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All Journal Jurnal Pengabdian Kepada Masyarakat MEMBANGUN NEGERI Jurnal Kolaboratif Sains Journal of Economics Research and Policy Studies Jurnal MediaTIK INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER) International Journal of Teaching and Learning (INJOTEL) INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Muhammad Syafrie
Universitas Negeri Makassar
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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PEMANFAATAN PEKARANGAN RUMAH DALAM MEMBANTU EKONOMI KELUARGA DI KECAMATAN TAMALATE KOTA MAKASSAR Nur Syamsu; Fahri Wijaya; Muhammad Tafsir; Muhammad Syafrie
Jurnal Pengabdian Pada Masyarakat MEMBANGUN NEGERI Vol 7 No 1 (2023): Jurnal Pengabdian Kepada Masyarakat Membangun Negeri
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35326/pkm.v7i1.3177

Abstract

Kegiatan pengabdian masyarakat ini dilakukan bertujuan untuk mendorong masyarakat untuk memanfaatkan lahan pekarangan rumah dengan menanaman berbagai tanaman yang bernilai ekonomis untuk jadikan sumber tambahan pendapatan bagi masyarakat. Kegiatan ini dilakukan pada dua kelurahan yakni kelurahan Balangbaru dan kelurahan Parangtambung pada wilayah kecamatan Tamalate kota Makassar. Ada 20 rumah tangga yang dijadikan mitra dalam kegiatan ini. Metode yang digunakan adalah dengan melakukan sosialisasi, diskusi dan penyuluhan tentang kegiatan bercocok tanam serta strategi pemasaran hasil perkebunan yang di lakukan oleh mitra. Hasil yang diperoleh dalam kegiatan ini adalah ada beberapa mitra yang tertarik untuk memanfaatkan lahan dengan menanam tumbuhan yang ekonomis, namun ada juga mitra yang sudah menjalankan usaha perkebunan di lahan pekarangan rumah mereka. Ada beberapa pendorong dan hambatan yang ditemukan dalam implementasi program pemanfaatan lahan ini.
INNOVATIONS IN ISLAMIC FINANCE IN SOUTHEAST ASIA: AN IN-DEPTH REVIEW OF RECENT LITERATURE Muhammad Syafri; Ahmad Rizani; Abdul Wahab Syakhrani; Eka Sutisna; Al-Amin
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Abstract

This comprehensive literature review delves into Islamic finance in Southeast Asia, offering a meticulous examination of recent innovations within the industry. Southeast Asia, renowned for its vibrant Islamic finance sector, has witnessed groundbreaking developments that transcend conventional financial paradigms. The abstract embarks on a succinct journey through the review's key facets, encapsulating the essence of the extensive exploration. Against the backdrop of an ever-evolving financial landscape, this review navigates through the recent innovations that have reshaped the contours of Islamic finance. It delves into the burgeoning realm of Shariah-compliant fintech platforms, sustainable and green Sukuk, and innovative microfinance models that empower the underserved. Case studies of successful innovations from Indonesia and Malaysia exemplify the transformative potential of Islamic finance in driving financial inclusion, economic growth, and sustainability. Furthermore, the abstract offers a glimpse into the profound impact of digitalization and fintech on Islamic finance, revolutionizing accessibility, transparency, and efficiency. As Southeast Asia endeavors to become a global hub for Islamic finance, these technological advancements are pivotal in fostering financial inclusion and expanding the industry's reach. This literature review illuminates the dynamic landscape of Islamic finance in Southeast Asia, where innovation converges with ethical principles to shape a promising future. The region's commitment to ethical finance, sustainability, and socioeconomic development makes it a beacon in the ever-evolving world of Islamic finance.
CREDIT RISK IN ISLAMIC BANKING: AN IN-DEPTH ANALYSIS OF CREDIT RISK MANAGEMENT AND RISK-SHARING MECHANISMS IN INDONESIAN ISLAMIC FINANCIAL INSTITUTIONS Alfiana Alfiana; Sulistyo Budi Utomo; Muhammad Syafri; Al-Amin; Azmi Syarif
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Abstract

This research extensively examines credit risk management within the unique realm of Islamic banking institutions operating in Indonesia. Islamic finance, guided by principles of ethical finance and profit-and-loss sharing (PLS) contracts, introduces distinctive complexities into the credit risk domain. The primary objective is to scrutinize the intricacies of credit risk management in Islamic banking, particularly in the Indonesian context, a significant hub for Islamic finance. The study dissects several complex dimensions: It delves into the profound intricacies of risk-sharing mechanisms inherent in Islamic finance. The research explores how profit-and-loss sharing contracts, like Mudarabah and Musharakah, reshape credit risk dynamics and the distribution of risk between financial institutions and clients. Additionally, the research investigates the unique collateralization methods in Islamic banking, compliant with Sharia principles, and their impact on credit risk and recovery processes following default. A detailed analysis of diverse contractual structures used in Islamic finance, including Ijarah and Murabahah, assesses their influence on credit risk profiles and risk mitigation strategies. Moreover, the study examines the regulatory framework governing Islamic finance in Indonesia, considering how regulators harmonize Islamic financial principles with the imperative of maintaining financial stability. The complexities of default management and recovery procedures in Islamic finance are also explored, encompassing debt restructuring, arbitration, and Sharia-compliant debt recovery mechanisms. This research combines quantitative analysis and qualitative investigation to understand Indonesian Islamic banking comprehensively. The findings offer valuable insights into the intricate landscape of credit risk within Islamic finance, with broader implications for the global industry.
STRIVING FOR EQUILIBRIUM: THE LEADERSHIP TRANSITION FROM JOKOWI TO ANIES AND THE DYNAMIC INTERPLAY OF DEMOCRACY AND LEGAL JUSTICE Abdul Manap; Nahot Tua Parlindungan Sihaloho; Muhammad Syafri; Adie Nurjana Resma; Trusti Dhiani Henartiwi
INTERNATIONAL JOURNAL OF SOCIETY REVIEWS Vol. 1 No. 9 (2024): INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER)
Publisher : Adisam Publisher

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Abstract

This study meticulously examines the intricate interplay between democracy and legal justice during the leadership transition from Jokowi to Anies in Country X, aiming to achieve governance equilibrium. The investigation encompasses a rich historical context, delving into the factors that have shaped the political landscape leading to this pivotal moment. Leveraging insights from a comprehensive public sentiment survey, the research captures the pulse of the population, discerning their expectations and concerns. The unprecedented approval ratings enjoyed by Jokowi became a focal point, not merely as a measure of personal popularity but as a broader endorsement of democratic processes. As Anies assumes leadership, the study aims to evaluate the continuity or evolution of democratic principles, offering insights into the democratic legacy established by Jokowi. The intrinsic link between democracy and legal justice forms a central theme, exploring how these elements converge or diverge during the transition. Comparative analyses with international cases enrich the study by providing global perspectives on governance dynamics. Critical evaluations of existing research identify gaps, paving the way for future scholarly inquiries. This research seeks to contribute a nuanced understanding of the dynamic relationship between democracy and legal justice, offering valuable insights into political science, governance studies, and leadership dynamics globally.
A MULTI-LEVEL ANALYSIS OF CURRICULUM ALIGNMENT IN INDONESIAN HIGHER EDUCATION: A CASE STUDY OF SELECTED DISCIPLINES AND THEIR IMPACT ON REGIONAL AND NATIONAL ECONOMIC DEVELOPMENT Nana Suryapermana; Baktiar Nasution; Muhammad Syafri; Yorman; Al-Amin
International Journal of Teaching and Learning Vol. 1 No. 2 (2023): International Journal of Teaching and Learning (INJOTEL)
Publisher : Adisam Publisher

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Abstract

This study comprehensively examines curriculum alignment within Indonesian higher education, focusing on the dynamic interplay of academic disciplines and regional influences. Utilizing a mixed-method approach, we explore the alignment of curricula in selected disciplines, including technical and social sciences, across diverse Jakarta, Surabaya, and Makassar regions. Our findings reveal significant variations in alignment, with technical disciplines demonstrating higher adaptability to industry demands while the humanities face distinct challenges. Moreover, regional disparities in curriculum alignment are identified, driven by industry concentration and geographical isolation. Notably, closely aligned curricula are linked to higher income growth, reduced unemployment, and enhanced industry competitiveness. The study emphasizes the pivotal role of stakeholder engagement in shaping curricula and fostering alignment. This research contributes valuable insights for policymakers, educators, and industry leaders seeking to enhance curriculum alignment and, in turn, bolster regional and national economic development in the context of Indonesian higher education.
NAVIGATING THE ETHICAL CHALLENGES AND INNOVATIONS IN PERSONALIZED CONTENT RECOMMENDATIONS, DATA PRIVACY PROTECTION, AND CONSUMER TRUST WITHIN THE REALM OF AI-DRIVEN E-MARKETING STRATEGIES Pupung Purnamasari; Simon Matakena; Muhammad Syafri; Nurussama; Syusantie Sylfia Sairdama
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 6 (2024): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Abstract

This research delved into the intricate ethical landscape that characterized AI- driven e-marketing. It began by outlining the significance of personalized content recommendations, elucidating their role in enhancing user engagement and conversion rates. While showcasing the benefits of AI-driven personalization, the study unveiled the ethical intricacies of the data collection and user profiling process. Concerns emerged, notably about data privacy, consent, and the potential formation of filter bubbles and echo chambers. Innovative solutions emerged in the form of transparent algorithms and robust user consent mechanisms to address these ethical quandaries. These mechanisms granted users greater control over their data and fostered transparency in content recommendation algorithms. Additionally, the study underscored the importance of consumer trust in e-marketing, emphasizing its pivotal role in brand loyalty and advocacy. Overall, this research offered a comprehensive understanding of the ethical challenges and solutions within AI-driven e-marketing, underscoring the industry's commitment to ethical practices while harnessing the potential of AI to provide personalized and engaging user experiences.
STRATEGIC HUMAN RESOURCE OPTIMIZATION IN BUSINESSMANAGEMENT AMIDST THE TECHNOLOGICAL EPOCH FOR ADVANCING PROFITABILITY AND SUSTAINABILITY IN INDONESIA Albert Budiyanto; A. Hamid; Muhammad Syafri; A. Haris Mzen; Mohammad Aldrin Akbar
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 6 (2024): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Abstract

In the study "Strategic Human Resource Optimization in Business Management Amidst the Technological Epoch for Advancing Profitability and Sustainability in Indonesia," we investigated the dynamic interplay between human resource strategies, technological advancements, and their impact on business profitability and sustainability in the Indonesian context. Our research employed a mixed- method approach, incorporating quantitative and qualitative data collection techniques. We analyzed extensive data from various Indonesian businesses spanning multiple sectors and industries. These data were meticulously gathered and processed, utilizing advanced statistical tools and software to derive meaningful insights. The study's results indicated a compelling relationship between the optimization of human resources, driven by strategic initiatives, and the ability of businesses to thrive in the modern technological era. We observed a positive correlation between such optimization and enhanced Profitability and the ability to maintain sustainable operations, even in the face of industry disruptions. The discussion section delved into the nuanced interpretations of the results, emphasizing the critical role of human capital in adapting to technological changes and steering companies toward financial success and long-term sustainability. This understanding has significant implications for businesses aiming to navigate the challenges of the digital age while maintaining their commitment to sustainability. In conclusion, this study underscores the importance of strategically optimizing human resources in the context of technological advancements for both Profitability and sustainability in Indonesian businesses. It provides valuable insights for business leaders and policymakers seeking to develop strategies that align with the demands of the modern business landscape.
Faktor-Faktor yang Mempengaruhi Penyerapan Tenaga Kerja pada Industri Makanan dan Minuman di Pasar Segar Makassar: Factors Influencing Labor Absorption in the Food and Beverage Industry in the Pasar Segar of Makassar Basri Bado; Dirga Pradita; Andi Samsir; Muh. Jamil; Sri Astuty; Muhammad Syafri
Jurnal Kolaboratif Sains Vol. 7 No. 5: MEI 2024 - Jurnal Kolaboratif Sains (JKS)
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v7i5.5368

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor penyerapan tenaga kerja pada usaha makanan dan minuman di pasar segar Makassar. Data yang digunakan dalam penelitian ini adalah data primer melalui penyebaran kuesioner kepada pemilik kedai di pasar segar. Teknik penentuan sampel yang digunakan adalah sampel jenuh sebanyak 50 responden. Metode analisis yang digunakan dalam penelitian ini adalah regresi linear berganda. Hasil penelitian menunjukkan bahwa modal tidak mempengaruhi penyerapan tenaga kerja sedangkan upah, omzet dan lama usaha mempengaruhi penyerapan tenaga kerja pada usaha makanan dan minuman di pasar segar Makassar.
Pengembangan Modul Pembelajaran Berbasis Project Based Learning pada Mata Pelajaran Dasar Produktif Kejuruan di SMK Negeri 2 Makassar Riana T Mangesa; Ninik Rahayu Ashadi; Muhammad Syafrum Syafri; Veronika Asri Tandirerung
Jurnal MediaTIK Volume 7 Issue 2, Mei (2024)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/mediatik.v7i2.2282

Abstract

Penelitian ini bertujuan untuk; (1) mengetahui hasil pengembangan modul pembelajaran Dasar-Dasar Produktif Kejuruan dan (2) mengetahui kelayakan modul pembelajaran Dasar-Dasar Produktif Kejuruan. Jenis penelitian yang digunakan adalah Research and Development (R&D)), model penelitian dan pengembangan yang digunakan adalah model 4D yang merupakan singkatan Define, Design, Develop, Disseminate. Penelitian dan Pengembangan modul pembelajaran Dasar-Dasar Produkif Kejuruan Berbasis Project Based Learning (PjBL) pada Kelas X Jurusan Teknik Komputer dan Jaringan SMK Negeri 2 Makassar, sampel penelitian ini diambil menggunakaan teknik sampling random berjumlah 35 responden. Data diperoleh dengan teknik wawancara, angket, dan dokumentasi. Hasil penelitian menunjukkan; (1) modul pembelajaran pada pembelajaran Dasar-Dasar Produkif Kejuruan Berbasis PjBL pada Kelas X Jurusan Teknik Komputer dan Jaringan SMK Negeri 2 Makassar memperoleh rata-rata penilaian 90,21% dengan kategori sangat valid dari ahli materi dan ahli media dan (2) modul pembelajaran Dasar-Dasar Produkif Kejuruan Berbasis PjBL pada Kelas X Jurusan Teknik Komputer dan Jaringan SMK Negeri 2 Makassar memperoleh rata-rata penilaian 87,06% dengan kategori sangat praktis.
Determinan penyaluran kredit pada perbankan Danantara di Indonesia Nurfadillah Nurfadillah; Abd Rahim; Sri Astuty; Irwandi Irwandi; Muhammad Syafri
Journal of Economics Research and Policy Studies Vol. 6 No. 2 (2026): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v6i2.3213

Abstract

This study evaluates the impact of Third-Party Funds (TPF), Non-Performing Loans (NPL), interest rates, and inflation on credit distribution in Danantara Indonesia Banking from 2015 to 2024. The study employs a quantitative approach using panel data regression. The data were obtained from secondary sources, including the annual reports of Bank BRI, BNI, Mandiri, BTN, and BSI, as well as publications from Bank Indonesia. The results show that Third-Party Funds and interest rates have positive and significant effects on credit distribution. Inflation has a negative and significant effect, while Non-Performing Loans have a negative but insignificant effect. Overall, the selected banking and macroeconomic variables substantially explain variations in credit distribution. These findings indicate that funding capacity and interest rate conditions play important roles in determining credit distribution, while inflation may constrain lending activity. The results highlight the importance of strengthening funding capacity and maintaining appropriate interest rates to support sustainable credit distribution in the banking sector.
Co-Authors A. Hamid A. Haris Mzen Abd Rahim Abdul Manap Abdul Wahab Syakhrani Adie Nurjana Resma Ahmad Rizani Al- Amin Al-Amin Alfiana Andi Samsir Azmi Syarif Baktiar Nasution Basri Bado Budiyanto, Albert Citra Ayni Kamaruddin Diah Retno Dwi Hastuti Dirga Pradita Eka Sutisna Fahri Wijaya Irwandi Irwandi Mohammad Aldrin Akbar Muh. Jamil Muhammad Tafsir Nahot Tua Parlindungan Sihaloho Nana Suryapermana Ninik Rahayu Ashadi Nur Syamsu Nurfadillah Nurfadillah Nurussama Nurussama Nurussama Pupung Purnamasari Riana T Mangesa Rudi Ansyah SIMON MATAKENA Sri Astuti Sri Astuty Sri Astuty Sulistyo Budi Utomo SYUSANTIE SYLFIA SAIRDAMA Trusti Dhiani Henartiwi Veronika Asri Tandirerung Yorman Yorman