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All Journal Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Jurnal Ekonomi Syariah
Surya Tegar Widjiantoro
Institut Agama Islam Imam Syafii Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Strategi Tim Penggerak Pemberdayaan dan Kesejahteraan Keluarga (TP-PKK) Dalam Mengatasi Literasi Digital Gender Gap Pada Ekosistem UMKM Perempuan di Pekanbaru: Driving Team of Empowerment and Family Welfare Strategies to Overcome the Digital Literacy Gender Gap in the Women's MSME Ecosystem in Pekanbaru Landes Yuanda; Bobby Ferly; Febri Kusuma; Surya Tegar Widjiantoro
Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Vol. 5 No. 1 (2026)
Publisher : Media Publikasi Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56303/jppmi.v5i1.1130

Abstract

Kesenjangan gender digital (digital gender gap) masih menjadi tantangan yang signifikan bagi perempuan pelaku UMKM dalam memanfaatkan teknologi untuk pengembangan usaha. Pengabdian ini bertujuan meningkatkan literasi teknologi perempuan di Pekanbaru melalui pendampingan berbasis Community-Based Research (CBR) dengan melibatkan beberapa instansi seperti TP-PKK sebagai agent of change yang berperan dalam mobilisasi, pendampingan komunitas, dan penguatan partisipasi perempuan, serta PLUT-KUMKM sebagai mitra penyedia layanan teknis, konsultasi usaha, dan pendampingan manajerial UMKM. Kegiatan dilaksanakan melalui delapan sesi pendampingan yang mencakup aspek peningkatan keterampilan digital (pemasaran media sosial, pengembangan IT, pembukuan digital, pembuatan katalog website) dan aspek tata kelola usaha (legalitas/kerja sama, SDM, kemasan produk). Selain itu, program ini berhasil memfasilitasi perbaikan kemasan produk dan pengurusan sertifikasi halal serta P-IRT. Meskipun menghadapi kendala rendahnya literasi digital awal, pendekatan melalui coaching clinic dan modul praktis terbukti efektif. Program ini mengukuhkan peran TP-PKK sebagai agen perubahan dalam memperkecil jurang digital dan memperkuat kapasitas ekonomi perempuan dalam ekosistem UMKM
ANALISIS FAKTOR PENURUNAN PENYALURAN PEMBIAYAAN FINTECH SYARIAH DI INDONESIA TAHUN 2025 Muhammad Fauzan; Surya Tegar Widjiantoro
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 4 No 02 (2025): Desember
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v4i02.167

Abstract

This study focuses on the notable decline in Islamic fintech financing in 2025, a development that becomes more striking when viewed alongside the simultaneous increase in the industry’s total assets. Official data from OJK indicate a sharp contraction, with financing dropping from Rp 1.58 trillion in 2024 to Rp 800 billion in 2025, suggesting deeper structural issues within the Islamic fintech ecosystem. Using a qualitative approach through a literature review, this research explores how rising credit risk—as reflected in the increase of TWP90—diminishing digital trust due to information uncertainty, weakening purchasing power, and stricter regulatory requirements collectively shaped lenders’ decisions to reduce funding supply. The synthesis of findings reveals that credit risk and digital trust play the most decisive roles in constraining financing flows, particularly in sharia-based platforms that rely heavily on transparency and contractual clarity. These results reinforce the relevance of the Crisis–Trust Model of Islamic Fintech in explaining shifts in funding behavior and highlight the need for stronger governance, improved digital transparency, and more adaptive regulatory policies to restore stability and resilience in the Islamic fintech industry.
Co-Authors Bobby Ferly Febri Kusuma Landes Yuanda Muhammad Fauzan