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All Journal SOSIOHUMANIORA: Jurnal Ilmiah Ilmu Sosial dan Humaniora Al-Kharaj: Journal of Islamic Economic and Business
Mohammad Najib Roodhi
University of Mataram
Arts Humanities Economics, Econometrics & Finance Education

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Revitalizing coastal women’s SMEs in Mandalika SEZ: The moderating role of blue justice Mohammad Najib Roodhi; Muhammad Mujahid Dakwah; Zefanya Andryan Girsang; Abdurrahman Abdurrahman; Dione Darmansyah Putra Alief; Ahmad Rizki Rizaldi Moerad; Aulia Safira
SOSIOHUMANIORA: Jurnal Ilmiah Ilmu Sosial dan Humaniora Vol 12 No 2 (2026): In Press
Publisher : LP2M Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/sosio.v12i2.22329

Abstract

Women-led small and medium enterprises (SMEs) in coastal tourism areas play a crucial role in supporting local economies, yet they continue to face structural constraints in accessing resources, markets, and institutional support. This study examines the effects of human capital, social capital, financial capital, and local wisdom on adaptive capacity and entrepreneurial capability, and their contribution to SMEs revitalization in the Mandalika Special Economic Zone (SEZ). This research adopts an explanatory sequential mixed-method design, integrating a semi-systematic literature review and quantitative analysis using Partial Least Squares Structural Equation Modeling (PLS-SEM). The literature review draws on recent Scopus-indexed journal articles up to 2025 to identify key constructs and theoretical relationships. Quantitative data were collected through a structured questionnaire from 156 coastal women entrepreneurs in the Mandalika SEZ. The findings reveal that human capital, social capital, and local wisdom significantly enhance adaptive capacity. However, adaptive capacity alone does not directly drive SMEs revitalization. Instead, blue justice emerges as a critical factor that directly influences revitalization and strengthens the relationship between adaptive capacity and business outcomes. These findings imply that capacity-building initiatives must be complemented by equitable access to resources, inclusive governance, and fair benefit distribution. Future research should explore longitudinal dynamics and cross-regional comparisons in coastal tourism economies.
The Role of Islamic Financial Literacy, Religiosity, and Trust in Sharia Compliance in Fostering Islamic Bank Reputation and Adoption of Sharia-Compliant Services Muaidy Yasin; Lalu Edy Herman Mulyono; Mohammad Najib Roodhi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9721

Abstract

This study investigates the impact of Islamic Financial Literacy, Religiosity, Islamic Bank Reputation, and Trust in Sharia Compliance on the Adoption of Islamic Banking Products in West Nusa Tenggara, Indonesia. A cross-sectional survey of 300 respondents was conducted using a structured questionnaire, with data analyzed through Structural Equation Modeling (SEM) using Smart PLS software. The findings reveal that Islamic Financial Literacy and Religiosity significantly influence the Adoption of Islamic Banking Products, both directly and indirectly, via Islamic Bank Reputation. Trust in Sharia Compliance moderates the relationship between Islamic Bank Reputation and Adoption, amplifying its effect. The measurement items were validated through a pilot test, ensuring their reliability and validity. This study offers theoretical and practical insights for Islamic banking institutions, emphasizing the importance of financial literacy, religiosity, and trust in fostering customer adoption of Islamic banking products.
Co-Authors Abdurrahman Abdurrahman Ahmad Rizki Rizaldi Moerad Aulia Safira Dione Darmansyah Putra Alief Herman, Lalu Edy MUAIDY YASIN, MUAIDY Muhammad Mujahid Dakwah Zefanya Andryan Girsang