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All Journal Journal of Management, Accounting, and Administration Journal of Noesantara Islamic Studies
Abdur Rohman
Universitas Trunodjoyo Madura
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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ISLAMIC ECONOMICS AND SUSTAINABLE DEVELOPMENT: TOWARDS AN INCLUSIVE AND ETHICAL GLOBAL ECONOMY Abdur Rohman; Amir Raza; Khalil Zaman
Journal of Noesantara Islamic Studies Vol. 3 No. 3 (2026)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnis.v3i3.3831

Abstract

The growing challenges of economic inequality, environmental degradation, and social exclusion have prompted a search for alternative economic systems. Islamic economics, grounded in principles of justice, equity, and responsible resource management, offers a promising solution to these global issues. This study aims to explore how Islamic economics can contribute to sustainable development by fostering an inclusive and ethical global economy. The research employs a qualitative approach, utilizing interviews with key informants and case studies from countries that have implemented Islamic economic principles. Data collected highlights the alignment of Islamic economics with the goals of sustainable development, emphasizing social welfare, environmental stewardship, and equitable wealth distribution. The study reveals that Islamic economic principles not only promote economic growth but also ensure that such growth benefits all segments of society without compromising environmental integrity. Barriers to the widespread adoption of Islamic economics, such as institutional resistance and limited awareness, are also identified. The findings suggest that integrating Islamic economic principles into global economic systems could significantly contribute to achieving the United Nations' Sustainable Development Goals. This research provides valuable insights for policymakers, business leaders, and scholars seeking to incorporate Islamic economics into development strategies.
Analisis Tingkat Kepuasan Pembeli KPR Syariah Bersubsidi bagi Masyarakat Berpenghasilan Rendah pada Program BP2BT: (Studi Kasus PT. Wiss Bangun Persada Mojokerto) Rahmalia Rahmalia; Abdur Rohman
Journal of Management, Accounting, and Administration Vol. 2 No. 4: April - June2026
Publisher : Institut Nurul Islam Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jomaa.v2i4.191

Abstract

PT. Wiss Bangun Persada Mojokerto menyediakan layanan KPR syariah melalui produk BP2BT (Bantuan Pembiayaan Perumahan Berbasis Tabungan), sebuah program bantuan pembiayaan rumah bagi masyarakat berpenghasilan rendah (MBR). Program ini bertujuan meningkatkan kesejahteraan masyarakat dengan menawarkan pembiayaan tanpa bunga atau riba, sehingga menjadi alternatif menarik bagi MBR yang mempertimbangkan aspek keuangan dalam membeli rumah. Penelitian kuantitatif dilakukan untuk menguji faktor-faktor yang memengaruhi kepuasan pembeli di perumahan Grand Bangsal Residence. Data empiris dikumpulkan dan dianalisis menggunakan uji validitas, uji asumsi klasik, dan regresi linier berganda untuk menguji hipotesis secara statistik. Hasil penelitian mengidentifikasi tiga faktor utama yang signifikan memengaruhi kepuasan pembeli, yaitu: faktor sosial dan ekonomi, aksesibilitas lokasi, serta kemudahan pengajuan program BP2BT. Kesesuaian harga rumah dengan kemampuan ekonomi pembeli dan lingkungan sosial yang nyaman memberikan rasa aman dan stabil. Kemudahan pengajuan dengan pendampingan dari pengembang juga membantu pembeli merasa terbantu dan mengurangi beban administratif. Ketiga faktor ini saling mendukung dalam menciptakan hunian yang layak, terjangkau, dan mudah diakses oleh masyarakat berpenghasilan rendah. Temuan penelitian menegaskan pentingnya pengelolaan aspek penawaran dan permintaan di pasar perumahan agar solusi perumahan yang adil dan terjangkau dapat diwujudkan bagi seluruh masyarakat, khususnya MBR. Program BP2BT menjadi solusi efektif dalam memenuhi kebutuhan hunian yang layak dan terjangkau.
Co-Authors Amir Raza Khalil Zaman Rahmalia Rahmalia