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All Journal Daya Saing : Jurnal Ilmu Manajemen Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Jurnal Pengabdian Kompetitif
Diana Sri Dewi
STIE Riau
Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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PEMBERDAYAAN MASYARAKAT MELALUI PROGRAM LITERASI KEUANGAN EDUKASI INVESTASI SYARIAH BERSAMA PEGADAIAN SYARIAH DI PEKANBARU Teuku Reza Kurniawan; Yulia Harwina; Diana Sri Dewi; Nova Syafrina; Eka Putra; Siti Rofidah; Abdul Aziz; Jenita Jenita
Jurnal Pengabdian Kompetitif Vol. 5 No. 1 (2026): Jurnal Pengabdian Kompetitif (JPK)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/pengabdiankompetif.v5i1.2807

Abstract

This Community Service Program (CSP) aims to enhance Islamic financial literacy and investment competencies through an experiential learning approach. The program was implemented through a collaborative partnership between STIE Riau and Pegadaian Syariah involving participants from the community and academic environment. The implementation methods included educational sessions, product socialization, hands-on practice using the Pegadaian Syariah digital application, and interactive discussions on Islamic investment products, particularly Gold Savings and Sharia Rahn contracts. Program evaluation was conducted through participatory observation, assessment of conceptual understanding, and measurement of participants’ practical skills. The results indicate a high level of participant engagement, a significant improvement in digital application usage competence, and a strong understanding of Sharia-compliant investment mechanisms. In addition, participants demonstrated high interest and enthusiasm toward the learning materials delivered. These findings suggest that the experiential learning-based approach and campus–industry collaboration are effective in strengthening Islamic financial literacy and reshaping public perceptions of Pegadaian Syariah as an inclusive and modern Islamic investment platform. This program can serve as a replicable model for community-based Islamic financial education initiatives.
ALIH KODE (CODE SEWITCHING) DALAM KEHIDUPAN SEHARI-HARI ANGGOTA MAJELIS TAKLIM MASJID MUHABBATUL WASHLIYAH BENGKALIS RIAU Puspa Gundary; Diana Sri Dewi
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 5 No. 2 (2025): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Desember 2025
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v5i2.5110

Abstract

Fenomena alih kode merupakan praktik kebahasaan yang lazim terjadi dalam masyarakat multilingual seperti Indonesia, khususnya dalam interaksi sosial dan keagamaan. Penelitian ini bertujuan untuk mengkaji bentuk-bentuk alih kode, faktor penyebab terjadinya alih kode, serta sikap anggota majelis taklim terhadap penggunaan alih kode dalam aktivitas komunikasi sehari-hari. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan teknik pengumpulan data berupa kuesioner yang disebarkan kepada anggota majelis taklim di wilayah Riau. Data yang diperoleh dianalisis untuk mengidentifikasi jenis alih kode yang muncul, bahasa yang terlibat, serta konteks penggunaannya dalam kegiatan keagamaan seperti pengajian dan diskusi keislaman. Hasil penelitian menunjukkan bahwa alih kode tidak semata-mata terjadi karena keterbatasan kosakata dalam bahasa tertentu, tetapi juga dipengaruhi oleh faktor identitas sosial, latar belakang pendidikan, pengaruh media, serta kebiasaan berbahasa dalam komunitas religius. Selain itu, alih kode digunakan sebagai strategi komunikasi untuk memperjelas makna, menegaskan pesan, dan membangun kedekatan antaranggota majelis. Penelitian ini diharapkan dapat memberikan pemahaman yang lebih mendalam mengenai dinamika penggunaan bahasa dalam konteks religius serta kontribusi terhadap kajian sosiolinguistik di lingkungan keagamaan.
PENGARUH LITERASI, RELIGIUSITAS DAN PERSEPSI TERHADAP MINAT MENABUNG DI BANK SYARIAH (STUDI KASUS MAHASISWA SEKOLAH TINGGI ILMU EKONOMI RIAU) Diana Sri Dewi; Nurhayana Nurhayana
Jurnal Daya Saing Vol. 12 No. 2 (2026): JURNAL DAYA SAING (JDS)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v12i2.2950

Abstract

This study aims to determine the effect of Islamic financial literacy, religiosity, and perception on the intention to save in Islamic banks among students of Sekolah Tinggi Ilmu Ekonomi Riau. This research uses a quantitative approach. The population in this study were students of Sekolah Tinggi Ilmu Ekonomi Riau, with an unknown total population. The sample consisted of 115 respondents, determined based on Hair et al.’s recommendation by multiplying 23 statement items by 5. The sampling technique used was purposive sampling. Data were collected through questionnaires and analyzed using instrument testing, classical assumption testing, multiple linear regression analysis, t-test, F-test, and coefficient of determination. The results showed that Islamic financial literacy has a positive and significant effect on the intention to save in Islamic banks, with a t-count value of 2.168 > t-table 1.981 and a significance value of 0.032 < 0.05. Religiosity has a positive and significant effect, with a t-count value of 3.257 > 1.981 and a significance value of 0.001 < 0.05. Perception also has a positive and significant effect, with a t-count value of 12.834 > 1.981 and a significance value of 0.001 < 0.05. Simultaneously, Islamic financial literacy, religiosity, and perception have a significant effect on the intention to save in Islamic banks, with an F-count value of 243.101 > F-table 2.69 and a significance value < 0.05.
Co-Authors Aziz, Andi Abdul Eka Putra Jenita Jenita nova syafrina NURHAYANA NURHAYANA Puspa Gundary Siti Rofidah Teuku Reza Kurniawan Yulia Harwina