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All Journal NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Farida Aprianti
Institut Agama Islam STIBA Makassar, Indonesia
Religion

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Transformasi Wakaf Konsumtif ke Wakaf Produktif: Studi Fikih Akad dan Tantangan Implementasi Kontemporer: Transformation of Consumptive Waqf into Productive Waqf: A Study of Fiqh of Contracts and Contemporary Implementation Challenges Farida Aprianti; Andi Amma Ruhmah; Hamzah Haeriyah; Abdi Wijaya; Muhammad Rusdin
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol. 6 No. 1 (2026): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, IndonesiaInstitut Agama Islam STIBA Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v6i1.2913

Abstract

This study examines the transformation of consumptive waqf into productive waqf through the lens of fiqh contracts and contemporary governance challenges. The urgency of the study arises from the paradox between Indonesia’s large waqf assets and the limited productive utilization of those assets. Official data reported in 2024 show that Indonesia has hundreds of thousands of waqf land locations, while only a small proportion is optimally utilized for productive purposes. This study employs qualitative library research with normative-juridical and conceptual approaches. Data were obtained from classical fiqh literature, statutory regulations, fatwas, recent reputable journal articles, and official reports from waqf authorities. The findings indicate that the transformation of waqf is not a deviation from the principle of perpetuity, provided that the substance of tahbis al-ashl and tasbil al-manfa’ah is preserved. The reconstruction of contracts can be carried out through controlled istibdal, long-term ijarah, mudharabah, musyarakah mutanaqisah, wakalah bi al-istitsmar, and Build-Operate-Transfer schemes, depending on asset characteristics and risk profiles. The main contemporary challenges consist of legal-administrative fragmentation, limited nazhir competence, low public literacy, financing constraints, weak accounting transparency, and insufficient integration between waqf assets and the halal industry value chain. The novelty of this study lies in proposing a layered contract reconstruction model that integrates fiqh legitimacy, governance safeguards, digital accountability, and halal industry orientation. The study recommends strengthening nazhir certification, standardizing contract-based risk mitigation, and developing an integrated digital reporting system for productive waqf.
Integration of the Qur'anic Property Rights Concept in the Development of Productive Wakaf: A Thematic Interpretation Approach (Maudhu'i) Farida Aprianti; Achmad Abubakar; Muhsin Mahfuz; Muhammad Rusdin
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol. 12 No. 1 (2026): NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v12i1.2700

Abstract

The purpose of this study is to examine the concept of property rights in the Qur'an and its relevance to the development of productive waqf. This study uses a thematic interpretation approach with the following steps: compiling Qur'anic verses related to property rights and asset management; analyzing linguistic meanings, contexts, and correlations between verses; and synthesizing Qur'anic values that can be implemented in the management of productive waqf. The factual finding is that the suboptimal nature of productive waqf, caused by low literacy and inadequate appreciation of the Qur'anic right of ownership, hinders waqf management. As a result, this hinders the fulfillment of social responsibilities, because the success of waqf requires understanding and dedication to religious and economic interests. The results of the study show that ownership rights in the view of the Qur'an are amanah (trust ownership), not absolute ownership, and must be oriented towards social functions. Qur'anic values such as amanah, distributive justice, and sustainability of benefits are the basic principles for the development of productive waqf that is fair and sustainable. This research contributes to strengthening the normative and theological foundations for productive waqf practices in the modern era, as well as offering a framework for integrating Qur'anic values into the management of community assets in accordance with maqāṣid al-syarī‘ah.
Co-Authors Abdi Wijaya, Abdi Achmad Abubakar Andi Amma Ruhmah Hamzah Haeriyah Muhammad Rusdin Muhammad Rusdin Muhsin Mahfuz