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All Journal Jurnal Pengabdian Masyarakat Bhinneka Advances: Jurnal Ekonomi & Bisnis
Mohamad Nur Utomo
Universitas Borneo Tarakan, Indonesia
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Public Health

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Menggali Potensi Mahasiswa Melalui Workshop Kepemimpinan dan Inovasi Bisnis di Wilayah Perbatasan Shalahuddin Shalahuddin; Mohamad Nur Utomo; Kaujan Kaujan; Tinik Sugiati; Budi Hasyim; Rahmi Nur Islami; Nurjannatul Hasanah; Meylin Rahmawati; Ferawati Usman; Aswan Aswan; Sigit Firmansyah; Gusti Ayu Dwi Jessika
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 4 (2026): Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i4.1276

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas kepemimpinan dan inovasi bisnis mahasiswa di wilayah perbatasan melalui pendekatan experiential learning. Program dilaksanakan pada mahasiswa Fakultas Ekonomi Universitas Borneo Tarakan dengan metode pelatihan, pendampingan, dan simulasi praktik bisnis melalui marketplace kampus. Materi yang diberikan meliputi kepemimpinan transformatif, penyusunan Business Model Canvas, serta digital branding. Hasil kegiatan menunjukkan adanya peningkatan kemampuan mahasiswa dalam komunikasi, kerja tim, serta penyusunan model bisnis. Selain itu, mahasiswa mampu mengembangkan identitas merek dan memanfaatkan media digital untuk promosi usaha. Program ini juga mendorong terbentuknya jejaring kolaboratif antara mahasiswa, pelaku UMKM, dan komunitas kewirausahaan. Dengan demikian, kegiatan ini berkontribusi dalam meningkatkan kesiapan mahasiswa menghadapi dunia usaha serta mendukung penguatan ekonomi berbasis potensi lokal di wilayah perbatasan.
Entrepreneurial Personality as a Moderator in the Relationship between Financial Attitudes and Financial Knowledge on Financial Management Behavior Rosiana Rosiana; Mohamad Nur Utomo; Ang Hong Loong; Stephen Laison Sondoh; Julian Paul Sidin; Shaierah Gulabdin
Advances: Jurnal Ekonomi & Bisnis Vol. 3 No. 2 (2025): March - April
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/ajeb.v3i2.491

Abstract

Purpose: This study examines the moderating role of entrepreneurial personality in the relationship between financial attitude, financial knowledge, and financial management behavior among MSME actors in Tarakan City. Research Design and Methodology: Data were collected from 130 MSME respondents using a quantitative approach with purposive sampling. The analysis employed Structural Equation Modeling (SEM) with WarpPLS version 8.0 software to assess direct and moderating effects. This analysis includes outer and inner model evaluations to test the reliability, validity, and significance of the relationships between variables and the moderating effects of entrepreneurial personality. Findings and Discussion: The findings reveal that financial attitudes and knowledge significantly and positively impact financial management behavior. However, entrepreneurial personality does not significantly moderate the relationship between financial attitude and financial management behavior. On the other hand, it substantially moderates the relationship between financial knowledge and financial management behavior in a negative direction. This suggests that individuals with strong entrepreneurial traits tend to rely more on intuition and experience, weakening the influence of financial knowledge on their financial behavior. Implications: The study implies that improving financial behavior among MSMEs should focus on enhancing knowledge and attitude and aligning entrepreneurial traits with sound financial practices through integrated training and mentoring programs.
Co-Authors Ang Hong Loong Aswan Aswan Budi Hasyim Gusti Ayu Dwi Jessika Julian Paul Sidin Kaujan Kaujan Meylin Rahmawati Nurjannatul Hasanah Rahmi Nur Islami Rosiana Rosiana Shaierah Gulabdin Shalahuddin Shalahuddin Sigit Firmansyah Stephen Laison Sondoh Tinik Sugiati