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All Journal Jurnal Ekonomi dan Pendidikan Jurnal Aplikasi Perpajakan
Rofi’ah
Universitas Gunadarma
Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences

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DETERMINASI MINAT PENGGUNAAN M-BANKING: KEMUDAHAN, KEPERCAYAAN, MANFAAT DAN FITUR LAYANAN Silvia Avira Silvia Avira; Rofi’ah; Endang Setyaningsih; Suryandari Setyo Utami; Budiasih
Jurnal Aplikasi Perpajakan Vol. 7 No. 1 (2026): Jurnal Aplikasi Perpajakan
Publisher : Jurnal Aplikasi Perpajakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jap.v7i1.566

Abstract

The rapid development of digital technology in the era of the Fourth Industrial Revolution has significantly transformed various sectors, including the banking industry. Today, Generation Z increasingly prioritizes convenience and speed in various aspects of life, particularly in conducting financial transactions. This study aims to analyze the influence of perceived ease of use, trust, perceived usefulness, and service features on Generation Z's intention to use the BCA mobile banking application, as well as to identify the most dominant factor influencing their intention to use the application. The analytical methods employed in this study include multiple linear regression analysis, the t-test (partial test), the F-test (simultaneous test), and the coefficient of determination (R²). The research data were collected through a questionnaire, with 100 valid responses obtained from the respondents. The sampling technique used was non-probability sampling with a purposive sampling approach. The collected data were analyzed using the Statistical Package for the Social Sciences (SPSS). The results indicate that perceived ease of use, trust, perceived usefulness, and service features have both simultaneous and partial significant effects on Generation Z's intention to use BCA mobile banking. Among these variables, service features were found to be the most dominant factor influencing the intention to use the BCA mobile banking application.
DETERMINAN NILAI PERUSAHAAN PADA PERUSAHAAN MANUFAKTUR SUBSEKTOR FOOD AND BEVERAGE YANG TERDAFTAR DI BURSA EFEK INDONESIA Silvia Avira; Sulistining Trimulyani; Rofi’ah; Endang Setyaningsih; Suryandari Sedyo Utami
Jurnal Ekonomi dan Pendidikan Vol. 22 No. 2 (2025)
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jep.v22i2.94497

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh struktur modal, profitabilitas, dan likuiditas terhadap nilai perusahaan. Struktur modal diproksikan dengan Debt to Equity Ratio (DER), profitabilitas diproksikan dengan Return on Assets (ROA), likuiditas diproksikan dengan Current Ratio (CR) dan Nilai Perusahaan diproksikan dengan Price to Book Value (PBV). Jenis penelitian ini adalah penelitian kuantitatif, dengan menggunakan metode Purposive Sampling untuk memperoleh sampel yang sesuai dengan kriteria yang sudah ditentukan. Teknik analisis yang digunakan yaitu analisis statistik deskriptif, uji asumsi klasik, analisis regresi linear berganda dan uji hipotesis dengan bantuan program software SPSS. Hasil penelitian ini menunjukan bahwa struktur modal dan profitabilitas berpengaruh terhadap nilai perusahaan. Sedangkan likuiditas tidak berpengaruh terhadap nilai perusahaan. Secara bersama-sama (simultan), struktur modal, profitabilitas, dan likuditas berpengaruh terhadap nilai perusahaan.Abstrak ditulis dalam Bahasa Inggris dan Bahasa Indonesia.
Co-Authors Budiasih Endang Setyaningsih Silvia Avira Silvia Avira Silvia Avira Sulistining Trimulyani Suryandari Sedyo Utami Suryandari Setyo Utami