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All Journal Jurnal Pengabdian West Science Indonesian Journal of Innovation Multidisipliner Research
Rifqon Khairazi
Universitas Cenderawasih
Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Public Health Social Sciences

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Edukasi Hak Konsumen Bagi Siswa Sekolah Dasar Dalam Memilih Jajanan Sehat dan Aman Elmiati Nurdin; Zulrijal Bushido Gani; Rifqon Khairazi; Sri Indra Yani; I Putu Endra Wijaya Negara; Erni Yoesry; Nur Ilmi Putri Febriyanti; Nur Annisa Putri; Evi Selviani; Sri Nur Damayana
Jurnal Pengabdian West Science Vol 5 No 06 (2026): Jurnal Pengabdian West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jpws.v5i06.3571

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman siswa sekolah dasar mengenai hak konsumen serta kemampuan dalam memilih jajanan yang sehat dan aman. Kegiatan dilaksanakan di Kelurahan Kota Baru, Distrik Abepura, Kota Jayapura dengan melibatkan 25 siswa sebagai peserta. Metode yang digunakan adalah pendekatan edukatif dan partisipatif melalui ceramah interaktif, diskusi, serta simulasi yang disesuaikan dengan karakteristik peserta didik. Hasil kegiatan menunjukkan adanya peningkatan pemahaman siswa yang ditandai dengan perbandingan hasil pre-test dan post-test, serta perubahan sikap siswa yang lebih selektif dalam memilih jajanan. Penggunaan media visual dan keterlibatan aktif peserta terbukti mendukung efektivitas penyampaian materi. Selain itu, kegiatan ini memiliki relevansi dalam perspektif hukum sebagai upaya preventif untuk menanamkan kesadaran perlindungan konsumen sejak dini. Dengan demikian, kegiatan ini memberikan kontribusi positif dalam membentuk perilaku konsumsi yang sehat, aman, dan bertanggung jawab, serta perlu dikembangkan secara berkelanjutan sebagai bagian dari peningkatan literasi konsumen pada anak usia sekolah dasar.
Do Your Own Research (DYOR) And Not Financial Advice (NFA) As A Liability-Limiting Doctrine In Indonesian Capital Market Law Rifqon Khairazi; I Putu Endra Wijaya Negara; Berd Elkiopas Pelupessy
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.1197

Abstract

The rapid digitalization of capital markets has transformed the production and dissemination of investment information, enabling individual investors to share analyses and opinions through social media and online platforms. This development has increased the use of disclaimers such as Do Your Own Research (DYOR) and Not Financial Advice (NFA), which are frequently employed to indicate that published content does not constitute professional investment advice. Despite their widespread adoption, the legal status and liability-limiting function of these disclaimers remain largely unexplored within Indonesian capital market law. This study examines whether DYOR and NFA may operate as normative instruments that limit legal responsibility arising from publicly disseminated investment analyses. Employing a normative juridical method with statutory, conceptual, and comparative approaches, the research analyzes Indonesian capital market regulations alongside relevant doctrines of liability, reliance, and financial communication. The study finds that DYOR and NFA should not be understood merely as informal expressions but as contextual disclaimers that may clarify the absence of advisory relationships and reduce reasonable reliance by audiences. However, their effectiveness depends on the substance of the communication rather than the disclaimer itself. Where content contains personalized recommendations, inducement of reliance, misleading statements, or undisclosed conflicts of interest, disclaimers cannot negate regulatory obligations or legal liability. The study proposes doctrinal criteria for distinguishing protected investment opinions from actionable investment advice and argues that Indonesian regulators should adopt a substance-based approach that balances investor protection with freedom of expression in digital investment discourse.
Co-Authors Elmiati Nurdin Evi Selviani I Putu Endra Wijaya Negara Nur Annisa Putri Nur Ilmi Putri Febriyanti Pelupessy, Berd Elkiopas Sri Indra Yani Sri Nur Damayana Yoesry, Erni Yoesr Zulrijal Bushido Gani