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All Journal J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Eastasouth Journal of Effective Community Services PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Jurnal Simki Economic International Journal of Kita Kreatif
Eka Nurlina
Universitas Syiah Kuala
Religion Economics, Econometrics & Finance Education Social Sciences Other

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Analisis faktor pendorong minat nasabah dalam memilih Tabungan Haji di Bank Syariah Mandiri Kantor Cabang Aceh Nurma Sari; Lika Annisa; Eka Nurlina
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 6, No 2 (2021)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v6i2.3549

Abstract

This study aims to partially and simultaneously analyze the influence of service quality, social, promotion, and knowledge on customer interest in using Hajj savings at Bank Syariah Mandiri in Aceh. Based on 122 questionnaires distributed to respondents, using probability sampling technique, which is simple random sampling and later analyzed by using multiple linear regression models, the results show that service quality, social, promotion, and knowledge have a simultaneous and partial effect on customer interest in using Hajj savings at Bank Syariah Mandiri in Aceh.
FAKTOR YANG MEMPENGARUHI KESADARAN BEDERMA MASYARAKAT BANDA ACEH PADA LEMBAGA AKSI CEPAT TANGGAP Tasya Nurfadila; Eka Nurlina
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol. 4 No.2, November 2022
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v4i2.23700

Abstract

This study aims to analyze the effect of social media and brand awareness on the awareness of charity with religiosity as a mediating variable. The data collection instrument used a quesitionnaire with a sample of 100 people in Banda Aceh City. Hipothesis testing using path analysis techniques used are path analysis and the Sobel test. Based on the results of the analysis in this study, it was found that social media had a positive and significant effect on religiosity. Brand awareness had a positive and significant effect on social media. Social media had a positive and significant effect on awareness of charity. Brand awareness had a significant and positive effect on awareness of charity. Religiosity has a positive and significant effect on awareness of charity. The results of the Sobel test on the indirect effect show that social media has no positive and significant effect on awareness of charity with religiosity as a mediating variable. Brand awareness has a positive and significant influence on awareness of charity, with religion as a mediating variable.
Determinan Keputusan Pembelian Produk Makanan Impor Rifky Chalik Nabawi; Khairil Umuri; Syahriyal Syahriyal; Eka Nurlina
Jurnal Simki Economic Vol 7 No 1 (2024): Volume 7 Nomor 1 Tahun 2024
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v7i1.601

Abstract

The decision to purchase a product is basically influenced by many factors. This research aims to analyze the factors that influence the purchasing decisions of imported food products among students in Banda Aceh City. This type of research is quantitative through an associative approach. Samples were collected using nonprobability sampling techniques with a purposive sampling approach. The collected data was analyzed through multiple linear regression. The results of the research show that the halal label has no effect on students' purchasing decisions about imported food products in the city of Banda Aceh. Meanwhile, promotion, price and religiosity each influence the purchasing decisions of imported food products among students in Banda Aceh City. The implications of the research are that providers of imported food products must pay attention to halal labels, so that the food products sold do not harm consumers, especially students in the city of Banda Aceh.
Facilitating Conditions and Social Influence on Zakat Payment Intention via QRIS: The Moderating Effect of Age at Baitul Mal Aceh Fahri Zuan Ariga Sinaga; Ridwan Nurdin; Eka Nurlina
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.340

Abstract

This research examines how facilitating conditions and social influence affect individuals’ intentions to pay zakat via the QRIS platform, with age considered as a moderating variable in the setting of Baitul Mal Aceh. Anchored in the Unified Theory of Acceptance and Use of Technology (UTAUT), the study identifies the main factors driving the adoption of digital zakat payments. A quantitative approach was employed, using purposive sampling to gather data from 120 respondents. The dataset was analyzed through Structural Equation Modeling (SEM) using the Partial Least Squares (PLS) technique. Results show that both facilitating conditions and social influence have a significant and positive effect on the behavioral intention to adopt QRIS for zakat payments. Moreover, age functions as a moderator: younger participants are more responsive to facilitating conditions, whereas older individuals are more influenced by social pressure. These insights emphasize that successful implementation of QRIS in zakat collection depends on the interaction of enabling infrastructure, social dynamics, and generational differences factors that zakat management institutions should account for in policy and practice.
Opportunities and Challenges for Islamic Microfinance Institutions in Aceh Khairil Umuri; Muftahuddin Muftahuddin; Eka Nurlina; Nurma Sari; Junia Farma
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.384

Abstract

This article examines the challenges and opportunities for Islamic Microfinance Institutions (LKMS) in supporting the strengthening of the Islamic financial system in Aceh following the implementation of Qanun No. 11 of 2018 concerning Islamic Financial Institutions. This study employs a qualitative approach, incorporating in-depth interviews, observations, and secondary data analysis of LKMS financial reports and institutional documents. The research findings indicate that regulatory support and the socio-religious context in Aceh create strategic opportunities for LKMS through a captive market, community preference for halal transactions, and the need for financing in the real sector, especially agriculture, fisheries, and MSMEs. However, the research also reveals significant challenges, including limited human resource capacity, weak capital, low Islamic financial literacy, and the continued dominance of loan shark practices at the community level. Furthermore, government programs that have not been integrated with the LKMS ecosystem add to the complexity of improving the competitiveness of these institutions. This study concludes that the success of LKMS in Aceh cannot rely solely on the existence of regulations, but requires strategies for institutional strengthening, product diversification, digitalisation of services, and increased Islamic financial literacy. The implications of this research emphasise the need for regional government policy support and collaboration with Baitul Mal and socio-religious institutions to create an inclusive and sustainable Islamic financial ecosystem.
Pengaruh Literasi Wakaf dan Altruisme terhadap Minat Generasi Milenial Berwakaf Uang di Kota Banda Aceh Dimoderasi Religiusitas Siti Alfia Nur Auliana; Eka Nurlina; Khairil Umuri; Ridwan Nurdin; Muftahuddin Muftahuddin
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 19 No. 1 (2026): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the influence of waqf literacy and altruism on the interest of the millennial generation in giving cash waqf in Banda Aceh City with religiosity as a moderating variable. The sample used in the research consisted of 100 respondents selected using nonprobability sampling techniques. The data analysis techniques used are multiple linear regression analysis and moderate regression analysis. The results of the research show that waqf literacy has a positive and significant effect on the interest of the millennial generation in cash waqf in Banda Aceh City. Altruism has a negative but significant effect on the interest of the millennial generation in waqf in Banda Aceh City. The religiosity variable cannot moderate the relationship between waqf literacy and the interest of the millennial generation in waqf in Banda Aceh City
The Role of Entrepreneurial Characteristics and Islamic Financial Behaviour in Improving Business Performance Toward the Welfare of Mustahik Sheikha Naura; Muhammad Haris Riyaldi; Eka Nurlina; Najla Najla; Teuku Muhammad Syahrizal
International Journal of Kita Kreatif Vol 3, No 1 (2026): International Journals Kita Kreatif Vol. 3 No.1 Februari 2026
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v3i1.936

Abstract

This study aims to analyze the role of business performance as a mediating variable in the relationship between entrepreneurial characteristics and Islamic financial behavior on the welfare of Mustahik (Zakat recipients). The research was conducted through the BAZNAS Microfinance Village (BMV) Program in Banda Aceh using a quantitative approach with both primary and secondary data. The population consisted of micro entrepreneurs in Banda Aceh, with a sample of 103 determined using the Slovin formula and selected through purposive sampling based on predefined criteria. Data were analyzed using path analysis to examine both direct and indirect effects among the variables. The results of the study indicate that entrepreneurial characteristics and sharia financial behavior have a positive and significant effect on business performance. Moreover, entrepreneurial characteristicsalso have a positive and significant influence on the welfare of Mustahik. However, sharia financial behavior and business performance do not show a significant effect on Mustahik welfare. Furthermore, business performance is proven to partial mediatethe relationship between entrepreneurial characteristics and Mustahik welfare.Conversely, business performance does not mediate the relationship betweensharia financial behavior and Mustahik welfare non-mediation.
Improving Community Financial Literacy to Prevent Illegal Online Lending and Investment Fraud Afrizal Afrizal; Sipnarong Kanchanawongpaisan; Muhammad Hafiz Abd.Rashid; Phan Bao Giang; Syahriyal Syahriyal; Eka Nurlina; Stiven Jerry Immanuel Hutabarat
Eastasouth Journal of Effective Community Services Vol 4 No 02 (2025): Eastasouth Journal of Effective Community Services (EJECS)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/ejecs.v4i02.500

Abstract

The International Community Service program was implemented in Pematang Johar Village, Deli Serdang Regency, North Sumatra—an emerging semi-periurban area characterized by socioeconomic vulnerabilities that heighten residents’ exposure to illegal online lending and fraudulent investment schemes. Utilizing the Participatory Action Learning and Action Research (PALAR) approach, the program integrated experiential learning, critical reflection, group discussions, and locally relevant case studies to strengthen financial literacy. Evaluation results indicate substantial improvements across key indicators, including knowledge of licensed financial institutions, the ability to identify illegal financial practices, and overall financial prudence. These findings demonstrate that contextualized, community-based financial education effectively enhances risk awareness and encourages safer financial behaviour. The program further provides practical insights for designing scalable and replicable community financial literacy models applicable to similar semi-periurban contexts.
Co-Authors Afrizal Afrizal Fahri Zuan Ariga Sinaga Junia Farma Lika Annisa Muftahuddin Muftahuddin Muhammad Hafiz Abd.Rashid Muhammad Haris Riyaldi Najla Najla Nurma Sari Nurma Sari Phan Bao Giang Ridwan Nurdin Rifky Chalik Nabawi Sheikha Naura Sipnarong Kanchanawongpaisan Siti Alfia Nur Auliana Stiven Jerry Immanuel Hutabarat Syahriyal Syahriyal Tasya Nurfadila Teuku Muhammad Syahrizal Umuri, Khairil