Nurfitri Ramadana
Universitas Negeri Yogyakarta

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The Evolution of RegTech Adoption in Banking Supervision and Financial Regulatory Compliance Trie Hierdawati; Ade Wahyuni Azhar; Elinda Novita Dewi; Nurfitri Ramadana; Nabiya Desa Puti Andini
Capitalis: Journal of Economic Stability, Banking, and Investment Vol. 1 No. 2 (2026): : June: Capitalis: Journal of Economic Stability, Banking, and Investment
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

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Abstract

This study examines the structural determinants and empirical trajectories of regulatory technology adoption within systemic banking frameworks across seventy five premier global banking institutions over a ten year observational window. Utilizing an advanced panel data econometric model with a fixed effects structural equation framework, the investigation maps the critical causal linkages between technological capital allocation and financial regulatory compliance efficiency. The empirical findings demonstrate that targeted infrastructure investments significantly reduce transaction processing latency and minimize post audit statutory penalty frequencies by replacing subjective human oversight with automated validation mechanisms. Furthermore, the analysis highlights that the ultimate operational efficacy of these algorithmic governance platforms depends heavily on structural organizational restructuring and the technical capacity of national supervisory authorities across cross border jurisdictions. The model robustness is rigorously validated through panel diagnostic specifications, confirming that clear institutional frameworks and automated mutual data ecosystems drastically lower macroprudential systemic vulnerabilities. Consequently, this research provides a comprehensive taxonomy of regulatory adaptation, establishing a reliable empirical baseline for central bankers, corporate executives, and policymakers seeking to optimize compliance architectures while safeguarding international financial stability.
AI-Driven Innovation Management: A Bibliometric and Science Mapping Analysis Nurfitri Ramadana; Desy Dwi Putri; Lamanisa Rasid Saputra; Indah Sari Hamid; Resky Nuralisa Gunawan; Nadya Viranti Khamsiah
Indonesian Journal of Applied Science and Engineering Vol. 4 No. 2 (2026)
Publisher : Peneliti Teknologi Teknik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59247/ijase.v4i2.177

Abstract

The rapid development of artificial intelligence (AI) has transformed innovation management by enabling organizations to enhance decision-making, knowledge management, business processes, and the development of innovative products, services, and business models. As the number of publications continues to increase and the research becomes increasingly multidisciplinary, studies on AI-driven innovation management have expanded across various disciplines, creating a need for a more systematic mapping of the field's development, thematic structure, and emerging topics. This study aims to map the evolution of AI-driven innovation management and identify its intellectual and thematic structure through bibliometric and science mapping analysis. The study employed a bibliometric approach using scientific publications indexed in the Scopus database. Data were collected on 5 July 2026 using the TITLE-ABS-KEY search field and predefined keywords related to AI-driven innovation, artificial intelligence, innovation management, and digital innovation. From an initial 180 documents, 80 English-language journal articles published between 2019 and 2026 were selected through a screening process and analyzed using descriptive bibliometric analysis and VOSviewer-based science mapping. The results indicate a substantial increase in publications since 2024, with 2025 recording the highest number of publications, totaling 43 articles. The data for 2026 represent a partial year because data collection was conducted in July and should therefore be interpreted with caution. China and India were the leading contributing countries, with 11 publications each. Business, Management and Accounting was the dominant subject area, accounting for 43% of the total publications. Keyword analysis indicates that artificial intelligence occupies a central position and is strongly connected with innovation, digital transformation, machine learning, knowledge management, and project management. The overlay visualization identifies several relatively recent themes, including generative AI, Industry 5.0, AI-driven business model innovation, leadership, and knowledge acquisition and transfer. The study concludes that AI-driven innovation management is evolving from a primarily technology-oriented focus toward a more strategic, knowledge-oriented, and interdisciplinary research domain. These emerging themes represent promising research areas based on the current bibliometric patterns and warrant further investigation.