Early Childhood Research Journal (ECRJ)
Vol. 9 No. 1 (2026)

Hubungan Antara Karakteristik Keluarga dengan Tingkat Literasi Finansial Anak Usia Dini

Alfianti Arini G (Universitas Pendidikan Indonesia)
Euis Kurniati (Universitas Pendidikan Indonesia)
Fakhita Indira Haris (Universitas Pendidikan Indonesia)
Nurcita Apsari (Universitas Pendidikan Indonesia)
Salsabila Khoerunnisa (Universitas Pendidikan Indonesia)
Tiara Lisania Sidqia (Universitas Pendidikan Indonesia)
Aida Fitri Shofia (Universitas Pendidikan Indonesia)
Ainnun Ibrahim Hamid (Universitas Pendidikan Indonesia)



Article Info

Publish Date
29 Jun 2026

Abstract

Introducing financial literacy from an early age is increasingly important in response to rising consumptive behavior and financial risks among younger generations. This study aims to examine the relationship between early childhood financial literacy and family background, including parents’ occupations, parents’ educational levels, and children’s allowance. The study was conducted with 94 children from Group B in three early childhood education centers (PAUD) in Wanasaba District, East Lombok. Data were collected through observations and questionnaires, and analyzed using descriptive statistics and Spearman correlation tests. The results indicate that children’s financial literacy is categorized as “moderate,” with the highest scores found in the attitude dimension. No significant relationships were found between financial literacy and parents’ occupations (ρ = −0.202), parents’ educational levels (ρ = −0.044), or children’s allowance (ρ = 0.119). These findings highlight the importance of practice-based and habituation-oriented financial literacy learning strategies, implemented through collaboration between early childhood education institutions and families.

Copyrights © 2026






Journal Info

Abbrev

ecrj

Publisher

Subject

Humanities Education Other

Description

Early Childhood Research Journal (ECRJ) is a scientific journal of the early childhood education program of the Teaching and Education Faculty of Universitas Muhammadiyah Surakarta focusing on the publication of scientific research results conducted by UMS internal and external academicians, ...