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All Journal Laa Maisyir Jurnal Ekonomi Islam Al-Amwal : Journal of Islamic Economic Law Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmu Ekonomi dan Bisnis Islam Al-Khidmah Jurnal Pengabdian Masyarakat JURNAL SIPISSANGNGI: Jurnal Pengabdian Kepada Masyarakat Bilancia : Jurnal Studi Ilmu Syariah dan Hukum Jurnal Abdimas Mahakam
Muhammad Alwi
Universitas Islam Negeri Palopo
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Profit Sharing System between Punggawa Mappalele, Punggawa Posasiq, and Sawi in fishing activities in Pambusuang Village, Balanipa District, Polewali Mandar Regency Muhammad Alwi; Muhammad Adam; Sirajuddin; Firman Saputra Jusri
LAA MAISYIR: Jurnal Ekonomi Islam The 2nd International Collaboration Conference on Islamic Economics (ICCEIS) 2024 “Global Innovati
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v1i1.54575

Abstract

The activity of fishing for the Mandar community is a tradition of their ancestors who were famous as accomplished sailors. The aim of this research is to analyze the system and mechanism of profit sharing agreements between punggawa pappalele, punggawa posasiq and sawi in fishing activities in Pambusuang Village, Balanipa District, Polewali Mandar Regency. The method used in this research is a qualitative descriptive method. Data was obtained through observation, interviews and documentation. Data processing is carried out through the process of data reduction, data presentation, and drawing conclusions. The results of the research reveal that the cooperation agreement between punggawa pappalele, punggawa posasiq, and sawi in Pambusuang Village has been practiced for a long time in accordance with tradition and religion. This contract is a profit sharing agreement that applies in general and has been passed down from generation to generation, so that it has become a custom or unwritten agreement among the Pambusuang fishing community. There are differences in the distribution of ratios for fish catches, this depends on the method, method or equipment used to catch fish.
Muslim Consumer Behavior in the Halal Lifestyle Era: A Conceptual Analysis Based on Maslahah Mursalah Alwi, Muhammad; Adam, Muhammad; Yusuf, Hardiyanti
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 19 No. 2 (2025): Bilancia: Jurnal Studi Ilmu Syariah dan Hukum
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v19i2.4338

Abstract

The development of halal lifestyle has fundamentally changed Muslim consumption patterns, from merely fulfilling biological needs to manifesting religious identity, social ethics, and modern aspirations. This article examines the dynamics of Muslim consumer behavior in the context of halal lifestyle trends by highlighting the religious, social, psychological , and economic factors that influence decision-making. Through a conceptual study based on a systematic literature review and recent empirical data, it is found that Muslim consumers are now increasingly active, critical, and oriented towards ethical awareness. Consumption decisions are formed through the interaction between normative sharia values, community social norms, perceived risk benefits, and limited purchasing power. This study highlights the limitations of conventional consumer behavior models that tend to ignore normative aspects, so that a new approach based on maslahah mursalah is needed as an ethical and rational foundation. This article offers a conceptual model of consumer behavior based on perceptions of maslahah that explains the relationship between religious intentions, actual decisions, and the socio-economic impacts of consumption. Its practical implications provide direction for the halal industry, regulators, and academics in designing marketing strategies, certification, and consumer education that support the achievement of maqāṣid al-sharī'ah and the sustainability of the global halal market.
Penguatan Literasi Keuangan Syariah melalui Pendampingan Keluarga Santri di Yayasan An-Nur Dili Timor Leste Muhammad Alwi
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2026): MEI-AGUSTUS
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v6i2.5338

Abstract

The low level of financial literacy among the families of boarding school students is one of the factors affecting household economic well-being, particularly within religious-based educational communities. The families of boarding school students at the An-Nur Foundation in Dili, Timor-Leste, mostly come from lower-middle-class economic backgrounds and lack an adequate understanding of how to manage household finances in a planned and sustainable manner. This community service activity aims to strengthen Sharia-based financial literacy as an effort to improve the economic well-being of the families of students at the An-Nur Dili Foundation. The implementation methods used include partner needs analysis, socialization of Sharia financial literacy, family financial management training, mentoring on simple financial record-keeping practices, as well as monitoring and evaluation. The results of the activity indicate an increase in participants’ understanding of the basic concepts of financial literacy, their ability to prepare household budgets, and their awareness of applying Sharia financial principles in daily life. Additionally, evaluation results show an average increase in participants’ understanding from 51.2 on the pre-test to 78.3 on the post-test following the completion of training and guidance. This mentoring program has a positive impact on changing the financial behavior of students’ families, making it more planned, organized, and oriented toward long-term well-being. It is hoped that this initiative can serve as a model for community service based on Islamic financial literacy that can be replicated in similar communities.
Barakah, Falāḥ, and Iḥsāniyyah Rationality: Spiritual Entrepreneurship Among Muslim MSME Entrepreneurs in Tana Luwu, Indonesia Muhammad Alwi; Agung Zulkarnain; Iftidal Gunawan
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v8i1.439.62-81

Abstract

This study examines spiritual entrepreneurship among Muslim MSME entrepreneurs in Tana Luwu, Indonesia, by analyzing how barakah, falāḥ, and iḥsāniyyah rationality shape everyday economic practices. It addresses a gap in Islamic entrepreneurship studies, which remain largely normative and centered on formal urban business settings, leaving local religious community-based MSMEs underexplored. Using a descriptive qualitative design within an interpretive paradigm, data were collected through in-depth interviews, field observations, and documentation involving 20 Muslim MSME entrepreneurs selected through purposive sampling. Data were analyzed through reduction, presentation, and conclusion drawing, with credibility strengthened through source and methodological triangulation. The findings show that niyyah, amānah, iḥsān, tawakkul, and barakah orientation are embedded in business practices, shaping honesty, halal commitment, trust-based relationships, and resilience amid economic uncertainty. Business success is understood not merely as profit accumulation but as falāḥ-oriented well-being encompassing material, social, moral, and spiritual dimensions. The study introduces iḥsāniyyah rationality as an alternative model of economic rationality and offers a conceptual basis for value-based MSME development and social sustainability within local Muslim economic communities.
The Impact of Digital Transformation through Visual Content on Business Activities in Palopo City Andi Faizah Makmur; Muhammad Alwi; Mahadin Shaleh; Andi Farhami Lahila M
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8526

Abstract

The accelerating digital transformation has driven significant changes in how businesses market their products and engage with consumers. In Palopo City, the use of visual content, such as product photos, short videos, promotional designs, and visual storytelling, has become an increasingly prominent strategy. However, there is limited research specifically addressing how visual content impacts the business activities of various business actors in the region during the digital transformation process. This study aims to analyze the role of visual content in increasing visibility, sales, and customer relationships as part of the dynamics of digital transformation among businesses in Palopo City. Using a qualitative approach with in-depth interviews and field observations, this study explores the experiences and perceptions of business actors from various sectors. The research findings indicate that visual content serves not only as a promotional tool but also as a means of building brand identity, increasing credibility, and expanding market reach through digital platforms. Furthermore, businesses that are able to adapt visual content consistently and creatively tend to experience a more significant increase in business activity. This study provides a theoretical contribution related to understanding the role of visual content in digital transformation, while also offering practical implications for businesses, supporting institutions, and local governments to optimize digital strategies to drive local economic growth.
Pemikiran Farid Masudi tentang Sinergi Zakat dan Pajak dalam Mewujudkan Ekonomi Berkeadilan Muhammad Alwi; Alicia Dos Santos
Al-Amwal : Journal of Islamic Economic Law Vol. 10 No. 1 (2025): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v10i1.5958

Abstract

Abstract Purpose  The purpose of this study is to examine historically Masdar Farid Mas'udi's thoughts on zakat and tax in reducing ‘Double Tax’ to achieve social justice. Method - The research used is a literature study with a research approach that focuses on collecting and analyzing data from written sources, such as books, journals, research reports, official reports, and other references available in libraries or scientific repositories related to the thoughts of Farid Masudi on the synergism of zakat and taxes in a justice economy. Result - Farid Masudi believes that zakat and tax instruments have an important role because both aim to help achieve economic justice. The synergy of zakat and tax to achieve economic justice is applied by several countries, zakat is recognized as a deduction from tax obligations, which means that the amount of zakat paid by zakat payers can be deducted from taxes. This creates a collaboration between zakat and tax to reduce economic inequality. The paradigm of tax that zakat can provide solutions to realize social justice with an innovative approach to ensure taxes are not only a fiscal instrument but a religious and social responsibility. Collaboration between zakat and taxes provides a foundation for distributive justice, where zakat helps the needy, and taxes support the financing of infrastructure and public services needed by the wider community. Masdar's idea of integrating tax and zakat substantially can be a solution to the problem of implementing zakat and tax for Muslims in Indonesia
Pendampingan Pengelolaan Zakat, Infak, dan Sedekah Produktif untuk Penguatan Ekonomi Masyarakat Desa Tullak Tallu Muhammad Alwi; Asrita Dalle; Muhammad Adhe Nugraha
Jurnal Abdimas Mahakam Vol. 10 No. 02 (2026): Juli
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/jam.v10i02.3944

Abstract

Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan meningkatkan pemahaman dan kapasitas masyarakat Desa Tullak Tallu, Kabupaten Luwu Utara, dalam pengelolaan zakat, infak, dan sedekah (ZIS) secara produktif sebagai instrumen pemberdayaan ekonomi. Program dilatarbelakangi oleh hasil identifikasi awal yang menunjukkan bahwa penyaluran ZIS di masyarakat masih didominasi pola konsumtif untuk memenuhi kebutuhan jangka pendek, sementara pemanfaatannya sebagai modal usaha produktif belum berkembang. Intervensi PKM dilaksanakan melalui penyuluhan, pelatihan pengelolaan ZIS produktif, diskusi kelompok partisipatif (FGD), pemetaan potensi ekonomi lokal, serta evaluasi menggunakan pre test dan post test. Kegiatan dilaksanakan selama satu hari dan melibatkan 29 peserta yang terdiri atas aparat desa, tokoh agama, tokoh masyarakat, pelaku usaha mikro, petani, dan peternak. Hasil evaluasi menunjukkan adanya peningkatan pemahaman peserta mengenai konsep dan pemanfaatan ZIS produktif, yang ditunjukkan oleh kenaikan rata-rata skor dari 3,01 pada pre test menjadi 4,27 pada post test. Selain itu, terjadi perubahan cara pandang peserta dari orientasi penyaluran ZIS yang bersifat konsumtif menuju pemanfaatan yang lebih produktif untuk mendukung pengembangan usaha mikro berbasis potensi lokal. Kegiatan ini juga menghasilkan komitmen awal masyarakat dan pemerintah desa untuk mendorong penguatan tata kelola ZIS berbasis komunitas. Dengan demikian, pendampingan pengelolaan ZIS produktif melalui pendekatan edukatif dan partisipatif terbukti efektif sebagai langkah awal dalam memperkuat pemberdayaan ekonomi masyarakat desa.
PENDAMPINGAN PENGELOLAAN KEUANGAN RUMAH TANGGA SEBAGAI UPAYA MENINGKATKAN KESEJAHTERAAN KELUARGA DI SALUMAKARRA Muhammad Alwi; Muh. Rafi'i; A. Miftahul Jannah; Auliya Alfandi; Afdal Kurniadi; Hendra Hendra; Abelia Faradiba
JURNAL SIPISSANGNGI: Jurnal Pengabdian Kepada Masyarakat Vol 6, No 3 (2026): Sipissangngi Volume 6, Nomor 3, September 2026
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat, Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jp.v6i3.7342

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan literasi dan keterampilan pengelolaan keuangan rumah tangga sebagai upaya mendukung kesejahteraan keluarga di Salumakarra, Kelurahan Noling, Kecamatan Bupon, Kabupaten Luwu. Permasalahan utama yang dihadapi masyarakat adalah rendahnya kemampuan dalam menyusun anggaran, melakukan pencatatan keuangan, serta mengelola tabungan dan dana darurat. Metode yang digunakan meliputi sosialisasi, pelatihan, praktik penyusunan anggaran rumah tangga, pendampingan pencatatan keuangan, serta evaluasi melalui pre-test dan post-test. Kegiatan dilaksanakan dengan pendekatan partisipatif berbasis pemberdayaan masyarakat yang melibatkan ibu rumah tangga, kepala keluarga, dan pelaku usaha rumah tangga. Hasil kegiatan menunjukkan adanya peningkatan literasi keuangan peserta, ditandai dengan kenaikan rata-rata nilai dari 56,4% pada pre-test menjadi 84,7% pada post-test atau meningkat sebesar 28,3%. Selain itu, peserta mulai menerapkan pencatatan keuangan, menyusun anggaran keluarga, dan membiasakan menabung secara rutin. Dengan demikian, program pendampingan ini efektif dalam meningkatkan kapasitas pengelolaan keuangan rumah tangga dan memperkuat ketahanan ekonomi keluarga.
Co-Authors A. Miftahul Jannah Abelia Faradiba Afdal Kurniadi Agung Zulkarnain Alicia Dos Santos Andi Faizah Makmur Andi Farhami Lahila M Asrita Dalle Auliya Alfandi Firman Saputra Jusri Hendra Hendra Iftidal Gunawan Mahadin Shaleh Muh. Rafi'i Muhammad Adam Muhammad Adam, Muhammad Muhammad Adhe Nugraha Sirajuddin Yusuf, Hardiyanti