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Recontextualising UTAUT2 for Voluntary Religious Giving: Evidence from Indonesia’s Digital Zakat Efri Andini; Tissa Aulia Damayanti; M. Gunawan Azhar; Roky Apriansyah
Journal of Islamic Economic Laws Vol. 9 No. 01 (2026): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v9i01.14470

Abstract

Indonesia is home to the largest Muslim community on earth and to a zakat base estimated above IDR 327 trillion, yet the funds actually collected amount to less than fifteen percent of that ceiling. Digital zakat services have multiplied in recent years, but their take-up among muzakki remains patchy, and what actually motivates voluntary religious giving through online channels is still poorly mapped. The current research broadens the second-generation of Unified Theory of Acceptance and Use of Technology by adding three constructs that become essential once the technology mediates an act of worship rather than an ordinary purchase: zakat literacy, Islamic religiosity, and trust in zakat institutions. Employing a quantitative approach, explanatory devise, survey data were collected from 373 Indonesian Muslims via a purposive online questionnaire and analysed with Partial Least Squares Structural Equation Modelling in SmartPLS 4. The findings show that the exogenous constructs jointly and positively shape the intention to give zakat through digital means (p < 0.01), with effort expectancy, trust in zakat institutions, and facilitating conditions standing out as the leading drivers. Overall, the model accounts for a substantial share of the variance in behavioural intention, and discriminant validity is upheld under the Fornell-Larcker, cross-loading, and Heterotrait-Monotrait criteria. The contribution is a context-adjusted acceptance model showing that, for voluntary religious giving, technological readiness works in concert with, not separately from, spiritual conviction and institutional credibility. The discussion draws out implications for amil zakat bodies, fintech developers, and regulators aiming to build digital zakat ecosystems that are more trustworthy, easier to use, and demonstrably Sharia-compliant.
Pengaruh Job Satisfaction dan Career Development terhadap Turnover Intention yang Dimediasi oleh Work Engagement pada Perusahaan Pertambangan Robert Tua Barasa; Tissa Aulia Damayanti; Marissa Pusparini; C Christianingrum
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/0885hj24

Abstract

Significant turnover intention represents a strategic challenge in the mining industry, which relies heavily on competent human resources. This study investigates the influence of job satisfaction and career development on turnover intention, with work engagement serving as a mediating variable. Using a quantitative design, data were collected from 220 respondents and analyzed through Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings confirm that job satisfaction and career development positively and significantly enhance work engagement. Furthermore, job satisfaction demonstrates a significant direct effect in reducing turnover intention. In contrast, career development does not show a significant direct influence on employees’ intention to leave the organization. Importantly, work engagement emerges as a crucial mediating mechanism linking job satisfaction and career development to lower turnover intention. These results imply that organizational interventions focused on satisfaction and career development are likely to be more effective when accompanied by efforts to strengthen employee engagement. The study contributes theoretically by enriching organizational behavior literature and offers practical implications for mining industry HR managers in designing more effective and sustainable employee retention strategies centered on enhancing work engagement.
ARTIFICIAL INTELLIGENCE INTEGRATION IN TALENT MANAGEMENT AND HUMAN RESOURCE DEVELOPMENT: A MULTI-CASE QUALITATIVE STUDY IN INDONESIA’S BANKING INDUSTRY Robert Tua Barasa; Tissa Aulia Damayanti; Marissa Pusparini
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 6 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/27mz5703

Abstract

This study aims to explore how Artificial Intelligence (AI) is integrated into talent management and human resource development (HRD) within Indonesia’s banking sector, covering both conventional and digital banks. This phenomenon is increasingly relevant due to the acceleration of digital transformation, intensifying competition in the financial industry, and the growing demand for adaptive HR governance. A qualitative multi-case study design was employed. Data were collected through in-depth interviews with HR managers, HR staff, and digital transformation project leaders in five banks (three major conventional banks and two digital banks), complemented by participant observation and organizational document analysis. Purposive sampling was applied with criteria of at least two years of experience in HR or digital transformation, later expanded through snowball sampling until data saturation was achieved. Data analysis followed a thematic approach, strengthened by triangulation of methods and sources to enhance validity. The findings reveal that AI significantly accelerates recruitment processes, enables data-driven career pathing, and provides measurable feedback for competency development. Digital banks demonstrate greater adaptability in adopting AI due to their agile culture and technological readiness, whereas conventional banks face obstacles related to infrastructure limitations, bureaucracy, and employee resistance. Beyond opportunities, the study also identifies risks of algorithmic bias and ethical concerns requiring fairness, explainability, and human oversight. Theoretically, this study contributes by extending the Technology-Organization-Environment (TOE) framework and STAR-HRIS Society 5.0, while incorporating Indonesia’s cultural context into the understanding of AI adoption. Practically, the findings provide strategic guidance for banks especially HR managers and regulators in designing inclusive, ethical, and sustainable HRD strategies. Future research is recommended to assess the long-term dynamics of AI adoption and its impact on employee engagement.
The Role of Intercultural Understanding in Enhancing International Consumer Trust: Moderated by Multilingual Branding Strategy Mai Yuliza; Mia Muchia Desda; Tissa Aulia Damayanti; Marissa Pusparini; Roky Apriansyah; Satriadi Satriadi; Nadilla Hadring; Sri Karni
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 20 No 2 (2026): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v20i2.2449

Abstract

The growth of the digital economy in Indonesia has created significant opportunities for international brands to expand their market share. However, the success of global brands is not only determined by product quality but also by their ability to understand local cultural values and communicate effectively in a multilingual context. This study aims to analyze the influence of intercultural understanding on international consumer trust in Indonesia. The approach used is explanatory quantitative, with a survey method involving 200 respondents who have purchased international brands in Indonesia. The data was analyzed using SEM-PLS. The results indicate that intercultural understanding has a positive and significant effect on international consumer trust. Similarly, a multilingual branding strategy has a positive effect on consumer trust. Furthermore, the moderation results indicate that a multilingual branding strategy strengthens the relationship between intercultural understanding and consumer trust. These findings confirm that a combination of cultural sensitivity and multilingual communication is a key strategy in building consumer trust and loyalty in the Indonesian market. The implications of this research demonstrate the value of cross-cultural adaptation and inclusive communication as the foundation of sustainable global marketing.