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All Journal Journal of Islamic Economic Laws MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Tissa Aulia Damayanti
Universitas Bangka Belitung
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Recontextualising UTAUT2 for Voluntary Religious Giving: Evidence from Indonesia’s Digital Zakat Efri Andini; Tissa Aulia Damayanti; M. Gunawan Azhar; Roky Apriansyah
Journal of Islamic Economic Laws Vol. 9 No. 01 (2026): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v9i01.14470

Abstract

Indonesia is home to the largest Muslim community on earth and to a zakat base estimated above IDR 327 trillion, yet the funds actually collected amount to less than fifteen percent of that ceiling. Digital zakat services have multiplied in recent years, but their take-up among muzakki remains patchy, and what actually motivates voluntary religious giving through online channels is still poorly mapped. The current research broadens the second-generation of Unified Theory of Acceptance and Use of Technology by adding three constructs that become essential once the technology mediates an act of worship rather than an ordinary purchase: zakat literacy, Islamic religiosity, and trust in zakat institutions. Employing a quantitative approach, explanatory devise, survey data were collected from 373 Indonesian Muslims via a purposive online questionnaire and analysed with Partial Least Squares Structural Equation Modelling in SmartPLS 4. The findings show that the exogenous constructs jointly and positively shape the intention to give zakat through digital means (p < 0.01), with effort expectancy, trust in zakat institutions, and facilitating conditions standing out as the leading drivers. Overall, the model accounts for a substantial share of the variance in behavioural intention, and discriminant validity is upheld under the Fornell-Larcker, cross-loading, and Heterotrait-Monotrait criteria. The contribution is a context-adjusted acceptance model showing that, for voluntary religious giving, technological readiness works in concert with, not separately from, spiritual conviction and institutional credibility. The discussion draws out implications for amil zakat bodies, fintech developers, and regulators aiming to build digital zakat ecosystems that are more trustworthy, easier to use, and demonstrably Sharia-compliant.
Pengaruh Job Satisfaction dan Career Development terhadap Turnover Intention yang Dimediasi oleh Work Engagement pada Perusahaan Pertambangan Robert Tua Barasa; Tissa Aulia Damayanti; Marissa Pusparini; C Christianingrum
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/0885hj24

Abstract

Significant turnover intention represents a strategic challenge in the mining industry, which relies heavily on competent human resources. This study investigates the influence of job satisfaction and career development on turnover intention, with work engagement serving as a mediating variable. Using a quantitative design, data were collected from 220 respondents and analyzed through Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings confirm that job satisfaction and career development positively and significantly enhance work engagement. Furthermore, job satisfaction demonstrates a significant direct effect in reducing turnover intention. In contrast, career development does not show a significant direct influence on employees’ intention to leave the organization. Importantly, work engagement emerges as a crucial mediating mechanism linking job satisfaction and career development to lower turnover intention. These results imply that organizational interventions focused on satisfaction and career development are likely to be more effective when accompanied by efforts to strengthen employee engagement. The study contributes theoretically by enriching organizational behavior literature and offers practical implications for mining industry HR managers in designing more effective and sustainable employee retention strategies centered on enhancing work engagement.
Co-Authors C Christianingrum Efri Andini M. Gunawan Azhar Marissa Pusparini Robert Tua Barasa Roky Apriansyah