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The Role of Islamic Microfinance Institutions in Enhancing Income and Welfare of Microenterprises in Aceh Province: A Case Study of Baitul Qiradh Jauharil Maknuni; Erni Wiriani; Masitah; Cut Siti Maisarah; Selvi Mai Hetti
JIM: Jurnal Ilmiah Mahasiswa Vol. 8 No. 1 (2026): Januari - April 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/e42fb127

Abstract

This study aims to analyze the role of Islamic Microfinance Institutions (LKMS), particularly Baitul Qiradh, in enhancing the income and welfare of micro-entrepreneurs in East Aceh Regency, Aceh Province. A qualitative descriptive approach was employed, using data collection techniques such as in-depth interviews, observations, and documentation. The participants consisted of Baitul Qiradh managers, micro-entrepreneurs, and community leaders familiar with the development of Sharia-based economic activities. The findings reveal that Baitul Qiradh plays a strategic role across three major dimensions: economic, social, and spiritual. Economically, financing through mudharabah and musyarakah contracts has improved access to capital, income levels, and business stability. Socially, entrepreneurship training and mentoring programs have strengthened solidarity, collaboration, and social networks among business actors. Spiritually, the implementation of Islamic principles such as honesty, trustworthiness, and justice has shaped ethical and equitable business behavior. Overall, this study concludes that Baitul Qiradh functions not only as a financial institution but also as an agent of economic and social empowerment based on Islamic values, contributing to sustainable local economic development
Pemberdayaan Ekonomi Masyarakat melalui Integrasi Strategi Pemasaran Online dan Offline pada Usaha Jahit Jauharil Maknuni; Erni Wiriani; Masitah; Syamsul Rizal; Monalisa Harahap; Intan Ikhawani
PASAI : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 2 (2025): December
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/pasai.v4i2.395

Abstract

This community service activity aims to empower the rural community’s economy through the integration of online and offline marketing in tailoring businesses. The main problems faced by the partners include limited digital literacy, low utilization of computer applications, and conventional marketing strategies. The method applied in this program was a participatory approach consisting of observation, training, mentoring, and monitoring and evaluation stages. The training focused on the use of simple computer applications, digital literacy, and integrated online–offline marketing strategies. The results indicate an improvement in partners’ ability to manage their businesses digitally, expand market reach, and enhance business independence and income. The integration of online and offline marketing has proven effective in strengthening the competitiveness of rural tailoring businesses and promoting sustainable economic empowerment. This program is expected to serve as an applicable empowerment model that can be replicated in other micro-business sectors in rural areas.
Edukasi Literasi Digital dan Etika Bermedia Sosial Bagi Santri Dayah Darul Huda Ismail; Jauharil Maknuni; Esti Alemia Puspita
BA: Jurnal Pengabdian kepada Masyarakat Vol. 3 No. 2 (2025): November
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/ba.v3i2.226

Abstract

Perkembangan teknologi informasi yang pesat telah membawa dampak besar terhadap pola interaksi sosial, termasuk di kalangan santri. Santri sebagai generasi muda yang tengah menempuh pendidikan agama perlu dibekali pemahaman yang baik mengenai literasi digital dan etika dalam bermedia sosial. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan santri Dayah Darul Huda dalam menggunakan media digital secara cerdas, bijak, dan beretika sesuai nilai-nilai Islam. Metode yang digunakan meliputi penyuluhan, diskusi interaktif, dan pelatihan langsung mengenai praktik literasi digital, seperti verifikasi informasi, privasi digital, serta etika komunikasi daring. Hasil kegiatan menunjukkan peningkatan pengetahuan santri terhadap risiko penyalahgunaan media sosial, kemampuan memilah informasi yang valid, serta kesadaran akan pentingnya menjaga akhlak dalam aktivitas digital. Kegiatan ini juga mendorong munculnya inisiatif santri dalam menggunakan media sosial sebagai sarana dakwah dan edukasi positif. Program ini diharapkan menjadi model edukatif yang berkelanjutan di lingkungan pesantren guna membentuk generasi digital yang kritis, kreatif, dan berakhlakul karimah.
Pencegahan Stunting sebagai Investasi Ekonomi Desa melalui Edukasi dan Optimalisasi Dana Desa Masitah Masitah; Jauharil Maknuni; Rona Elia
BA: Jurnal Pengabdian kepada Masyarakat Vol. 3 No. 2 (2025): November
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/ba.v3i2.391

Abstract

Stunting is a chronic health problem that affects the quality of human resources and long-term economic development, particularly in rural areas. Stunting prevention requires a comprehensive approach that integrates health interventions with village economic instruments, especially the Village Fund. This community service program aims to enhance the awareness and commitment of communities and village authorities in preventing stunting through education and optimization of the Village Fund. A participatory and collaborative approach was applied through socialization activities, focus group discussions, and mentoring for village officials, village councils, health cadres, and target communities, particularly pregnant women, prospective brides, and families with children aged 0–24 months. The results indicate improved awareness among communities and village stakeholders regarding stunting as an investment in village economic development, strengthened commitment to allocating Village Fund resources for health-related programs, and the establishment of cross-sector collaboration involving village governments, health centers, and higher education institutions. The program generated initial impacts in increasing community understanding of nutrition, sanitation, and clean and healthy living behaviors as integral components of stunting prevention. Therefore, village-based economic education and Village Fund optimization represent a strategic approach to supporting sustainable stunting reduction efforts.
Pelatihan Kewirausahaan Bagi Masyarakat Gampong untuk Mengembangkan Usaha Mikro di Kecamatan Peureulak Jauharil Maknuni; Erni Wiriani; Zulkarnaini
BA: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 1 (2023): May
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/ba.v1i1.86

Abstract

Entrepreneurship training for village communities in Peureulak District aims to help improve the skills and knowledge of residents in developing their micro-enterprises. Entrepreneurship training methods for village communities in Peureulak District can be carried out using several methods, including: 1), Lectures, 2) Group discussions, 3) Case studies, 4) Exercises, 5) Field visits. This training will discuss various important topics in starting and managing a micro business, such as how to make business planning, financial management, marketing and operations effective and efficient. The trainees will learn how to make a good business plan, including how to do market analysis and determine the right marketing strategy. They will also learn about financial management, including how to manage cash flow and create simple financial reports. In addition, the training will also discuss business operations, such as inventory management, production and customer service. Participants will learn strategies to maximize efficiency and improve the quality of the products and services they offer. After attending the training the participants can apply the knowledge they have learned to develop their micro business and increase their income. Thus this training can help improve the economic welfare of entrepreneurship training participants for village residents in the Peureulak District through the development of quality micro-enterprises
Peningkatan Literasi Digital dan Etika Bermedia Sosial Bagi Santri Dayah Darul Muta'alimin Jauharil Maknuni; Ishaq
BA: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 1 (2024): May
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/ba.v2i1.227

Abstract

The rapid development of information technology has transformed the way people live, including how they communicate and interact socially. Social media has become one of the main platforms for individuals, including students at Islamic boarding schools (santri), to communicate and access information. However, not all social media users possess adequate digital literacy, making them vulnerable to the spread of misinformation (hoaxes) and negative behaviors. Therefore, improving digital literacy and understanding social media ethics is crucial, especially for santri in pesantren. The program "Enhancing Digital Literacy and Social Media Ethics for Santri at Dayah Darul Muta’alimin" aims to equip santri with the knowledge and skills needed to use digital technology wisely and responsibly. Through interactive lectures, group discussions, case studies, and practical content creation, this program successfully improved the santri’s understanding of the importance of digital literacy and ethics in social media. The evaluation showed significant improvements in the santri’s attitudes toward social media ethics, as well as their ability to create beneficial content in alignment with Islamic values. The outcomes of this program contribute positively to the development of santri who are digitally literate and responsible in using social media as a platform for da’wah and social interaction.