Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC)
Muftahuddin Muftahuddin
Universitas Syiah Kuala
Religion Education Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Opportunities and Challenges for Islamic Microfinance Institutions in Aceh Khairil Umuri; Muftahuddin Muftahuddin; Eka Nurlina; Nurma Sari; Junia Farma
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.384

Abstract

This article examines the challenges and opportunities for Islamic Microfinance Institutions (LKMS) in supporting the strengthening of the Islamic financial system in Aceh following the implementation of Qanun No. 11 of 2018 concerning Islamic Financial Institutions. This study employs a qualitative approach, incorporating in-depth interviews, observations, and secondary data analysis of LKMS financial reports and institutional documents. The research findings indicate that regulatory support and the socio-religious context in Aceh create strategic opportunities for LKMS through a captive market, community preference for halal transactions, and the need for financing in the real sector, especially agriculture, fisheries, and MSMEs. However, the research also reveals significant challenges, including limited human resource capacity, weak capital, low Islamic financial literacy, and the continued dominance of loan shark practices at the community level. Furthermore, government programs that have not been integrated with the LKMS ecosystem add to the complexity of improving the competitiveness of these institutions. This study concludes that the success of LKMS in Aceh cannot rely solely on the existence of regulations, but requires strategies for institutional strengthening, product diversification, digitalisation of services, and increased Islamic financial literacy. The implications of this research emphasise the need for regional government policy support and collaboration with Baitul Mal and socio-religious institutions to create an inclusive and sustainable Islamic financial ecosystem.
Pengaruh Literasi Wakaf dan Altruisme terhadap Minat Generasi Milenial Berwakaf Uang di Kota Banda Aceh Dimoderasi Religiusitas Siti Alfia Nur Auliana; Eka Nurlina; Khairil Umuri; Ridwan Nurdin; Muftahuddin Muftahuddin
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 19 No. 1 (2026): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the influence of waqf literacy and altruism on the interest of the millennial generation in giving cash waqf in Banda Aceh City with religiosity as a moderating variable. The sample used in the research consisted of 100 respondents selected using nonprobability sampling techniques. The data analysis techniques used are multiple linear regression analysis and moderate regression analysis. The results of the research show that waqf literacy has a positive and significant effect on the interest of the millennial generation in cash waqf in Banda Aceh City. Altruism has a negative but significant effect on the interest of the millennial generation in waqf in Banda Aceh City. The religiosity variable cannot moderate the relationship between waqf literacy and the interest of the millennial generation in waqf in Banda Aceh City
Co-Authors Eka Nurlina Junia Farma Nurma Sari Ridwan Nurdin Siti Alfia Nur Auliana Umuri, Khairil