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All Journal Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Ekonomi, Akutansi dan Manajemen Nusantara RESPONSIVE LAW JOURNAL
Umi Indasyah Zahro
Universitas Trunojoyo Madura
Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Used Motorcycle Transactions via Facebook: A Comparative Study of Islamic Law and Consumer Protection Muhammad Fajar; Ahmad Musadad; Hammam Hammam; Khoirun Nasik; Umi Indasyah Zahro
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 1 : Al Qalam (January 2026 - Special Edition: Islamic Studies)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i1.5645

Abstract

The phenomenon of online buying and selling through social media, particularly Facebook, has experienced significant growth and has become a popular alternative for used motorcycle transactions, including in the Kwanyar area of Bangkalan. However, this buying and selling practice poses several problems, such as a lack of clarity regarding contracts, incomplete or misleading vehicle information, and potential losses for consumers. This study aims to analyze the practice of buying and selling used motorcycles in the Kwanyar Facebook group from the perspective of Islamic law and Indonesian consumer protection law. This study used a qualitative approach with a case study method. Data collection techniques were conducted through observation, interviews with the sellers and buyers, and documentation of transaction activities in the Facebook group. The results indicate that the buying and selling practice is generally valid according to sharia due to the fulfillment of the contract elements and efforts to avoid serious gharar. However, there is still a lot of non-disclosure of information from sellers, which has the potential to violate consumer rights as stipulated in the Consumer Protection Law. Therefore, education and supervision are important to ensure that online buying and selling practices align with the principles of fairness, transparency, and legal protection.
The Practice of Dividing the Heritage of the Burneh Community, Bangkalan: Between Customary Law and Islamic Law Esa Nurlaili; Fenni Rahmawati; Satriya Ardhi Dwi Septiaji; Umi Indasyah Zahro
RESPONSIVE LAW JOURNAL Vol. 2 No. 2 (2025): RESPONSIVE LAW JOURNAL
Publisher : Yayasan Insan Mulia Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59923/rlj.v2i2.666

Abstract

This study aims to analyze the practice of inheritance distribution in Burneh Village, Bangkalan Regency, focusing on the interaction between Islamic inheritance law and local customary law. The main issue examined is how the people of Burneh implement faraidh provisions in daily life and to what extent local traditions influence inheritance practices. The research employed a qualitative approach using in-depth interviews with religious leaders, customary leaders, and several household heads. The findings reveal that inheritance distribution in Burneh generally does not strictly follow faraidh regulations but instead emphasizes family deliberation and mutual consent. Equal distribution between male and female heirs is often chosen to maintain harmony, while some testators also distribute assets through hibah (gifts) before death. The conclusion of this study indicates that inheritance practices in Burneh reflect a form of legal pluralism that prioritizes social harmony and communal welfare, while simultaneously demonstrating a creative adaptation between Islamic legal norms and local wisdom.
Between Caution and Speculation Investor Personality Mapping among Muslim Millennial Crypto Traders Aldi Khusmufa Nur Iman; Umi Indasyah Zahro; Afaful Ummah; Hawa Gazani; Clara Devy Yulvia Ratna Sary; Afuza Medina
Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Vol. 5 No. 1 (2026): Edisi Mei - Agustus In Progress
Publisher : Utiliti Project Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jeama.v5i1.1060

Abstract

Volatility, digital information flows, and ethical debate make cryptocurrency decisions difficult to explain through the rational-investor assumption alone. The Bailard, Biehl, and Kaiser (BB&K) model was selected because its two dimensions, confidence and method of action from careful to impetuous, are directly observable in decision narratives. This study maps the psychographic profiles of Muslim millennial cryptocurrency investors in East Java and explains how market context shapes the visibility of investor types. It adopts an interpretive qualitative design with a phenomenological orientation. Thirteen active investors were recruited through purposive and snowball sampling. Anonymized interview summaries were thematically organized in NVivo and compared across cases before being mapped onto the five BB&K profiles. The results identify 2 Adventurers, 2 Celebrities, 3 Individualists, 6 Guardians, and no Straight Arrow. The distribution reveals polarization among speculative action, social dependence, independent analysis, and capital protection. The missing Straight Arrow suggests that investment personality is not expressed as a fixed trait. Volatility, continuous trading tempo, digital social pressure, and ethical reflection can intensify positions away from the moderate center. The study extends BB&K profiling to digital assets and supports personality-sensitive Islamic financial literacy that addresses the distinct behavioral vulnerability of each investor type.
Co-Authors Afaful Ummah Afuza Medina Ahmad Musadad Aldi Khusmufa Nur Iman Clara Devy Yulvia Ratna Sary Esa Nurlaili Fenni Rahmawati Hammam Hammam Hawa Gazani Khoirun Nasik Muhammad Fajar Satriya Ardhi Dwi Septiaji