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All Journal Jurnal Ilmiah Mahasiswa PASAI : Jurnal Pengabdian kepada Masyarakat
Masitah
Akademi Keuangan Perbankan Nusantara
Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Optimalisasi Program Pusat Kegiatan Belajar Masyarakat (PKBM) Dalam Menurunkan Angka Putus Sekolah di Desa Alue Dua Kota Langsa Masitah; Erni Wiriani; Esti Alemia Puspita; Adi Ahmad
PASAI : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 1 (2025): June
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/pasai.v4i1.311

Abstract

One of the key non-formal educational institutions contributing significantly to human resource development at the grassroots level is the Community Learning Activity Center (PKBM). PKBM offers a comprehensive range of educational services, including Early Childhood Education (PAUD), Functional Literacy (KF), Package A (equivalent to elementary school), Package B (equivalent to junior high school), Package C (equivalent to senior high school), Business Learning Groups (KBU), and is also equipped with Community Reading Gardens (TBM). The main objective of PKBM is to expand educational access, particularly for marginalized communities that have limited opportunities to participate in formal education. PKBM serves as a means of community empowerment by improving knowledge, skills, and fostering a positive mental attitude that supports personal development and economic advancement. This study employed a participatory approach, emphasizing the active role and involvement of community members as assisted partners. Findings reveal that the establishment of PKBM in Alue Dua Village was initiated by the aspirations of the local community, supported by organizers. The programs implemented not only provide alternative educational pathways but also serve as a platform for social and economic transformation. Thus, PKBM is expected to become a driving force in enhancing the quality of life and overall community welfare in a sustainable manner
The Role of Islamic Microfinance Institutions in Enhancing Income and Welfare of Microenterprises in Aceh Province: A Case Study of Baitul Qiradh Jauharil Maknuni; Erni Wiriani; Masitah; Cut Siti Maisarah; Selvi Mai Hetti
JIM: Jurnal Ilmiah Mahasiswa Vol. 8 No. 1 (2026): Januari - April 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/e42fb127

Abstract

This study aims to analyze the role of Islamic Microfinance Institutions (LKMS), particularly Baitul Qiradh, in enhancing the income and welfare of micro-entrepreneurs in East Aceh Regency, Aceh Province. A qualitative descriptive approach was employed, using data collection techniques such as in-depth interviews, observations, and documentation. The participants consisted of Baitul Qiradh managers, micro-entrepreneurs, and community leaders familiar with the development of Sharia-based economic activities. The findings reveal that Baitul Qiradh plays a strategic role across three major dimensions: economic, social, and spiritual. Economically, financing through mudharabah and musyarakah contracts has improved access to capital, income levels, and business stability. Socially, entrepreneurship training and mentoring programs have strengthened solidarity, collaboration, and social networks among business actors. Spiritually, the implementation of Islamic principles such as honesty, trustworthiness, and justice has shaped ethical and equitable business behavior. Overall, this study concludes that Baitul Qiradh functions not only as a financial institution but also as an agent of economic and social empowerment based on Islamic values, contributing to sustainable local economic development
Co-Authors Adi Ahmad Cut Siti Maisarah Erni Wiriani Esti Alemia Puspita Jauharil Maknuni Selvi Mai Hetti