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PERAN MAQASID SYARIAH DALAM MEWUJUDKAN KEUANGAN INKLUSIF: STUDI PEMBIAYAAN MIKRO PADA BANK MEKAR SYARIAH DI BURNEH, BANGKALAN Esa Nurlaili; Rudi Hermawan; Ahmad Musadad; Agustina Kumala Dewi Sholihah
FASTABIQ: JURNAL STUDI ISLAM Vol. 7 No. 1 (2026): FASTABIQ: JURNAL STUDI ISLAM
Publisher : Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47281/fas.v7i1.283

Abstract

Inclusive finance is a national and global strategic agenda to increase access to financial services for the community that has not been served, especially micro business actors. In the context of sharia business law, maqashid sharia becomes a normative framework that can direct financial practices to not only be profit-oriented, but also ensure justice, blessings, and sustainability. This article aims to analyze the role of sharia maqashid in realizing inclusive finance through a case study of microfinance at Bank Mekar Syariah Burneh. The research uses a qualitative approach with case study methods through in-depth interviews, observations, and document analysis, which is then processed with Miles & Huberman data analysis techniques and source triangulation. The results of the study show that the implementation of maqashid sharia is reflected in the financing orientation that emphasizes the principles of justice, property protection (hifdz al-mal), improving the quality of life, and the sustainability of customer businesses. The sharia microfinance strategy has been proven to be able to expand access to finance, increase literacy, and strengthen the economic empowerment of small communities. This study confirms that the integration of sharia maqashid with inclusive financial indicators not only strengthens the sharia business legal literature, but also offers a microfinance model that can be replicated by other sharia financial institutions in Indonesia.
The Practice of Dividing the Heritage of the Burneh Community, Bangkalan: Between Customary Law and Islamic Law Esa Nurlaili; Fenni Rahmawati; Satriya Ardhi Dwi Septiaji; Umi Indasyah Zahro
RESPONSIVE LAW JOURNAL Vol. 2 No. 2 (2025): RESPONSIVE LAW JOURNAL
Publisher : Yayasan Insan Mulia Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59923/rlj.v2i2.666

Abstract

This study aims to analyze the practice of inheritance distribution in Burneh Village, Bangkalan Regency, focusing on the interaction between Islamic inheritance law and local customary law. The main issue examined is how the people of Burneh implement faraidh provisions in daily life and to what extent local traditions influence inheritance practices. The research employed a qualitative approach using in-depth interviews with religious leaders, customary leaders, and several household heads. The findings reveal that inheritance distribution in Burneh generally does not strictly follow faraidh regulations but instead emphasizes family deliberation and mutual consent. Equal distribution between male and female heirs is often chosen to maintain harmony, while some testators also distribute assets through hibah (gifts) before death. The conclusion of this study indicates that inheritance practices in Burneh reflect a form of legal pluralism that prioritizes social harmony and communal welfare, while simultaneously demonstrating a creative adaptation between Islamic legal norms and local wisdom.