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All Journal Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Jurnal Pengabdian Masyarakat: BAKTI KITA International Conference on Islamic Economic El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Ramdani Ramdani
Universitas Negeri Surabaya
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Determinants of Cash Waqf Linked Sukuk Investment Preference: The Role of Religiosity, Income, and Reputation in East Java Millennials Ananta Putri Sandrina; Ramdani Ramdani
International Conference on Islamic Economic (ICIE) Vol. 5 No. 2 (2026): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i2.490

Abstract

Waqf assets are predominantly developed into physical buildings, while a considerable proportion remains underutilized as idle land, limiting their socio-economic potential. Although Cash Waqf Linked Sukuk (CWLS) has emerged in Indonesia as an innovative Islamic financial instrument supporting education, healthcare, and sustainable social infrastructure, public participation, particularly among millennials, remains relatively low. Therefore, this study aims to examine the influence of religiosity, income level, and institutional reputation on millennials’ investment interest in CWLS in East Java. This study employed a quantitative approach using survey data collected from 140 millennial respondents. Multiple linear regression analysis was applied to test the relationships among variables. The findings reveal that religiosity and income level do not significantly affect investment interest, whereas institutional reputation exerts a positive and significant influence. The coefficient of determination (R² = 0.663) indicates that 66.3% of investment interest is explained by the proposed variables. This study contributes by highlighting the strategic importance of institutional credibility, Islamic financial literacy, and Sharia compliance in strengthening public trust and promoting CWLS participation
PENINGKATAN LITERASI KEUANGAN SYARIAH MELALUI PELATIHAN PENGELOLAAN DAN KEUANGAN MASJID DI KARANGPILANG SURABAYA Nurwinsyah Rohmaningtyas; Ach Yasin; Ramdani Ramdani; Moch Khoirul Anwar; Chiquita Kumala Putri Subagjo
Jurnal Pengabdian Masyarakat : BAKTI KITA Vol. 6 No. 1 (2025): Nopember - April
Publisher : LPPM Universitas Islam Darul 'Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/baktikita.v6i1.8800

Abstract

Currently, the Indonesian Mosque Council has management at the provincial and city district levels. One of the managements at the Regency/City Level is the Indonesian Mosque Council (DMI) of Surabaya City. DMI Surabaya City has 26 branches and oversees 1,759 mosques, according to data from the Central Statistics Agency (BPS) regarding the number of mosques in Surabaya in 2023. However, the obstacle for mosque administrators currently is that they still do not know how to manage mosque funds well. Hopely, the mosque takmir can make plans for the mosque's financial potential which can be managed effectively and efficiently with the aim of providing benefits to the people. The purpose of this service is to introduce the community, especially the mosque takmir in Surabaya about sharia finance and how to manage and administer the mosque accordance with sharia. The method used is Community-Based Research (CBR), starting from problem identification, discussions with partners then offering solutions, socializing them followed by evaluation and ends with the report.
Pengaruh Attitude, Subjective Norm, Perceived Behavioral Control, dan Religiusitas Terhadap Niat Berwakaf Uang Pada Mahasiswa Ekonomi Islam di Surabaya Della Dwi Ramadhani; Ramdani Ramdani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 9 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i9.13211

Abstract

This study aims to determine the influence of attitude, subjective norm, perceived behavioral control, and religiosity on the intention to donate cash waqf among Islamic economics students in Surabaya. This study employed a quantitative research method. Data were collected via an online questionnaire using Google Forms and a Likert scale. The sampling technique used was purposive sampling. The sample consisted of 162 respondents. Data analysis was conducted using PLS-SEM with SmartPLS 4.0 to examine the influence of attitude, subjective norm, perceived behavioral control, and religiosity on the intention to donate cash waqf among Islamic economics students in Surabaya. The results of this study indicate that attitude, subjective norm, and perceived behavioral control have a significant effect on the intention to donate cash waqf among Islamic economics students in Surabaya. Meanwhile, religiosity does not have a significant effect on the intention to donate cash waqf among Islamic economics students in Surabaya.
THE INFLUENCE OF PERCEIVED USEFULNESS, PERCEIVED EASE OF USE, AND ZAKAT LITERACY ON GENERATION Z'S INTENTION TO USE DIGITAL ZAKAT PLATFORMS Adi Muhammad Prasetyo; Ramdani Ramdani
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 02 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i02.10679

Abstract

The rapid advancement of digital technology has transformed Islamic philanthropic services, including the adoption of digital zakat platforms. Despite Indonesia's substantial zakat potential, the utilization of digital zakat platforms remains relatively low, particularly among Generation Z. This condition suggests that technology acceptance and zakat literacy may influence individuals' intention to use digital zakat platforms. Therefore, this study aims to examine the effects of Perceived Usefulness, Perceived Ease of Use, and Zakat Literacy on Generation Z's intention to use digital zakat platforms. This study employed a quantitative approach with a causal associative research design. Data were collected through a five-point Likert scale questionnaire distributed to 152 Muslim Generation Z respondents in Surabaya using purposive sampling. The data were analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The results indicate that the proposed model has strong explanatory power, with an R² value of 0.781, meaning that 78.1% of the variance in intention to use digital zakat platforms is explained by the proposed variables. Perceived Usefulness (β = 0.513; p = 0.003) and Perceived Ease of Use (β = 0.456; p = 0.001) have an effects on usage intention, whereas Zakat Literacy doesn’t an effect (β = -0.034; p = 0.808). The findings indicate that perceived usefulness is the most influential factor, while zakat literacy alone is insufficient to encourage the adoption of digital zakat platforms. This study contributes to the extension of the Technology Acceptance Model (TAM) in the context of digital Islamic philanthropy and provides practical implications for zakat institutions to improve platform usefulness, ease of use, and service transparency to increase Generation Z participation
Co-Authors Ach. Yasin Adi Muhammad Prasetyo Ananta Putri Sandrina Chiquita Kumala Putri Subagjo Della Dwi Ramadhani Moch. Khoirul Anwar Nurwinsyah Rohmaningtyas