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Mudharabah: Sustainable Sharia Investment Model Beddu, Muhammad Juni; Eravia, Diana; Nulatifah, Nulatifah; Aslina, Neri; Ruhmah, Andi Amma; Addiningrum, Fitri Mehdini; Azhari, Muhammad Iqbal
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1289

Mudharabah is a partnership between capital providers and entrepreneurs, where profits and risks are shared fairly in accordance with Islamic principles. This article aims to investigate the concept of Mudharabah as a sustainable investment model in the context of Sharia finance. A comprehensive review of the literature on Mudarabah and sustainable investment provides in-depth insight into the principles underlying both concepts. Regarding Mudarabah, this article examines its history, evolution and practical implementation in various economic sectors. On the other hand, sustainable investments are analyzed by considering social impacts, the environment and ethical considerations in making investment decisions. The findings of this research indicate that Mudharabah, as a sharia investment model, has significant potential in providing added value to society and the environment. Active participation in Mudharabah-based businesses can encourage economic empowerment, reduce disparities, and create opportunities for small and medium entrepreneurs.

Fresh Flour As a Symbol Hope Perpetuate Marriage: Cultural Practices of Marriage in Riau Islands Beddu, Muhammad Juni; Azhari, Muhammad Iqbal; Addieningrum, Fithri Mehdini; Ruhmah , Andi Amma; Husain, Muhammad Zakir; Daud, Normadiah
Al-Risalah Vol 24 No 1 (2024): June 2024
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v24i1.1471

Abstract: This research examines the role of plain flour in religious, cultural, social, and marriage perspectives in the Riau Islands community. Plain flour is a practice that is closely related to wedding ceremonies in the Riau Islands region. This research method uses a qualitative approach with the data collected through literature related to Tepung Tawar in Religious, Cultural, Social, and Marital Perspectives in the Riau Islands Community. This research also uses a descriptive method, namely explaining. This research uses a historical and contextual approach. The analytical method used is content analysis, namely digging deeper into the importance of plain flour from a religious, cultural, social, and marriage perspective in the Riau Islands community by reviewing various literature. The research results show that plain flour has essential meaning and function in the context of religion, culture, society, and marriage in the Riau Islands community. From a religious perspective, plain flour is used as a form of offering to the gods and goddesses and to cleanse negative energy that may exist in marital relationships. This practice is also considered an attempt to invoke blessings and good luck in marriage.

Syariah Branding pada Komunitas Muslim Millenial (studi pada Sahabat Hijrah Kota Batam) Ruhmah, Andi Amma
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12166

Abstrak Penelitian ini menyajikan fenomena kesadaran beragama kaum muda, yang diwakili oleh Generasi Millenial. Kesadaran beragama yang dibangun dengan membentuk komunitas keagaamaan , selaras dengan Keputusan mereka dalam memilih produk syariah (Syariah branding) dan memberi potensi untuk membentuk pasar. Metode yang digunakan adalah mix method, dan perolehan data diperoleh melalui sebaran kuisioner dan wawancara. Hasil dari penelitian ini adalah terdapat hubungan yang terus berkembang bagi generasi millenial dan kesadarannya akan pemahaman agama yang dibentuk melalui komunitas dan dapat membentuk budaya popular (Pop Culture) misalnya tren hijrah untuk menjawab peradaban yang semakin kompleks. Kata Kunci : Syariah Branding, Muslim Millenial, dan Budaya Populer

Fresh Flour As a Symbol Hope Perpetuate Marriage: Cultural Practices of Marriage in Riau Islands Beddu, Muhammad Juni; Azhari, Muhammad Iqbal; Addieningrum, Fithri Mehdini; Ruhmah , Andi Amma; Husain, Muhammad Zakir; Daud, Normadiah
Al-Risalah Vol 24 No 1 (2024): June 2024
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v24i1.1471

Abstract: This research examines the role of plain flour in religious, cultural, social, and marriage perspectives in the Riau Islands community. Plain flour is a practice that is closely related to wedding ceremonies in the Riau Islands region. This research method uses a qualitative approach with the data collected through literature related to Tepung Tawar in Religious, Cultural, Social, and Marital Perspectives in the Riau Islands Community. This research also uses a descriptive method, namely explaining. This research uses a historical and contextual approach. The analytical method used is content analysis, namely digging deeper into the importance of plain flour from a religious, cultural, social, and marriage perspective in the Riau Islands community by reviewing various literature. The research results show that plain flour has essential meaning and function in the context of religion, culture, society, and marriage in the Riau Islands community. From a religious perspective, plain flour is used as a form of offering to the gods and goddesses and to cleanse negative energy that may exist in marital relationships. This practice is also considered an attempt to invoke blessings and good luck in marriage.

Syariah Branding pada Komunitas Muslim Millenial (studi pada Sahabat Hijrah Kota Batam) Ruhmah, Andi Amma
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12166

Abstrak Penelitian ini menyajikan fenomena kesadaran beragama kaum muda, yang diwakili oleh Generasi Millenial. Kesadaran beragama yang dibangun dengan membentuk komunitas keagaamaan , selaras dengan Keputusan mereka dalam memilih produk syariah (Syariah branding) dan memberi potensi untuk membentuk pasar. Metode yang digunakan adalah mix method, dan perolehan data diperoleh melalui sebaran kuisioner dan wawancara. Hasil dari penelitian ini adalah terdapat hubungan yang terus berkembang bagi generasi millenial dan kesadarannya akan pemahaman agama yang dibentuk melalui komunitas dan dapat membentuk budaya popular (Pop Culture) misalnya tren hijrah untuk menjawab peradaban yang semakin kompleks. Kata Kunci : Syariah Branding, Muslim Millenial, dan Budaya Populer

Transformasi Wakaf Konsumtif ke Wakaf Produktif: Studi Fikih Akad dan Tantangan Implementasi Kontemporer: Transformation of Consumptive Waqf into Productive Waqf: A Study of Fiqh of Contracts and Contemporary Implementation Challenges Farida Aprianti; Andi Amma Ruhmah; Hamzah Haeriyah; Abdi Wijaya; Muhammad Rusdin
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol. 6 No. 1 (2026): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, IndonesiaInstitut Agama Islam STIBA Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v6i1.2913

This study examines the transformation of consumptive waqf into productive waqf through the lens of fiqh contracts and contemporary governance challenges. The urgency of the study arises from the paradox between Indonesia’s large waqf assets and the limited productive utilization of those assets. Official data reported in 2024 show that Indonesia has hundreds of thousands of waqf land locations, while only a small proportion is optimally utilized for productive purposes. This study employs qualitative library research with normative-juridical and conceptual approaches. Data were obtained from classical fiqh literature, statutory regulations, fatwas, recent reputable journal articles, and official reports from waqf authorities. The findings indicate that the transformation of waqf is not a deviation from the principle of perpetuity, provided that the substance of tahbis al-ashl and tasbil al-manfa’ah is preserved. The reconstruction of contracts can be carried out through controlled istibdal, long-term ijarah, mudharabah, musyarakah mutanaqisah, wakalah bi al-istitsmar, and Build-Operate-Transfer schemes, depending on asset characteristics and risk profiles. The main contemporary challenges consist of legal-administrative fragmentation, limited nazhir competence, low public literacy, financing constraints, weak accounting transparency, and insufficient integration between waqf assets and the halal industry value chain. The novelty of this study lies in proposing a layered contract reconstruction model that integrates fiqh legitimacy, governance safeguards, digital accountability, and halal industry orientation. The study recommends strengthening nazhir certification, standardizing contract-based risk mitigation, and developing an integrated digital reporting system for productive waqf.

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