Claim Missing Document
Check
Articles

Found 2 Documents
Search

Actualization of Obstacles in the Implementation of Baitul Mal Wat Tamwil (BMT) in Micro-Enterprise Capital Financing Nur Indah; Muhammad Achyar Hamid; Rahmatullah Rahmatullah
Mikailalsys Journal of Mathematics and Statistics Vol 4 No 2 (2026): Mikailalsys Journal of Mathematics and Statistics
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/mjms.v4i2.10668

Abstract

Institutions that collect and distribute financing play a strategic role as funding pillars for micro-entrepreneurs, particularly for communities requiring business development support through accessible requirements and financing schemes that avoid excessive interest burdens. In the context of an expanding Muslim market segment, cooperatives and BMT represent microfinance institutions whose values are closely related to the ethical foundations of the Islamic economic system, which are derived primarily from the Qur’an and Sunnah and supported by ijma, qiyas, and other secondary sources of Islamic jurisprudence. This study aimed to examine the duties and functions of cooperatives and BMT in order to clarify their institutional roles and ensure that each operates in accordance with its respective principles. This study employed library research by reviewing written sources, including scientific journals, reference books, literature, encyclopedias, academic articles, scholarly works, and other relevant sources related to cooperatives, BMT, Islamic economics, and community-based economic development. The findings indicate that cooperatives and BMT both serve as important instruments for strengthening community finance, supporting micro-entrepreneurs, and advancing MSME development, yet they differ in institutional orientation, operational principles, and ethical foundations. The study concludes that a clear understanding of the distinct functions of cooperatives and BMT is essential to prevent overlapping roles and to optimize their contribution to economic development. These findings contribute to the literature on Islamic microfinance and people-centered economic systems, while offering practical implications for policymakers, cooperative managers, BMT administrators, and community economic actors in strengthening inclusive and ethically grounded financing institutions in Indonesia.
Konsep Mediasi Berbasis Hadis Nabi dan Implementasinya dalam Sistem Peradilan Modern Indonesia Muhammad Achyar Hamid; Abdul Rahman Sakka; St. Aisyah Kara
Jurnal Al-Qadau: Peradilan dan Hukum Keluarga Islam Vol 12 No 2 (2025)
Publisher : Jurusan Hukum Acara Peradilan dan Kekeluargaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-qadau.v12i2.62435

Abstract

This study explores the application of mediation values contained in the Prophet Muhammad’s hadith within the framework of Indonesia’s modern judicial system. Using a normative-theological approach and a descriptive-analytical qualitative method, the research examines hadiths related to iṣlāḥ (reconciliation) alongside national regulations, particularly Supreme Court Regulation No. 1 of 2016, as the contextual foundation. The findings reveal that the principles of iṣlāḥ in the hadith emphasize justice (‘adl), compassion (raḥmah), sincerity (ikhlāṣ), and public welfare (maṣlaḥah) as the ethical pillars of mediation. These values parallel and complement the paradigm of restorative justice in contemporary law. However, mediation practices in Indonesian courts are often understood merely as administrative procedures, leaving the spiritual and transformative dimensions of the hadith underrepresented. This paper proposes an integrative model emphasizing the capacity building of mediators based on Islamic ethics, the formulation of a mediation code of conduct combining theological and technical aspects, and judicial policies that assess mediation outcomes not only quantitatively but also qualitatively, such as the restoration of relationships and the inner peace of disputing parties. Further recommendations include developing an “Islamic Mediation Ethics” curriculum in legal education institutions and conducting future research on the application of hadith-based mediation principles in criminal, family, and economic law. Thus, mediation grounded in the Prophetic tradition not only reduces the burden of the judiciary but also strengthens the law’s role as an instrument of moral cultivation and social welfare.