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All Journal Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal
Mutiara Hayandani
Universitas Muhammadiyah Bandung
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Pengaruh NPM, DER terhadap ROE pada Perusahaan Properti dan Real Estate yang terdaftar di BEI (2021-2024) Djalalludin Akbar; Mutiara Hayandani; Anggun Fitria Novianti; Fadila Siti Nuraeni; Alfiana Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/a0b7qs51

Abstract

This study aims to examine the impact of net profit margin (NPM) and debt-to-equity ratio (DER) on return on equity (ROE) in property companies listed on the Indonesia Stock Exchange (IDX). Previous studies have shown that although NPM has a significant positive effect on ROE, the effect of DER depends on the company's leverage level. Simultaneously, it has been proven that both NPM and DER have a significant effect on ROE. As a result, policies that encourage profit efficiency and a balanced capital structure are likely to be crucial factors in increasing equity profits for companies in the property sector. However, the researchers' findings state that DER has no effect on ROE, while NPM affects ROE in property and real estate companies listed on the Indonesia Stock Exchange.
Analisis Diversifikasi Portofoli Investasi Internasional Terhadap Risiko Dan Return Mutiara Hayandani; Pina Aulia Maharani; Sintia Anggraeni; Perwito Perwito
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/6x0yh977

Abstract

This study was conducted to find out the benefits of diversifying global investment portfolios in terms of risk and return by utilizing the IHSG, S&P 500, Nikkei, and FTSE 100 stock indices. The methodology applied includes descriptive statistical analysis of returns and risks, as well as a study of the correlation between indices illustrated through correlation mapping. The findings of this study indicate that the Nikkei offers the highest average returns and has the highest risk, while the S&P 500 shows the lowest average returns with the lowest level of risk. The IHSG and FTSE 100 are in the moderate returns and risk category. Correlation analysis shows that the relationship between indices tends to be weak, indicating that integration in the global stock market has not yet been fully realized. These results confirm that portfolio diversification at the international level can provide benefits in reducing investment risk without significantly sacrificing potential returns.
Pengaruh Rasio Beban Klaim dan Hasil Investasi terhadap Kinerja Keuangan Perusahaan Asuransi yang terdaftar di BEI Periode 2022-2024 Anggun Fitria Novianti; Fadila Siti Nuraeni; Djalaludin Akbar; Mutiara Hayandani; Alfiana Alfiana
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 1 (2026): JANUARI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/05rsnb55

Abstract

This study aims to analyze the effect of the claim expense ratio and investment returns on the financial performance of insurance companies listed on the Indonesia Stock Exchange (IDX) during the 2022–2024 period. Financial performance is measured using Return on Assets (ROA) as an indicator of company profitability. This study employs a quantitative approach with an explanatory method and utilizes secondary data obtained from companies’ annual financial reports. The study uses census sampling, in which all insurance companies listed on the IDX during the 2022–2024 period are included as the research sample. The dataset consists of 18 insurance companies observed over three years, resulting in 54 panel data observations. Data analysis is conducted using panel data regression after classical assumption tests, processed with EViews 12 software. The results indicate that the claim expense ratio has no significant effect on financial performance, while investment returns have a positive and significant effect on the financial performance of insurance companies
Pengaruh Perputaran Piutang dan Perputaran Persediaan terhadap Profitabilitas (ROA) Pada Perusahaan Rumah Sakit yang terdaftar di BEI Periode 2020-2024 Mutiara Hayandani; Anggun Fitria Novianti; Fadila Siti Nuraeni; Djalalludin Akbar; Alfiana Alfiana
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 1 (2026): JANUARI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/s5f9m791

Abstract

This study aims to explore the impact of receivables rotation and inventory rotation on Return on Assets (ROA). The focus of this study is hospital companies listed on the Indonesia Stock Exchange (IDX). The population in this study includes all hospitals listed on the IDX from 2020 to 2024. The sampling methodology applied was purposive sampling, thus selecting a number of companies that met the research requirements. The research approach used a quantitative method with panel data regression analysis. The data used were secondary data taken from the company's annual financial reports. The regression model selection was carried out through the Chow test, the Hausman test, and the Lagrange Multiplier test, which indicated that the Random Effects Model (REM) was the most appropriate model. The findings of this study indicate that partially, receivables rotation has no significant impact on ROA, while inventory rotation has a positive and significant effect on ROA. Simultaneously, receivables rotation and inventory rotation have a significant effect on ROA. This research is expected to be useful for company management as a consideration in managing receivables and inventory to increase the company's profitability, as well as serve as a reference for further research in the financial field.
Pengaruh Loan To Deposit Ratio (LDR) Dan Debt To Equity Ratio (DER) Terhadap Nilai Perusahaan Dimediasi Profitabilitas (ROA) Pada Perusahaan Perbankan Yang Terdaftar Di BEI Pada Periode 2020-2024 Fadila Siti Nuraeni; Djalaludin Akbar; Mutiara Hayandani; Anggun Fitria Novianti; Alfiana Alfiana
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 1 (2026): JANUARI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/p5jxxk72

Abstract

This study aims to examine the influence of Loan to Deposit Ratio (LDR) and Debt to Equity Ratio (DER) on firm value with profitability (Return on Assets/ROA) as a mediating variable in commercial banks listed on the Indonesia Stock Exchange (IDX) during the period 2020–2024. The Indonesian banking industry faced significant challenges due to the COVID-19 pandemic, which affected liquidity, capital structure, and profitability. The data reveal that LDR fluctuated, declining in 2020–2021 as banks adopted a conservative stance to maintain liquidity, and rising again in 2022–2024 in line with economic recovery. DER remained relatively stable but showed a downward trend post-pandemic, reflecting stronger equity positions and improved liability management. Meanwhile, ROA consistently increased, indicating enhanced efficiency in asset utilization to generate profits. This research contributes theoretically to the development of financial management and banking studies, while providing practical implications for bank management, investors, and regulators in optimizing liquidity, leverage, and profitability strategies to enhance firm value. By emphasizing ROA as a mediating variable, this study addresses research gaps and offers empirical evidence on the simultaneous impact of LDR and DER on profitability and firm value in Indonesia’s major banks.
Co-Authors Alfiana Anggun Fitria Novianti Djalalludin Akbar Djalaludin Akbar Fadila Siti Nuraeni Perwito Perwito Pina Aulia Maharani Sintia Anggraeni