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All Journal Al-Imam : Journal on Islamic Studies, Civilization And Learning Societies KASBANA: Jurnal Hukum Ekonomi Syari'ah
Yuni Mayanti
Universitas Ma’soem
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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INTEGRASI USHUL FIQH, KAIDAH FIQH DAN FIQH IQTISHADI DALAM PRAKTIK LETTER OF CREDIT SEBAGAI TELAAH KONSEPTUAL DAN APLIKATIF Yuni Mayanti; Bahmid Imagi; Yasir Muharram Fauzi; Amelia Dewi Purwanti
KASBANA Vol 6 No 1 (2026): Januari-Juni
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso

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Abstract This study aims to examine the integration of Usul Fiqh, Fiqh Principles, and Iqtishadi Fiqh in the practice of Letter of Credit (L/C) as an international trade financing instrument. From an Islamic economic perspective, L/C transactions involving multiple parties and contractual agreements require in-depth analysis from an Islamic legal perspective to ensure compliance with sharia principles. Ushul Fiqh provides a methodological framework for understanding legal arguments, while Fiqh Principles offer general principles that guide legal istinbat on various contemporary issues. Iqtishadi Fiqh, as a branch of fiqh that focuses on economic issues, becomes an applicable domain for the application of both disciplines. This study uses a descriptive qualitative approach with literature study as the main method. The results of the study indicate that L/C is acceptable in the Islamic economic system as long as it meets the requirements and pillars of the contract and avoids elements of riba, gharar, and maisir. Thus, the conceptual and practical integration of the three pillars of Islamic law (Ushul Fiqh, Fiqh principles, and Iqtishadi Fiqh) demonstrates that Islamic law has the flexibility and capacity to address modern economic challenges in a just, relevant, and sustainable manner. The results of this study open up opportunities for further development of Islamic financial fatwas and policies based on a comprehensive methodological understanding. Keywords: Ushul Fiqh, Kaidah Fiqh, Fiqh Iqtishadi, Letter of  Credit
Analisis Faktor-Faktor yang Memengaruhi Sertifikasi Halal pada UMKM di Indonesia: Systematic Literature Review dengan Pendekatan PRISMA Akhmad Nur Zaroni; Irma Yuliani; Norvadewi Norvadewi; Yuni Mayanti; Lara Aziza Putri
AL-IMAM: Journal on Islamic Studies, Civilization and Learning Societies Vol 7 No 2 (2026)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.im.2026.7.212

Abstract

Aims: This study aims to systematically analyze the factors influencing halal certification among Micro, Small, and Medium Enterprises (MSMEs) in Indonesia and to map the supporting factors and barriers affecting MSMEs’ readiness to obtain halal certification. Method: This study employs a Systematic Literature Review (SLR) using the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) approach. The literature was collected from Google Scholar, Garuda, Scopus, ScienceDirect, DOAJ, and Dimensions using keywords related to halal certification, MSMEs, certification factors, and barriers to halal certification in Indonesia. Following the identification, screening, and eligibility assessment stages, 14 articles met the inclusion criteria and were analyzed using thematic and narrative synthesis. Results: The literature synthesis indicates that halal certification is influenced by the interaction of internal and external factors. Internal factors include halal knowledge and literacy, awareness, compliance, human resource readiness, and business preparedness. External factors comprise certification costs, procedural complexity, government support, assistance, access to information, consumer pressure, and digitalization. The main barriers identified are limited literacy, financial constraints, administrative complexity, resource limitations, and inadequate assistance. Novelty/Implications: The novelty of this study lies in integrating internal and external factors to explain the determinants of halal certification among MSMEs. The findings imply the need for a collaborative certification ecosystem through strengthening halal literacy, simplifying procedures, providing continuous assistance, enhancing institutional support, and accelerating digitalization.
Co-Authors Akhmad Nur Zaroni Amelia Dewi Purwanti Bahmid Imagi Lara Aziza Putri Norvadewi Yasir Muharram Fauzi Yuliani, Irma