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All Journal JURNAL MANAJEMEN MOTIVASI
Sari, Nova Vurba
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Harmoni Keuangan Dalam Rumah Tangga: Meningkatkan Literasi, Pengelolaan, dan Sikap Keuangan Sari, Nova Vurba; Goso, Goso; Duriani, Duriani
JURNAL MANAJEMEN MOTIVASI Vol 21 No 2 (2025): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v21i2.8141

Abstract

This study aims to analyze the influence of financial literacy, financial management, and financial attitudes on household financial harmony. Using a quantitative approach with 100 housewives in North Luwu Regency, the data were analyzed using validity, reliability tests, and Structural Equation Modeling (SmartPLS). The findings reveal that financial literacy, management, and attitudes have both direct and indirect effects on financial harmony. This study implies that financial education plays an essential role in shaping positive financial behavior and attitudes, thereby improving household welfare and financial harmony.
Co-Authors Duriani Duriani, Duriani Goso , Goso