Irwandi Irwandi
Fakultas Ekonomi dan Bisnis, Universitas Negeri Makassar

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Strategi pembangunan ekonomi daerah berbasis pemetaan sektor unggulan: Analisis LQ, DLQ, dan tipologi klassen di Kabupaten Tanah Bumbu La Ode Muhammad Iksan Yusuf; Regina Regina; Irwandi Irwandi; Arsianita Nur Fattah; Sarinah Sarinah
Journal of Economics Research and Policy Studies Vol. 6 No. 1 (2026): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v6i1.3025

Abstract

This study aims to identify leading and prospective economic sectors and analyze their positions within the economic structure of Tanah Bumbu Regency, using Gross Regional Domestic Product (GRDP) data for 2020–2024. The analytical methods used include the Location Quotient (LQ), the Dynamic Location Quotient (DLQ), and the Klassen Typology. The results show that the agriculture, forestry, and fisheries sectors, as well as mining and quarrying, are basic sectors with LQ values> 1, indicating comparative advantage and significant contributions to the regional economy. DLQ analysis identifies six sectors with growth prospects: agriculture, mining, manufacturing, electricity and gas procurement, information and communication, and government administration. Meanwhile, the trade, construction, and transportation sectors show relatively low growth prospects. Based on the Klassen Typology, the leading sectors are categorized as advanced and growing rapidly, while the other sectors are categorized as potentially developing or lagging. These findings form the basis for formulating more targeted and sustainable economic development policies.
Determinan penyaluran kredit pada perbankan Danantara di Indonesia Nurfadillah Nurfadillah; Abd Rahim; Sri Astuty; Irwandi Irwandi; Muhammad Syafri
Journal of Economics Research and Policy Studies Vol. 6 No. 2 (2026): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v6i2.3213

Abstract

This study evaluates the impact of Third-Party Funds (TPF), Non-Performing Loans (NPL), interest rates, and inflation on credit distribution in Danantara Indonesia Banking from 2015 to 2024. The study employs a quantitative approach using panel data regression. The data were obtained from secondary sources, including the annual reports of Bank BRI, BNI, Mandiri, BTN, and BSI, as well as publications from Bank Indonesia. The results show that Third-Party Funds and interest rates have positive and significant effects on credit distribution. Inflation has a negative and significant effect, while Non-Performing Loans have a negative but insignificant effect. Overall, the selected banking and macroeconomic variables substantially explain variations in credit distribution. These findings indicate that funding capacity and interest rate conditions play important roles in determining credit distribution, while inflation may constrain lending activity. The results highlight the importance of strengthening funding capacity and maintaining appropriate interest rates to support sustainable credit distribution in the banking sector.