Claim Missing Document
Check
Articles

Found 4 Documents
Search

ANALISIS  AKAD MUSYARAKAH MUTANAQIṢAH DALAM FATWA DNS-MUI DAN PERATURAN PERBANKAN SYARIAH Sawaluddin Siregar; Hendra Gunawan
I’tiqadiah: Jurnal Hukum dan Ilmu-ilmu Kesyariahan Vol. 2 No. 1 (2025)
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/itiqadiah.v2i1.261

Abstract

The problem in this study is that mutant musyᾱrakah should be aimed at financing with a productive character such as working capital, not consumptive such as mortgage financing. Because of this, there are several perceptions in the public that there is a discrepancy between fatwa and SEBI/SEOJK regulations. This research is a library research, the problem approach method used, the ushuliyah rule approach and the siyasah syar'iyah approach. The data source comes from everything that has been processed and politicized in the form of official documents, books/books, and scientific journals related to the mutant musyᾱrakah contract as an object of research with a qualitative analysis method with an inductive thinking method. The results of this study found that the implementation of mutant mutakah mutakah contracts, the author found that this is in accordance with the concept of Islamic law even though it has been transformed into SEBI and SEOJK, mutant mutant mutakah is shown to be productive and non-consumptive because in it there are rental activities of capital participation between banks and customers.
The Paradox of Law Enforcement on Exoneration Clauses in Indonesia: A Critical Analysis of Mawardi's Fiqh Siyasah and Strict Liability Principle Khoiruddin Manahan Siregar; Hendra Gunawan; Anwar Habibi Siregar
Madania: Jurnal Kajian Keislaman Vol 29, No 2 (2025): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v29i2.9544

Abstract

This study aims to examine the paradox of law enforcement regarding exemption clauses in Indonesia, strengthening the analysis from the perspective of fiqh siyasah (Islamic political jurisprudence) concerning the role of the state in guaranteeing substantive justice and protecting the rights of the mustadh'afin (consumers). The research critiques the inconsistency in judicial interpretation and the tension between the principle of contractual freedom and consumer protection, despite the Consumer Protection Law explicitly prohibiting businesses from exempting themselves from liability. Based on a comparison of pivotal court decisions, such as Decision Number 385/Pdt.G/2019/PN.Sby and Decision Number 334 PK/Pdt/2014, this normative legal research employs legislative, case, and conceptual approaches. The findings reveal that the strict liability principle—designed to strengthen consumers' bargaining position and eliminate the burden of proving fault—is often disregarded by judges who still adhere to classical principles from the Civil Code. From a fiqh siyasah perspective, this inconsistency reflects the state's failure (through the judiciary) to fulfill its duty as the protector of the people (ri'ayah) and the enforcer of public welfare (jalb al-mashalih), especially in addressing structural imbalances between businesses and consumers. Consequently, exemption clauses remain prevalent in sectors such as banking, transportation, insurance, and digital services. The study concludes that harmonizing judicial practices with consumer protection norms must be based on the principles of substantive justice and the state's moral responsibility (mas'uliyyah daulah) in preventing systemic injustice, which is the essence of siyasah syar'iyyah in regulating contractual relationships. Penelitian ini bertujuan untuk mengkaji paradoks penegakan hukum terhadap klausula eksonerasi di Indonesia, dengan memperkuat analisis dari perspektif fiqih siyasah mengenai peran negara dalam menjamin keadilan substantif dan melindungi hak-hak mustadh’afin (konsumen). Studi ini mengkritisi inkonsistensi penafsiran hakim dan ketegangan antara asas kebebasan berkontrak dan perlindungan konsumen, meskipun Undang-Undang Perlindungan Konsumen secara tegas melarang pelaku usaha membebaskan diri dari tanggung jawab. Berdasarkan perbandingan putusan-putusan penting, seperti Putusan Nomor 385/Pdt.G/2019/PN.Sby dan Putusan Nomor 334 PK/Pdt/2014, penelitian normatif dengan pendekatan perundang-undangan, kasus, dan konseptual ini menunjukkan bahwa prinsip strict liability—yang dirancang untuk memperkuat posisi konsumen—sering diabaikan oleh hakim yang masih berpegang pada asas klasik Kitab Undang-Undang Hukum Perdata. Dalam perspektif fiqih siyasah, inkonsistensi ini mencerminkan kegagalan negara (melalui kekuasaan kehakiman) dalam menjalankan tugasnya sebagai pelindung rakyat (ri’ayah) dan penegak kemaslahatan (jalb al-mashalih), terutama dalam mengatasi ketimpangan struktural antara pelaku usaha dan konsumen. Implikasinya, klausula eksonerasi tetap marak di sektor perbankan, transportasi, asuransi, dan layanan digital. Penelitian ini menyimpulkan bahwa harmonisasi antara praktik peradilan dan norma perlindungan konsumen harus didasarkan pada prinsip keadilan substantif serta tanggung jawab moral negara (mas'uliyyah daulah) dalam mencegah kedzaliman sistemik, sebagaimana menjadi esensi dari siyasah syar’iyyah dalam pengaturan hubungan kontraktual.
SOSIALISASI BAHAYA KECANDUAN GAME ONLINE TERHADAP KEPRIBADIAN SOSIAL ANAK SEKOLAH DASAR DI KECAMATAN KAMPUNG RAKYAT LABUHAN BATU SELATAN Satrio Abdillah; Habibah Zulaiha; Hendra Gunawan; Auliya Citra; Nasruddin Khalil Harahap
Marsialapari: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 3 (2024)
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/marsialapari.v1i3.154

Abstract

This study discusses the impact of addiction to playing online games and its implications for personality in children aged 10-13 at the elementary school level in Air Merah Village, Air Serdang Hamlet, Kampung Rakyat District, South Labuhan Batu Regency. Online game addiction is playing online games excessively so that online games are the main focus and get good attention from others without thinking about other things to do. Changes in the behavior of students who are addicted to online games may not feel, but the social personality of children can be felt by people around their environment, especially parents. Social personality is the overall behavior of an individual with a certain tendency system that interacts with the situation. This study uses a qualitative research approach. The research subjects were children aged 10-13 at the elementary school level in Air Merah Village, Air Serdang hamlet, Kampung Rakyat District, Labuhan Batu Selatan Regency. Collecting data using observation, interviews, documentation and field notes. Data analysis includes data reduction, presentation, and drawing conclusions. The results show that the impact of playing games can affect the development of children's social personalities, such as children's rebellious behavior, children's aggressive attitudes, children's quarreling/fighting attitudes, children's competitive attitudes, children's cooperative attitudes, the child's powerful behavior, the child's selfish/selfish attitude and the child's sympathy. Children when playing games will focus on the game and ignore the surrounding environment.
PEMBINAAN MAJELIS TAKLIM DALAM MENANAMKAN PEMAHAMAN KEAGAMAAN MASYARAKAT DESA PARINGGONAN PADANG LAWAS Romaito Sasmita Siregar; Sawaluddin Siregar; Andi; Hendra Gunawan
Marsialapari: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2025)
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/marsialapari.v2i1.255

Abstract

This community service aims to provide guidance and empowerment to the community of Paringganon Village, Ulu Barumun District, Padang Lawas Regency. Majlis Ta'lim is a non-formal educational institution that has an important role in fostering and developing understanding of Islam in the community. The community service method is carried out as a facilitator and resource person and as feedback interviews and observations are conducted to obtain a comprehensive picture of knowledge regarding the role of Majlis Ta'lim. The results of the Community Service show that Majlis Ta'lim has a significant influence in improving the understanding and religious practices of the community of Paringganon Village. Through religious study activities, religious lectures, and group discussions, Majlis Ta'lim contributes to increasing religious awareness and the formation of Islamic character among the community. In addition, Majlis Ta'lim also functions as a social media that strengthens social ties between villagers, thus creating a harmonious environment and increasing solidarity between residents. However, this Community Service also found several challenges faced by Majlis Ta'lim, such as limited resources and lack of active participation from young people. Therefore, there needs to be an effort to increase capacity and develop more inclusive programs in order to reach all levels of society. Thus, it is hoped that Majlis Ta'lim can continue to contribute positively to the religious and social life of the Paringganon Village community.