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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Indonesian Journal of Economics, Business, Accounting, and Management
Wanda Khairun Nasirin
Universitas Teuku Umar
Economics, Econometrics & Finance Social Sciences

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How Students Understand and Learn IMRAD Structure: Evidence from a Scientific Writing Workshop Wanda Khairun Nasirin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 3 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i3.31459

Abstract

This study aims to examine how undergraduate students understand and improve their knowledge of IMRAD-based scientific writing following a basic scientific writing workshop. The research adopts a descriptive quantitative approach using a pre-test and post-test design involving students from the Management Study Program, Faculty of Economics and Business, Universitas Teuku Umar (n=41), with 28 participants completing the pre-test and 26 completing the post-test. Data were analyzed descriptively to compare patterns of understanding before and after the workshop. The findings indicate that students initially demonstrated a basic understanding of IMRAD components, but showed limitations in higher-order conceptual aspects, particularly in distinguishing between Results and Discussion and understanding methodological rigor, as reflected by only 78.6% accuracy in identifying the Results section. Post-test results reveal a substantial improvement, with most students able to correctly identify structural errors, evaluate methodological transparency, and recognize issues such as overclaiming, redundancy, and poor logical flow, indicating a shift toward more analytical and critical thinking. However, the study is limited by the respondent gap between pre-test and post-test, which restricts individual-level comparison. Practically, the findings suggest that workshop-based learning is effective in strengthening academic writing skills, particularly when emphasizing conceptual clarity and applied analysis. Socially, improving students’ scientific writing competence may contribute to fostering a culture of scientific literacy and research engagement in higher education. This study provides empirical evidence on the progression of students’ understanding of IMRAD, highlighting the role of structured workshops in transforming misconceptions into analytical competence and offering insights for designing effective academic writing interventions.
Pemetaan Riset Pembayaran Berbasis Quick Response (QR) dalam Perbankan Syariah: Analisis Bibliometrik atas Evolusi dan Isolasi Tematik M. Fauzan; Muhammad Ali Imran Caniago; Rendy Syaid Abdullah; Wanda Khairun Nasirin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.30724

Abstract

Penelitian ini bertujuan untuk memetakan lanskap intelektual dan tren penelitian mengenai implementasi sistem pembayaran berbasis Quick Response (QR) dalam konteks perbankan syariah, dengan fokus khusus pada identifikasi pola, struktur, dan celah dalam tubuh literatur yang ada. Studi ini menggunakan metode analisis bibliometrik kuantitatif terhadap 1.000 publikasi ilmiah teratas yang diambil dari database Crossref. Data dianalisis dan divisualisasikan menggunakan perangkat lunak VOSviewer untuk menghasilkan peta jaringan ko-okurensi kata kunci (co-occurrence), overlay (berdasarkan waktu), dan kepadatan (density). Hasil analisis mengungkap tiga temuan kunci. Pertama, struktur pengetahuan terfragmentasi ke dalam kluster-kluster terpisah yang mencerminkan isolasi tematik antara wacana teknologi (qr code, TAM), kinerja keuangan (profitability, ROA), dan nilai syariah. Kedua, evolusi penelitian menunjukkan pergeseran dari fokus pada kinerja keuangan (2021-2022) menuju pengalaman pengguna digital (2023-2024), namun topik mutakhir seperti qr code tetap terkungkung dalam paradigma perilaku. Ketiga, peta kepadatan menunjukkan bahwa isu integratif seperti non halal fund dan islamic work ethic masih menjadi area dengan intensitas penelitian rendah. Studi ini menyimpulkan bahwa bidang penelitian ini dicirikan oleh isolasi tematik yang menghambat perkembangan pengetahuan holistik. Implikasinya, agenda riset masa depan mendesak untuk bergeser ke pendekatan integratif yang secara sengaja menjembatani teknologi, kinerja ekonomi, dan pencapaian maqasid al-shariah, seperti melalui riset desain kebijakan berbasis prinsip dan pengukuran dampak sosial-ekonomi yang terukur. Kajian ini merupakan salah satu yang pertama secara sistematis mengidentifikasi dan mengkonseptualisasikan "isolasi tematik" sebagai karakteristik dan tantangan mendasar dalam literatur pembayaran QR syariah, sekaligus memberikan peta jalan yang jelas untuk penelitian integratif ke depan Kata kunci: Quick Response, Perbankan Syariah, Bibliometrik, Evolusi, Isolasi Tematik
Behavioral Factors Influencing Borrowing Intention Toward Online Lending Applications: A Prospect Theory Perspective Kashari; Wanda Khairun Nasirin; Yasintha Wahida Tiana
Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM) Vol 4 No 2 (2026): April 2026
Publisher : PT SOLUSI EDUKASI BERDIKARI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63901/ijebam.v4i2.180

Abstract

This study examines the factors influencing borrowing intention toward online lending applications based on Prospect Theory. A quantitative approach was employed using a structured online questionnaire distributed through Google Forms. Data were collected from 300 respondents selected using purposive sampling, consisting of individuals who had previously used or were familiar with online lending applications. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 3.0. The findings indicate that financial literacy positively and significantly affects perceived benefit, borrowing attitude, and borrowing intention. Perceived benefit also positively influences borrowing attitude and borrowing intention, while borrowing attitude significantly enhances borrowing intention. These findings demonstrate that Prospect Theory effectively explains borrowers' behavioral intentions toward online lending applications by emphasizing the roles of financial literacy, perceived benefit, and borrowing attitude in shaping borrowing decisions. Theoretically, this study extends the application of Prospect Theory to digital borrowing by demonstrating that financial literacy shapes borrowing intention both directly and through perceived benefit and borrowing attitude, while practically highlighting the importance of financial education and transparent digital lending design in promoting informed borrowing decisions.
Co-Authors Kashari Kashari M. Fauzan Muhammad Ali Imran Caniago Rendy Syaid Abdullah Yasintha Wahida Tiana