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All Journal Aulad : Journal on Early Childhood Early Childhood Research Journal (ECRJ)
Alfianti Arini G
Universitas Pendidikan Indonesia
Humanities Education Public Health Social Sciences Other

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Hubungan Antara Karakteristik Keluarga dengan Tingkat Literasi Finansial Anak Usia Dini Alfianti Arini G; Euis Kurniati; Fakhita Indira Haris; Nurcita Apsari; Salsabila Khoerunnisa; Tiara Lisania Sidqia; Aida Fitri Shofia; Ainnun Ibrahim Hamid
Early Childhood Research Journal (ECRJ) Vol. 9 No. 1 (2026)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Introducing financial literacy from an early age is increasingly important in response to rising consumptive behavior and financial risks among younger generations. This study aims to examine the relationship between early childhood financial literacy and family background, including parents’ occupations, parents’ educational levels, and children’s allowance. The study was conducted with 94 children from Group B in three early childhood education centers (PAUD) in Wanasaba District, East Lombok. Data were collected through observations and questionnaires, and analyzed using descriptive statistics and Spearman correlation tests. The results indicate that children’s financial literacy is categorized as “moderate,” with the highest scores found in the attitude dimension. No significant relationships were found between financial literacy and parents’ occupations (ρ = −0.202), parents’ educational levels (ρ = −0.044), or children’s allowance (ρ = 0.119). These findings highlight the importance of practice-based and habituation-oriented financial literacy learning strategies, implemented through collaboration between early childhood education institutions and families.
Analisis Representasi Nilai-Nilai Literasi Finansial Dalam Buku Cerita Anak Usia Dini Di Indonesia Alfianti Arini G; Euis Kurniati; Rudiyanto Rudiyanto
Aulad: Journal on Early Childhood Vol. 9 No. 2 (2026): in Progress
Publisher : Perkumpulan Pengelola Jurnal PAUD Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/aulad.v9i2.1614

Abstract

Literasi finansial pada anak usia dini penting dikembangkan sejak awal untuk membentuk perilaku ekonomi yang bertanggung jawab dan sesuai dengan konteks sosial budaya anak. Buku cerita anak menjadi salah satu media yang potensial untuk mengenalkan nilai-nilai finansial secara kontekstual dan bermakna. Penelitian ini bertujuan menganalisis representasi nilai-nilai literasi finansial dalam buku cerita anak Indonesia pada platform Let’s Read. Penelitian menggunakan pendekatan kualitatif dengan metode content analysis dan discourse analysis terhadap 15 buku cerita anak berbahasa Indonesia usia 3–8 tahun yang dipilih secara purposive. Analisis data dilakukan menggunakan model Miles dan Huberman berdasarkan kategori literasi finansial menurut Lusardi dan Mitchell, yaitu pengetahuan, keterampilan, dan sikap finansial. Hasil penelitian menunjukkan bahwa keterampilan finansial merupakan komponen yang paling dominan, sedangkan sikap finansial muncul paling konsisten melalui nilai empati, tanggung jawab, dan kesederhanaan. Temuan ini menunjukkan bahwa buku cerita anak memiliki potensi sebagai media pendidikan karakter ekonomi bagi anak usia dini.
Co-Authors Aida Fitri Shofia Ainnun Ibrahim Hamid Euis Kurniati Fakhita Indira Haris Nurcita Apsari Rudiyanto Rudiyanto Salsabila Khoerunnisa Tiara Lisania Sidqia