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All Journal Al-MIKRAJ: Jurnal studi Islam dan Humaniora Algebra : Jurnal Pendidikan Sosial dan Sains
Luthfiah Al Asbin Ulyani
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Physics Social Sciences Other

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Konsep Israf dan Keseimbangan Konsumsi dalam QS. Al-A’raf Ayat 31: Tinjauan Tafsir dan Ekonomi Islam Luthfiah Al Asbin Ulyani; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8551

Abstract

This study aims to analyze the concept of israf (extravagance) and consumption balance as stated in Surah Al-A’raf verse 31 through a comparative interpretation of classical and contemporary exegeses, and to integrate these insights with Islamic economic principles. This research employs a library-based qualitative method by examining Qur’anic texts, tafsir literature, and recent academic studies related to Islamic consumption ethics. The findings indicate that the verse highlights three essential principles: the command to adorn oneself properly when attending the mosque, the permissibility of eating and drinking within reasonable limits, and the firm prohibition of extravagance due to its harmful effects on individuals and society. The study also shows that the principle of balanced consumption (moderation) forms a foundational value in Islamic economics, supporting the objectives of Shariah in preserving life, wealth, and intellect. Furthermore, the study underscores the relevance of Qur’anic guidance on moderation in addressing modern challenges such as consumerism, wastefulness, and environmental degradation. It concludes that the Qur’anic teachings on consumption provide a comprehensive ethical and economic framework for achieving well-being and sustainability.
INTEGRATION OF ISLAMIC VALUES INTO THE FINANCIAL EDUCATION CURRICULUM: A STUDY OF ISLAMIC EDUCATIONAL INSTITUTIONS IN INDONESIA Luthfiah Al Asbin Ulyani; M. Ali Akbar
Algebra : Jurnal Pendidikan, Sosial dan Sains Vol. 6 No. 2 (2026): Algebra : Jurnal Pendidikan Sosial dan Sains
Publisher : Yayasan Amanah Nur Aman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58432/h87etn69

Abstract

This study aims to examine the integration of Islamic values into financial education curricula at Islamic educational institutions in Indonesia. Financial education based on Islamic values is a fundamental need for developing a Muslim generation that possesses both financial competence and strong moral integrity. Using a library research method, this study collects, analyzes, and synthesizes relevant scholarly literature, including books, journals, academic articles, and educational policy documents published between 2020 and 2025. The review findings indicate that integrating Islamic values such as amanah (trustworthiness), justice, maslahah (public interest), and the prohibition of riba (usury) into financial education curricula enhances Islamic financial literacy and fosters responsible economic behavior. Islamic educational institutions, including pesantren, madrasahs, and Islamic higher education institutions, have substantial potential to implement sharia-based financial education. Nevertheless, challenges remain in curriculum standardization, teacher competence, and the availability of integrated teaching materials. This study recommends developing an integrated curriculum that comprehensively combines modern financial literacy with Islamic economic principles.
Co-Authors M. Ali Akbar Nurhayati Nurhayati Yenni Samri Juliati Nasution