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All Journal Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat International Journal of Islamic Business Management
Mutiara Anzani Sutando
Universitas Islam Negeri Sumatera Utara
Humanities Computer Science & IT Economics, Econometrics & Finance Education Health Professions Social Sciences Other

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OPTIMALISASI PEMANFAATAN WAKAF PRODUKTIF DALAM PENGEMBANGAN EKONOMI DI INDONESIA Mutiara Anzani Sutando; Anindyana Rahayu; Fathinatul Kamilah; Yenni Samri Julianti Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 5 No 3 (2026): June
Publisher : CV. Barokah Publsiher

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Abstract

Wakaf produktif merupakan instrumen ekonomi Islam yang berpotensi meningkatkan kesejahteraan masyarakat melalui pengelolaan aset secara berkelanjutan. Penelitian ini bertujuan menganalisis implementasi wakaf produktif, mengidentifikasi kendala pengelolaannya, serta merumuskan strategi optimalisasi dalam mendukung pembangunan ekonomi di Indonesia. Penelitian menggunakan metode kualitatif dengan pendekatan deskriptif melalui wawancara terhadap dua pengurus masjid sebagai pengelola aset wakaf. Hasil penelitian menunjukkan bahwa wakaf produktif mampu mendukung pemberdayaan ekonomi masyarakat melalui pengembangan usaha produktif dan peningkatan kesejahteraan sosial. Namun, pelaksanaannya masih menghadapi kendala berupa keterbatasan modal, rendahnya kompetensi nazir, serta minimnya pemahaman masyarakat. Oleh karena itu, diperlukan peningkatan edukasi, penguatan kapasitas nazir, pemanfaatan teknologi digital, dan sinergi antara pemerintah, Badan Wakaf Indonesia, lembaga keuangan syariah, serta masyarakat agar potensi wakaf produktif dapat dimanfaatkan secara optimal bagi pembangunan ekonomi nasional.
Pelatihan dan Implementasi QRIS sebagai Upaya Digitalisasi Transaksi pada UMKM Gas Ngopi di Desa Damak Maliho Fadhila Dwi Rama; Arif Faadihilah; Rio Dwi Maulana; Mutiara Anzani Sutando; Kamalia
Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Vol. 4 No. 2 (2026): Juni : Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/kegiatanpositif.v4i2.2867

Abstract

Transaction digitalization is an important step in improving the readiness of Micro, Small, and Medium Enterprises (MSMEs) to adapt to the development of cashless payment systems. This activity aims to improve the understanding and ability of Gas Ngopi MSME in Damak Maliho Village to use the Quick Response Code Indonesian Standard (QRIS) as an alternative digital payment method. This study employed a descriptive qualitative approach through training and mentoring activities. The implementation stages included initial observation, needs identification, socialization, training, QRIS implementation, and evaluation. Data were collected through observation, interviews, and documentation, and were then analyzed descriptively. The results indicate that the training and mentoring activities helped the business owner understand the functions, benefits, and mechanisms of QRIS and supported its implementation as a payment method in business transactions. The implementation of QRIS also provided consumers with a more practical cashless payment alternative and served as an initial step toward transaction digitalization at Gas Ngopi MSME. These findings indicate that MSME digitalization requires not only the availability of technology but also adequate understanding and the ability of business owners to use the technology directly and sustainably.
Co-Authors Anindyana Rahayu Arif Faadihilah Fadhila Dwi Rama Fathinatul Kamilah Kamalia Rio Dwi Maulana Yenni Samri Julianti Nasution