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All Journal Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam SYARIAH: Journal of Islamic Law Lentera:Indonesian Journal of Multidisciplinary Islamic Studies Al Mashaadir : Jurnal Ilmu Syariah TAFSE: Journal of Qur'anic Studies Al-Mizan: Jurnal Hukum Islam dan Ekonomi Syariah Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Ameena Journal GLOSSARY
Baihaqi Baihaqi
Institut Agama Islam Ummul Ayman Pidie Jaya
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS EFEKTIVITAS PERAN PEMERINTAH DALAM MENURUNKAN ANGKA KEMISKINAN (KAJIAN DI KABUPATEN PIDIE JAYA) Baihaqi Baihaqi
SYARIAH: Journal of Islamic Law Vol 4, No 1 (2022)
Publisher : STISNU Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sy.v4i1.398

Abstract

Based on data released by BPS, the percentage of poverty in Pidie Jaya until the end of 2020 has not shown a significant decline. It is also influenced by various factors. The purpose of this study was to determine the role of government and the effectiveness of government programs and to determine the obstacles faced by the government in reducing poverty. Because this research is a qualitative research which analyzed descriptively, primary data can be obtained directly by interviewing several sources including the head of Baitul Mal, the Baitul Mal Secretariat in Pidie Jaya, Bappeda Employees and the PKH Committee in Pidie Jaya. While the secondary data is obtained by examining documentation in the form of books, journals, articles, websites and other research results as well as other relevant documents to help answer the problem formulation through the data. In addition, the authors also analyze the data that the authors get from internal data from various government agencies in Pidie Jaya. The technique that the writer uses to collect all the data is the technique of observation, interviews, and documentation. The results show that the government in reducing poverty has made various policies and roles, to optimize the performance in collaboration with several agencies such as Baitul Mal, Social Service, Bappeda and Public Works Office. It cannot be denied, that the data released by BPS shows a negative trend, however, various efforts and programs that have been carried out by the local government to reduce poverty have not been effective and in fact the program has not had optimal implications. Of course, this condition is influenced by several obstacles, including human resources, facilities and infrastructure, lack of employment opportunities, ineffective performance of state apparatus and assistance that is not well targeted.
PERKEMBANGAN UMKM (USAHA MIKRO, KECIL, DAN MENENGAH) SERTA PENGARUHNYA TERHADAP KRISIS EKONOMI Baihaqi, Baihaqi
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v2i2.184

Abstract

The development of MSMEs is one of the business fields that can develop and be consistent in the national economy. Micro, small and medium enterprises are one of the influences on the economic crisis. This research aims to determine the influence of the development of MSMEs on the economic crisis. In this research, library research is used, that is, in the process of collecting data, you do not need to go directly into the field but take various reference sources that support this research. This research is a qualitative research type. Data collection techniques, namely listening and taking notes, are important in carrying out data analysis by means of data reduction, data display and drawing conclusions developed in this research. The research results show that MSMEs have an important role in the regional economy, especially in driving regional economic activity and providing employment opportunities. So that an economic crisis can cause severe economic costs in the form of slow economic growth, decreased output, company bankruptcy, layoffs, instability in the financial sector and has a very strong impact on the economic development and growth of a region. The trade sector's contribution to GDP is the largest compared to other sectors.
Israf and Tabzir in Tafsir Al-Misbah: The Understanding of Pidie Jaya Community Leaders and Its Implications for Consumption in Aceh Fuadi, Fuadi; Zulkarnain, Zulkarnain; Boihaqi, Boihaqi; Ibrahim, Muhammad Syahrial Razali
TAFSE: Journal of Qur'anic Studies Vol 9, No 2 (2024)
Publisher : Program Studi Ilmu Al-Qur'an dan Tafsir Fakultas Ushuluddin dan Filsafat, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/tafse.v9i2.28851

Abstract

Modernization has shifted Acehnese society from simplicity to consumerism. In Islam, excessive consumption is classified as israf (overspending on permissible matters) and tabzir (wasting wealth on non-beneficial purposes). Quraish Shihab’s Tafsir Al-Misbah highlights their role in social inequality and spiritual degradation. This study employs a qualitative descriptive-interpretative approach, utilizing library research and semi-structured interviews with three community leaders in Pidie Jaya. Data were analyzed thematically and interpretatively, comparing respondents’ views with Tafsir Al-Misbah. The findings indicate that the respondents’ understanding aligns with Quraish Shihab’s exegesis, although they place greater emphasis on economic aspects over spiritual dimensions. This awareness helps prevent a status-driven consumer culture in Aceh, confirming that balanced consumption is integral to the principle of hifzul mal (preserving wealth) in Islam. However, strong social norms promote excessive spending, necessitating educational strategies through religious institutions, formal education, and social media to cultivate ethical consumption habits in line with Islamic values.
Dinamika dan Implikasi Jaminan Produk Halal dalam Ekonomi Syariah Global Baihaqi, Baihaqi
Ameena Journal Vol. 2 No. 1 (2024): Ameena Journal
Publisher : Yayasan Madinah Al-Aziziyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63732/aij.v2i1.48

Abstract

In the current era of economic globalization, the guarantee of halal products has evolved into a crucial factor in international trade and compliance with Sharia principles. The halalness of products not only meets the spiritual needs of Muslims but has also become a globally recognized quality standard that influences the purchasing decisions of millions of non-Muslim consumers. This article aims to explore and analyze the implications of halal product guarantees in the context of the global Islamic economy, focusing on international cooperation and the enhancement of global standards necessary to support integrity and trust in the halal industry. Through a qualitative research approach, this article reviews current policies, regulations, and practices related to halal certification in various countries, as well as evaluates their impact on economic growth and the integration of Islamic values into global economic activities. The findings of this study are expected to provide useful insights for policymakers, industry practitioners, and academics involved in the development and implementation of global halal product standards.
Peran Hukum Syariah dalam Memitigasi Risiko Pembiayaan Mikro Baihaqi, Baihaqi
Ameena Journal Vol. 1 No. 4 (2023): Ameena Journal
Publisher : Yayasan Madinah Al-Aziziyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63732/aij.v1i4.49

Abstract

Artikel ini mengkaji bagaimana hukum syariah dapat dimanfaatkan untuk memitigasi risiko dalam pembiayaan mikro, dengan fokus pada prinsip-prinsip keadilan dan transparansi yang menjadi dasar hukum syariah. Dengan menggunakan pendekatan kualitatif, penelitian ini mengeksplorasi praktik terbaik dan tantangan dalam implementasi pembiayaan mikro syariah, serta potensinya dalam mendukung pengembangan ekonomi di komunitas berpenghasilan rendah. Dalam kajian ini ditemukan Penelitian ini telah secara mendalam mengkaji peran hukum syariah dalam memitigasi risiko pada pembiayaan mikro. Dari analisis yang dilakukan, jelas bahwa pembiayaan mikro berbasis syariah menawarkan alternatif yang tidak hanya sejalan dengan prinsip-prinsip keadilan dan transparansi Islam, tetapi juga secara efektif menangani beberapa risiko inheren yang sering dihadapi dalam pembiayaan mikro konvensional. Prinsip-prinsip seperti larangan riba (bunga), keharusan bagi hasil, dan transparansi dalam kontrak, secara khusus memberikan fondasi yang lebih stabil dan adil bagi penyediaan layanan keuangan kepada komunitas berpenghasilan rendah. Salah satu temuan utama dari penelitian ini adalah bahwa pembiayaan mikro syariah tidak hanya memenuhi kebutuhan finansial tetapi juga berkontribusi pada stabilitas dan kesejahteraan sosial penerima manfaat. Ini menunjukkan bahwa integrasi nilai-nilai syariah dalam produk keuangan mikro dapat membantu mengurangi kegagalan kredit dan meningkatkan kepercayaan antara pemberi pinjaman dan penerima pinjaman, yang pada akhirnya berkontribusi pada keberlanjutan sistem keuangan.
Pemberdayaan Orang Miskin dalam Al-Qur'an: Studi Konsep Zakat Perspektif Quraisy Shihab Baihaqi, Baihaqi
Glossary : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2024)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v2i2.235

Abstract

Gambaran umum tentang pentingnya zakat dalam pemberdayaan orang miskin menurut perspektif Quraisy Shihab. Penelitian ini bertujuan untuk mengkaji konsep zakat dalam Al-Qur'an dan bagaimana implementasinya dapat memberdayakan masyarakat miskin. Melalui analisis kualitatif terhadap karya-karya Quraisy Shihab dan tafsir Al-Qur'an, penelitian ini menemukan bahwa zakat tidak hanya berfungsi sebagai kewajiban religius, tetapi juga sebagai instrumen strategis dalam mengatasi kemiskinan dan meningkatkan kesejahteraan sosial. Hasil penelitian menunjukkan bahwa zakat dapat menjadi sumber modal, pelatihan keterampilan, dan akses pendidikan bagi orang miskin, sehingga mendorong kemandirian ekonomi mereka. Namun, tantangan dalam pelaksanaan zakat, seperti kurangnya pemahaman masyarakat dan pengelolaan yang tidak optimal, perlu diatasi untuk memaksimalkan dampaknya. Dengan demikian, penelitian ini menekankan perlunya kebijakan yang mendukung pengelolaan zakat yang lebih baik dan edukasi masyarakat tentang pentingnya zakat dalam pemberdayaan. Hasil penelitian diharapkan dapat memberikan kontribusi bagi pengembangan program-program pemberdayaan masyarakat yang berbasis zakat.
Perkembangan Pinjaman Online Terhadap Pertumbuhan Ekonomi Masyarakat Pidie Jaya Baihaqi, Baihaqi
Al-Mizan Vol 11 No 1 (2024): Al-Mizan
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam (IAI) Al-Aziziyah Samalanga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54621/jiam.v11i1.820

Abstract

Perkembangan pinjaman online terhadap pertumbuhan ekonomi masyarakat sudah menjadi hal yang baru dan sesuai dengan perkembangan teknologi internet dan tujuan yang ingin dicapai, salah satunya, yaitu perkembangan pinjaman online dikalangan masyarakat dan dampak positif dan negatif dalam pertumbuhan ekonomi masyarakat. Tujuan penelitian ini untuk mengetahui dan menjelaskan perkembangan pinjaman online dikalangan masyarakat. Jenis penelitian yang digunakan dalam penelitian ini yaitu fild researd dengan pendekatan kualitatif, untuk mendapatkan data menggunakan tekni wawancara dan dokumentasi, kemudian data yang terkumpul dianalisis secara reduksi data, penyenjian data dan menarik kesimpulan. Hasil menunjukkan bahwa perkembangan pinjaman online terhadap pertumbuhan ekonomi masyarakat sudah menjadi hal yang tidak asing lagi sesuai dengan perkembangan zaman pinjaman online suatu penyelenggaraan lembaga jasa keuangan baik yang terdaftar maupun tidak berizin di otoritas jasa keuangan (OJK). Dampak positif dari peminjaman online mempermudahkan masyarakat dalam peminjaman, cukup dengan persyaratan KTP, KK dan nomor HP, sedangkan negatif yang diterima oleh pinjaman online dari segi psikologis yaitu menimbulkan rasa panik, gelisah dan bingung serta menimbulkan kesulitan dalam melunasinya, maka dari itu peminjaman ke depannya lebih berhati-hati dan bias menyiapkan uang untuk keperluan darurat dan juga menghambat pertumbuhan ekonomi masyarakat.
Revitalization of the Sharia Economic Concept Based on Local Wisdom in the Economic Activity System of the Acehnese Community Baihaqi Baihaqi; Abdul Hamid
Lentera: Indonesian Journal of Multidisciplinary Islamic Studies Vol 8 No 1 (2026): Lentera: Indonesian Journal of Multidisciplinary Islamic Studies
Publisher : Program Pascasarjana IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/lentera.v8i1.14759

Abstract

This study aims to analyze the reconstruction and repositioning of the mawah (traditional profit-sharing) and gala (traditional pawning) systems through the optimization of digital technology by MSMEs as an economic safety net in Aceh. Using a descriptive qualitative method with a case study and phenomenological approach, data were gathered through in-depth interviews with micro-economic actors, farmers, and MSME practitioners, alongside field observations and documentation studies. The results indicate that the micro-economic system in Aceh reflects an integration of socio-religious values. While mawah practices still exist as an equity-based social safety net, they are vulnerable to value erosion due to asymmetric information. Conversely, serious challenges are identified in contemporary gala practices, which have distorted into hidden usury (riba khafi) and land exploitation due to long-term fluctuations in gold standards. As a solution, MSME actors reposition these practices through digital storytelling strategies, wrapping local products in ethical supply chain narratives to reconstruct traditional trust into digital content accountability. The conclusion of this study formulates a new conceptual model that integrates local socio-religious values into the contemporary digital ecosystem. This study contributes to the discourse of Islamic distributive justice at the grassroots level by proving that digital infrastructure can be repositioned as a tool for cultural preservation and standardizing inclusive and sustainable micro-customary agreements.
Art 2131 Optimization Of Gold Installment Financing Akad Murabahah Agreement In Order To Improve Sharia Financial Inclucion At Bank Sharia Indonesia Meurah Dua District, Pidie Jaya Regency Baihaqi
Al Mashaadir : Jurnal Ilmu Syariah Vol. 7 No. 1 (2026)
Publisher : IAI Ummul Ayman, Meureudu, Pidie Jaya, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/jis.v7i1.487

Abstract

This study aims to analyze the optimization of gold installment financing through the murabahah contract to increase Islamic financial inclusion at Bank Syariah Indonesia (BSI) in Meurah Dua District, Pidie Jaya Regency. The method used was a qualitative case study approach. Data were collected through in-depth interviews with internal bank personnel and various community members as customers. The results indicate that gold installments at BSI are a financing facility for gold bullion ownership with an installment system that utilizes the murabahah contract for buying and selling and the rahn contract for collateral. This product offers tenors of 1 to 5 years with a minimum weight starting from 0.05 grams. Field findings revealed that people use this product as a long-term, inflation-resistant investment instrument (a safe haven), a strategy for financing children's education, and as a way to prepare for wedding dowries. The 0% installment scheme at BSI Meurah Dua acts as a "positive force" in fostering family financial discipline. Overall, this product effectively supports increasing Islamic financial inclusion by reaching segments of society that previously had difficulty accessing formal financial services (the unbanked).
The Dynamics of Religious Conflict and Social Movements: An Islamic Economic Perspective Baihaqi Baihaqi
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.12184

Abstract

Ideally, religion in the perspective of Islamic economics functions as a unifying instrument that upholds distributive justice, social welfare, and harmony among groups. However, in reality, religion is often instrumentalized in social conflicts rooted in structural economic inequality, thereby triggering fragmentation and identity-based mobilization. This study aims to analyze the dynamics of religious conflict and social movements, as well as to examine the role of Islamic economics as a solution in reducing such conflicts. This article is categorized as field research with a qualitative approach, and the methodology used is an empirical legal study. The findings conclude that conflicts that appear to be religious in nature are essentially driven by unjust resource distribution, while religion-based social movements emerge as a response to economic marginalization. Islamic economics has the potential to serve as an instrument of social engineering through the optimization of zakat, waqf, and inclusive economic systems; however, its implementation remains suboptimal. Therefore, a transformation toward a more universal and interfaith collaborative economic approach is needed, along with inclusive public policy support, so that religion can function as social capital in creating stability and societal welfare.
Co-Authors Abdul Hamid Fuadi Fuadi Muhammad Syahrial Razali Ibrahim Zulkarnain Zulkarnain