour absorption. This study also highlights the important role of government support in supporting the success of these adaptation strategies. These findings are expected to serve as a reference for stakeholders in developing more effective policies and programmes to strengthen the resilience of MSMEs in times of economic uncertainty.
PELAKSANAAN ANGGARAN PENDAPATAN DAN BELANJA DESA DALAM MENINGKATKAN KESEJAHTERAAN PERSFETIF MAQASID SYARIAH DI SEMPALAI SEBEDANG KEC. SEBAWI KAB SAMBAS Ulrizan; iwan Kusnadi; Sulastri
Cross-Border Journal of Business Management Vol. 6 No. 2 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This study aims to analyze the implementation of the Village Revenue and Expenditure Budget (APBDes) in improving community welfare and to examine its implementation from the perspective of maqasid al-shariah in Sempalai Sebedang Village, Sebawi District, Sambas Regency. This research employed a qualitative approach using field research. Data were collected through observation, in-depth interviews, and documentation involving village government officials, the Village Consultative Body (BPD), and community members as research informants. Data analysis consisted of data reduction, data presentation, and conclusion drawing and verification. The findings indicate that APBDes implementation is directed toward infrastructure development, health services, education, social protection, economic empowerment, and religious activities. Improvements in community welfare can be identified through three aspects: social justice, economic justice, and democratic justice. Social justice is reflected in the implementation of village direct cash assistance and health services; economic justice is demonstrated through development activities involving local residents as workers and empowerment training; while democratic justice is reflected in community deliberation and supervision by the BPD. From the perspective of maqasid al-shariah, APBDes implementation is related to five main objectives: hifz al-din through support for religious activities, hifz al-nafs through health services, hifz al-'aql through educational support, hifz al-nasl through stunting prevention and nutritional assistance, and hifz al-mal through economic empowerment, employment opportunities, and community security. The study concludes that APBDes implementation in Sempalai Sebedang Village is directed toward fulfilling both the material and non-material needs of the community and is consistent with efforts to promote public welfare through the principles of maqasid al-shariah
PENGARUH PERTUMBUHAN EKONOMI DAN HUMAN DEVELOPMENT INDEX TERHADAP KEMISKINAN DI NEGARA ASEAN Enzelina Puspita Sari; Iwan Kusnadi; Jum'an
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 5 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i5.20838

Abstract

Poverty remains a major development issue in the ASEAN region, particularly in countries facing unequal distribution of development outcomes and limitations in human capital quality. This study analyzes the effects of economic growth and the Human Development Index (HDI) on poverty in ASEAN countries. A quantitative approach with library research was employed using secondary data. Purposive sampling was applied to six countries—Myanmar, Timor-Leste, Laos, the Philippines, Cambodia, and Indonesia—covering 2013–2022 and yielding 60 observations. Economic growth and poverty data were obtained from the World Bank, while HDI data were obtained from the United Nations Development Program. Panel data regression was conducted using the Common Effect Model, Fixed Effect Model, and Random Effect Model, followed by model-selection tests, classical assumption tests, partial and simultaneous significance tests, and the coefficient of determination using EViews 13. The model-selection procedure identified the Fixed Effect Model as the preferred specification. Economic growth showed a negative coefficient but had no statistically significant effect on poverty, whereas HDI had a negative and significant effect on poverty. Simultaneously, economic growth and HDI significantly affected poverty, with an adjusted R-squared of 0.892851. The findings indicate that improving human development quality is a critical element of poverty-reduction strategies in the countries examined.
Co-Authors Edi Arisandi Enzelina Puspita Sari Jum'an Sulastri Ulrizan