Merie Satya Angraini
Universitas Trunodjoyo Madura

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Penguatan Literasi Keuangan Generasi Muda Melalui Pemanfaatan Financial Technology Faisol Faisol; Moh. Syarif; Merie Satya Angraini; Dina Alafi Hidayatin
Senarai Kearifan Lokal Akuntansi: Jurnal Pengabdian Masyarakat Vol. 2 No. 1: 2026
Publisher : Jurusan Akuntansi Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/sokla.v2i1.224

Abstract

This community service initiative aims to enhance the financial literacy understanding and awareness of students at SMKS Darussalam Torjun Sampang through the wise and productive use of financial technology. The program was implemented using an educational and participatory approach that actively engaged students in the learning process. The results indicate that the financial literacy enhancement program, utilizing financial technology, was effective and had a positive impact on improving students’ understanding. Evaluation results showed a significant increase between pre-test and post-test scores, where the average initial score of 55 increased to 82 after the activity, a rise of 27 points or approximately 49%. Thus, this program not only impacts knowledge improvement but also has the potential to foster wiser and more responsible financial behavior among the younger generation.
Assistance in Accelerating Halal Certification through the Self-Declare Scheme for Food/Beverage MSME Actors in Ponteh Village, Galis Subdistrict, Pamekasan Regency Samsuki; Merie Satya Angraini; Anisah Choirunnisa; Erika Prilla Stevania; Intan Thalia
Jurnal Pengabdian Masyarakat Vol. 7 No. 1 (2026): Jurnal Pengabdian Masyarakat
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpm.v7i1.2853

Abstract

Purpose: This community service activity aims to accelerate legal compliance among MSMEs in Ponteh Village, Pamekasan, by increasing understanding of SJPH and assisting with Halal Certificate applications through the Self-Declare Scheme. Method: This community service activity aims to accelerate legal compliance among MSMEs in Ponteh Village, Pamekasan, by increasing understanding of SJPH and assisting with Halal Certificate applications through the Self-Declare Scheme. Practical Applications: This accelerated mentoring model effectively addresses the digital and technical literacy barriers faced by micro MSMEs. The results can be replicated by other mentoring institutions to accelerate halal certification. Economically, this certification opens up wider market access and increases consumer confidence in local products. Conclusion: This program was very successful, with 100% of MSME partners successfully obtaining Halal Certificates. There was also a significant increase in partner knowledge (50%). The conclusion shows that the Self-Declare Scheme with intensive assistance is the most effective solution for micro MSMEs to achieve product legality.
Kebijakan Hutang, Investment Opportunity Set (IOS), dan Profitabilitas terhadap Kebijakan Dividen Arif Hartono; Merie Satya Angraini
Journal of Economic and Business Vol 3 No 1 (2026): Maret
Publisher : Universitas Nazhatut Thullab Al-Muafa Sampang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52298/joebis.v3i1.183

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Kebijakan Hutang, Investment Opportunity Set (IOS), dan Profitabilitas terhadap Kebijakan Dividen pada perusahaan sektor consumer cyclicals yang terdaftar di Bursa Efek Indonesia periode 2021–2024. Metode penelitian menggunakan pendekatan kuantitatif kausal-komparatif, dengan regresi linier berganda sebagai alat analisis. Hasil penelitian menunjukkan bahwa kebijakan hutang berpengaruh signifikan negatif terhadap kebijakan dividen, menegaskan bahwa perusahaan dengan leverage tinggi cenderung menahan laba untuk memenuhi kewajiban utang. Sebaliknya, IOS berpengaruh signifikan positif, menunjukkan perusahaan dengan peluang investasi tinggi tetap membagikan dividen sebagai strategi pertumbuhan dan sinyal pasar. Sementara itu, profitabilitas tidak berpengaruh signifikan, menandakan laba bersih bukan faktor dominan dalam penentuan dividen pada sektor ini. Temuan ini menegaskan bahwa struktur modal dan peluang investasi lebih menentukan kebijakan dividen dibandingkan profitabilitas. Penelitian ini memberikan implikasi penting bagi manajemen dalam merumuskan strategi distribusi laba yang seimbang antara pertumbuhan perusahaan dan kepuasan pemegang saham, serta menjadi kontribusi empiris bagi literatur keuangan di pasar modal Indonesia.