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Analisis Manajemen Risiko Operasional Dalam Industri Perbankan Rohid Akbar; Gilang Dwi Prasetyo; Muhammad Deary; Arsyadona A
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

This research emphasizes the importance of operational risk management in the Indonesian banking industry to maintain financial stability. Using a qualitative methodology and descriptive design, this research analyzes the implementation of risk management based on literature studies and official documents from OJK. The results show that effective risk management involves identifying, measuring, monitoring and controlling the risks faced by banks. Improved human resource competencies and implementation of good corporate governance principles are required to overcome challenges in risk management. Recommendations are provided to strengthen risk management practices, expected to contribute to the health of the banking sector and national economic growth.
Implementasi Kebijakan Manajemen Risiko Terhadap Stabilitas dan Kinerja Keuangan Suatu Perusahaan Nabila Zahara; Nanda Nurul Atika; Sekar Widyamada Pitaloka; Syavina Nadhira Lubis; Arsyadona A
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

With the rapid development of the global economy in a company, of course, it will not avoid a risk. Risk is an adverse consequence caused by unforeseen circumstances, and is an uncertainty relating to prospective profits or losses. The purpose of this article is to gain an in-depth understanding of the effect of risk management policies on the stability and financial performance of the company. Which is where this research uses a literature study approach (library research) which focuses on theoretical analysis of various relevant literature sources. The results can be seen that the implementation of risk management policies in general makes a positive contribution to the stability and financial performance of the company. Despite the positive impact, there are challenges or obstacles in its implementation, including very complex costs, as well as regulations that are constantly changing. However, with the right strategies and steps the company can handle this and can minimize risk.  
Penerapan Manajemen Resiko Persediaan Terhadap Efisiensi Oprasional Pada Kafe Rosella Muliani Syapitri; Sarah Shabrina; Karina Azzahra; Siti Maharani Nst; Arsyadona A
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

This study aims to analyze the application of inventory risk management in Rosella Cafe as an effort to improve operational efficiency and financial stability. By using the Economic Order Quantity (EOQ) and Reorder Point (ROP) methods, this study found that this strategy can save inventory costs of up to Rp 119,992.74 per year compared to the manual method that has been applied by the rosella café flat. The results show that the implementation of EOQ and ROP not only helps in determining the optimal number and time of order, but can also ensure the timely availability of raw materials, reduce the risk of shortage or excess stock, and support smooth operations. This research is expected to be an example for other small businesses in managing inventory effectively in the increasingly competitive food and beverage industry