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All Journal Cendekia Inovatif Dan Berbudaya : Jurnal Ilmu Sosial Dan Humaniora Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam
Malfiandri
Universitas Sultan Muhammad Syafiuddin Sambas
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Analysis of the Ethics Buying and Selling Used Goods on Facebook Marketplace in the Perspective of the Qur'an Suriadi; Ahmad Yasir; Malfiandri
Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Vol. 2 No. 3 (2026)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/al-hukumah.v2i3.41

Abstract

The practice of buying and selling used goods constitutes an important subject in Islamic muamalah studies, particularly in relation to ethical compliance in transactions. Problems often arise from unclear contract processes and the neglect of established Islamic business ethics, such as the absence of khiyar rights between sellers and buyers, which may lead to unfair outcomes, including the inability to return purchased goods. These issues become more complex in the context of digital transactions, where the potential for loss is higher due to limited direct interaction between parties. This study aims to examine and apply the ethical values of buying and selling as outlined in the Qur’an to the practice of online transactions involving used goods, specifically within the Facebook Marketplace platform. This research employs a qualitative approach using a library research method, focusing on normative analysis. Data are collected from primary sources, including Qur’anic verses related to transaction ethics such as honesty, justice, and the prohibition of fraud, as well as relevant hadith. Secondary sources include fiqh muamalah literature, Islamic business ethics references, and scholarly articles on online marketplaces and consumer protection. Data analysis is conducted using descriptive-analytical and thematic interpretation approaches. The findings indicate that the majority of Islamic scholars (jumhur ulama) agree that buying and selling used goods is permissible (mubah), provided that transactions are conducted honestly, transparently, and in accordance with Islamic ethical principles. Thus, the application of Qur’anic values is essential in ensuring fairness and trust in digital marketplace transactions.
Analisis Dampak dan Risiko Layanan Peer-to-Peer (P2P) Lending Syariah di Indonesia Khairul Katsirin; Iswandi Akbar; Nurlaili Akbar; Malfiandri
Cendekia Inovatif Dan Berbudaya Vol. 3 No. 3 (2026): Cendekia Inovatif dan Berbudaya : Jurnal Ilmu Sosial dan Humaniora
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/cendib.v3i3.1202

Abstract

The development of information technology and the transformation of the financial system have given rise to innovative digital financing services known as Peer-to-Peer (P2P) Lending. Along with the increasing public demand for financial products that are lawful and compliant with Sharia principles, a variant of this service called Islamic P2P Lending has been developed. This study aims to analyze the impacts and identify the inherent risks associated with the operations of such services in Indonesia. The research employs a literature review method with a descriptive qualitative approach, collecting data from official regulations, industry reports, and national and international scientific journals accessible to the public. The findings reveal that Islamic P2P Lending provides positive impacts, including improved financial inclusion, support for the growth of Micro, Small, and Medium Enterprises (MSMEs), and the availability of alternative halal investment options. Nevertheless, this service also faces various risks, such as default risk, Sharia non-compliance, technological system failures and data security issues, as well as legal and reputational risks. Therefore, strengthened supervision, enhanced financial literacy, and the implementation of risk mitigation strategies in accordance with Sharia principles are necessary to ensure the sound and sustainable development of this service.
Co-Authors Ahmad Yasir Iswandi Akbar Khairul Katsirin Nurlaili Akbar Suriadi